SBI Simply Click Credit Card Review – If you love Online Shopping, there is a special gift for you from the State Bank of India. State Bank of India offers a special entry-level rewards-based credit card for individuals. it mainly focuses on online shopping and allows 10X To 5X rewards on each online purchase. it offers 10X Rewards for each ₹100 or Above transcations on Online Shopping with exclusive partners.
Here is the list of SBI SimplyClick Card Exclusive Partners –
- Apollo24X7
- BookMyShow
- Cleartrip
- Eazydiner
- Lenskart
- Netmeds
Furthermore, it offers 5X Reward Points on each and every ₹100 and more on all other categories of online shopping. Apart from online shopping, it also offers 1 reward point per ₹100 on other varieties of purchases.
The annual membership charge for SimplyClick SBI Card is ₹499 and taxes. it has a Renewal Fee (per annum) of ₹499 and GST Taxes.
Privileges on Simply Click SBI Card
It comes with a lot of additional SBI Benefits –
- Activation/Log-In Gift – As a Log-in Gift, in simple words, As a welcome Benefit, it offers the worth of ₹500 Amazon E-Gift Cards. However, only for those who pay the Annual Fee of ₹499 + GST taxes.
- Milestone Rewards – When your online spending reaches upto ₹1 lakh within a previous year it offers a Cleartrip Brand E-Voucher worth ₹2,000 as a Milestone Reward. Moreover, it also offers one more Cleartrip Brand E-Voucher worth ₹2,000 when online purchasing reaches upto 2 lahks within the previous year.
- Fuel Surcharge Waiver/ Fuel Discounts – 1% fuel surcharge waiver on transaction amounts between ₹500 to ₹3000 (Max. ₹100 per statement cycle)
- Contactless Chip Technology – Simply wave your card and do your transaction up to ₹5000 as per RBI rules and regulations without putting in your secret digits pin.
- Add-on Cards – Add-on Cards feature to empower your family members and get the same features as a primary card.
- Balance Transfer on EMI – Transfer your other bank credit card’s outstanding balance to SimplyCLICK SBI Card, get the benefits of a lower rate of interest, and pay back in easy monthly installments.
- FlexiPay – FlexiPay will help to convert your big purchasing bills up to ₹2500 or More into monthly EMIs.
- Easy Money Feature – Easy Money Feature helps you get to cheque and draft against your cash limit and also you can request to get delivery to your doorstep.
Through this Article, we will share with you a brief review of the Simply Click SBI Card which can find all solutions to your queries related to the Simply Click SBI Card. for instance, limit, airport lounge access, benefits, charges, eligibility, and more.
The Benefits And Review of the Simply Click SBI Card
Table of Content
- Privileges on Simply Click SBI Card
- The Benefits And Review of the Simply Click SBI Card
- Simply Click SBI Card Highlight Factors
- What Are The Simply Click SBI Card Offers And Benefits
- Discounts And Reward Points
- Additional Features on Simply Click SBI Card
- How to Use Reward Points Redemption
- What Are Card Charges and Fees
- What Are the Eligibility Criteria For Simply Click Card By State Bank of India?
- FAQ
- Popular Credit Cards By Axis Banks
Simply Click SBI Card Highlight Factors
| Points | Description |
|---|---|
| Card Type | Entry-Level Rewards Card |
| Best Suitable | Online shopping, Rewards on purchases |
| Card Benefits & Features | – Amazon e-gift voucher worth ₹500 as a Welcome or Activation Benefits – Contactless Payment Enabled – Get Annual Fee Reversal on online spending upto ₹1 lakh within the anniversary year. – 2 Cleartrip Complimentary Gift Vouchers as achieving Spending milestones – 1% fuel surcharge waiver on all petrol stations across India – Add-on Cards Benefits – Balance Transfer on EMI – Flexipay facility for converting big purchases bill into monthly EMI – Easy Money Feature for getting draft and cheque against cash limit |
| Cash Back & Reward Points on Online Shopping | – Earn up to 10X reward points on selected partner brands (Apollo 24X7/ BookMyShow / Cleartrip / Eazydiner/ Lenskart / Netmeds) – Earn 5X SBI reward Points on all other online categories purchasing (*Capped at 10,000 rewards) – Get 1 reward point per ₹100 and more spent on other categories |
| Milestone Benefits | On achieving the online spending milestone of upto 1 lakh, it offers 1 Cleartrip e-voucher each worth ₹2,000, moreover, it also offers another 1 Cleartrip e-voucher each worth ₹2,000 on spending milestone reaching upto 2 lacs within anniversary year. |
| Welcome Gift | It offers an Amazon India gift card worth ₹500 (*Only For those who pay the annual membership fee) |
| Annual Fee Reversal | Get Renewal Fee reversed Benefits, on annual spending reach upto ₹1,00,000 within the previous year by using SimplyClick |
What Are The Simply Click SBI Card Offers And Benefits
The state bank of India offers this SIMPLY CLICK SBI card, especially for those who love online shopping. it is quite a beneficial card for you to earn rewards on exclusive stores. for instance, Amazon*/ Apollo24X7/ BookMyShow/ Cleartrip/ Eazydiner/ Lenskart/ Netmeds. Furthermore, it allows 5X Rewards on other all online spending.
For daily retail purchases, it comes with a contactless payment method, all you need to do is just wave your card and do your payments of upto ₹5000 without entering the secret digit pin number.
Discounts And Reward Points
Additional Features on Simply Click SBI Card
How to Use Reward Points Redemption
To redeem reward points, you can visit SBI Credit Card Rewards Program and redeem your reward points against a wide array of gifts, vouchers, and Products in different categories.
What Are Card Charges and Fees
| List of Charges | Overview |
|---|---|
| Welcome Benefits | it offers an Amazon gift card worth ₹500 on the pay of Annual membership charges of ₹499 +taxes. |
| Annual Fees on The Card | ₹499 +GST taxes |
| Renewal Fee Waiver Conditions | – Spend ₹1,00,000 within 1 year and get an annual fee of ₹499 reversed |
| First Year Fee | ₹499 +GST taxes |
| Joining Charges | ₹499 +GST taxes |
| Finance Fees (Interest Rate) | – 3.50% Each Month – 42% Per Year |
| Late Payment Fee | ₹400 to ₹1300 is the late payment penalty depending on the total overdue amount |
| Replacement Card | ₹100 to ₹250 |
| Rewards redemption Charges | ₹99 |
| Add-on cards | nil |
| ATM Cash Withdrawal | 2.5% of the withdrawal amount or ₹500 |
What Are the Eligibility Criteria For Simply Click Card By State Bank of India?
To be Easily Eligible for SBI SimplyClick Card, you must have a stable monthly income of ₹20,000 or above. your age must be 21 years and above to get this card. Moreover, Having a Good Credit Score of upto 750 will helps you be comfortably eligible to get the SimplyClick SBI Card.
| Eligibility Criteria | Overview |
| Occupation | Salaried, Self-Employed, Professionals |
| Should be a resident of India | Must be |
| Your Age Must Be For Primary Card | 21 years to 60 years |
| Add-On Card | 18 Years and above |
| Minimum Salary Requirement | monthly income of ₹20,000 or above |
| Credit Score | 750 OR ABOVE |
Below, we mentioned the list of necessary documents that the bank will ask you to complete the KYC Process –
FAQ
Simply Click SBI Card is a low-end rewards-based credit card. it allows earning upto 10X Rewards on shopping from exclusive partners. moreover, it also comes with additional benefits such as Welcome Benefit, Fuel Surcharge Waiver, and Complimentary Gift Vouchers for achieving spending milestones. it could be an awesome card for you if you do online shopping regularly.
1800 112 211 or 1800 425 3800 is the SBI Helpline Customer Care Number for contacting to State bank of India and getting information related to SBI Cards.
Popular Credit Cards By Axis Banks
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