Simply Click SBI Card Review – Benefits, Eligibility, Charges

SBI Simply Click Credit Card Review – If you love Online Shopping, there is a special gift for you from the State Bank of India. State Bank of India offers a special entry-level rewards-based credit card for individuals. it mainly focuses on online shopping and allows 10X To 5X rewards on each online purchase. it offers 10X Rewards for each ₹100 or Above transcations on Online Shopping with exclusive partners.

Here is the list of SBI SimplyClick Card Exclusive Partners –

  • Apollo24X7
  • BookMyShow
  • Cleartrip
  • Eazydiner
  • Lenskart
  • Netmeds

Furthermore, it offers 5X Reward Points on each and every ₹100 and more on all other categories of online shopping. Apart from online shopping, it also offers 1 reward point per ₹100 on other varieties of purchases.

The annual membership charge for SimplyClick SBI Card is ₹499 and taxes. it has a Renewal Fee (per annum) of ₹499 and GST Taxes.

Privileges on Simply Click SBI Card

It comes with a lot of additional SBI Benefits –

  • Activation/Log-In Gift – As a Log-in Gift, in simple words, As a welcome Benefit, it offers the worth of ₹500 Amazon E-Gift Cards. However, only for those who pay the Annual Fee of ₹499 + GST taxes.
  • Milestone Rewards When your online spending reaches upto ₹1 lakh within a previous year it offers a Cleartrip Brand E-Voucher worth ₹2,000 as a Milestone Reward. Moreover, it also offers one more Cleartrip Brand E-Voucher worth ₹2,000 when online purchasing reaches upto 2 lahks within the previous year.
  • Fuel Surcharge Waiver/ Fuel Discounts – 1% fuel surcharge waiver on transaction amounts between ₹500 to ₹3000 (Max. ₹100 per statement cycle)
  • Contactless Chip Technology – Simply wave your card and do your transaction up to ₹5000 as per RBI rules and regulations without putting in your secret digits pin.
  • Add-on Cards – Add-on Cards feature to empower your family members and get the same features as a primary card.
  • Balance Transfer on EMI – Transfer your other bank credit card’s outstanding balance to SimplyCLICK SBI Card, get the benefits of a lower rate of interest, and pay back in easy monthly installments.
  • FlexiPay – FlexiPay will help to convert your big purchasing bills up to ₹2500 or More into monthly EMIs.
  • Easy Money Feature – Easy Money Feature helps you get to cheque and draft against your cash limit and also you can request to get delivery to your doorstep.

Through this Article, we will share with you a brief review of the Simply Click SBI Card which can find all solutions to your queries related to the Simply Click SBI Card. for instance, limit, airport lounge access, benefits, charges, eligibility, and more.

The Benefits And Review of the Simply Click SBI Card

Table of Content

Simply Click SBI Card Highlight Factors

Image Credit To SBICard.Com
Card TypeEntry-Level Rewards Card
Best SuitableOnline shopping, Rewards on purchases
Card Benefits &
– Amazon e-gift voucher worth ₹500 as a Welcome or Activation Benefits
– Contactless Payment Enabled
– Get Annual Fee Reversal on online spending upto ₹1 lakh within the anniversary year.
– 2 Cleartrip Complimentary Gift Vouchers as achieving Spending milestones
– 1% fuel surcharge waiver on all petrol stations across India
– Add-on Cards Benefits
– Balance Transfer on EMI
– Flexipay facility for converting big purchases bill into monthly EMI
– Easy Money Feature for getting draft and cheque against cash limit
Cash Back & Reward Points on Online Shopping– Earn up to 10X reward points on selected partner brands (Apollo 24X7/ BookMyShow / Cleartrip / Eazydiner/ Lenskart / Netmeds)
– Earn 5X SBI reward Points on all other online categories purchasing (*Capped at 10,000 rewards)
– Get 1 reward point per ₹100 and more spent on other categories
Milestone Benefits On achieving the online spending milestone of upto 1 lakh, it offers 1 Cleartrip e-voucher each worth ₹2,000, moreover, it also offers another 1 Cleartrip e-voucher each worth ₹2,000 on spending milestone reaching upto 2 lacs within anniversary year.
Welcome GiftIt offers an Amazon India gift card worth ₹500 (*Only For those who pay the annual membership fee)
Annual Fee ReversalGet Renewal Fee reversed Benefits, on annual spending reach upto ₹1,00,000 within the previous year by using SimplyClick

What Are The Simply Click SBI Card Offers And Benefits

simply click sbi card

The state bank of India offers this SIMPLY CLICK SBI card, especially for those who love online shopping. it is quite a beneficial card for you to earn rewards on exclusive stores. for instance, Amazon*/ Apollo24X7/ BookMyShow/ Cleartrip/ Eazydiner/ Lenskart/ Netmeds. Furthermore, it allows 5X Rewards on other all online spending.

For daily retail purchases, it comes with a contactless payment method, all you need to do is just wave your card and do your payments of upto ₹5000 without entering the secret digit pin number.

Discounts And Reward Points

Reward Points & Cashback On CardExplanation
Online Shopping From exclusive partners – Apollo24X7/ BookMyShow / Cleartrip / Eazydiner/ Lenskart / Netmeds– Earn 10X Rewards Per ₹100 or More transactions
Other Categories Online Transactions– Earn 5X Rewards Per ₹100 or More Spends
All Type Other Shopping– 1 Rewards each ₹100 spends
Fuel Surcharge Waiver1% fuel surcharge waiver (Max ₹100 per Monthly Billing Cycle) on refueling transactions between Rs 500 & Rs 3000.
Domestic Airport Lounge Access LimitNot Available
International Lounge Access LimitNot Available

Additional Features on Simply Click SBI Card

Additional FeaturesDescription (Details)
Add-on CardYes Get benefits the same as the primary card at zero charges and get an add-on card for your family members, wife/husband, parents, and kids (must be age 18 or Above)
EMI FacilityFor EMI Converter, you can use Flexipay to convert your all big purchases of ₹2500 and more and convert them into easy monthly installments of 3 to 36 months.
Easy MoneyTo get a draft and cheque against your card cash limit, you can use the easy money option and get delivery to your registered address.
Contactless PaymentYes! it fully supports contactless each payment upto 5000 as per RBI Rules
Set Card Control
Use SBI Card App to set and control the limit of your all SBI Cards

How to Use Reward Points Redemption

To redeem reward points, you can visit SBI Credit Card Rewards Program and redeem your reward points against a wide array of gifts, vouchers, and Products in different categories.

What Are Card Charges and Fees

List of ChargesOverview
Welcome Benefitsit offers an Amazon gift card worth ₹500 on the pay of Annual membership charges of ₹499 +taxes.
Annual Fees on The Card₹499 +GST taxes
Renewal Fee Waiver Conditions– Spend ₹1,00,000 within 1 year and get an annual fee of ₹499 reversed
First Year Fee₹499 +GST taxes
Joining Charges₹499 +GST taxes
Finance Fees (Interest Rate) – 3.50% Each Month
– 42% Per Year
Late Payment Fee₹400 to ₹1300 is the late payment penalty depending on the total overdue amount
Replacement Card₹100 to ₹250
Rewards redemption Charges₹99 
Add-on cardsnil
ATM Cash Withdrawal2.5% of the withdrawal amount or ₹500

What Are the Eligibility Criteria For Simply Click Card By State Bank of India?

To be Easily Eligible for SBI SimplyClick Card, you must have a stable monthly income of ₹20,000 or above. your age must be 21 years and above to get this card. Moreover, Having a Good Credit Score of upto 750 will helps you be comfortably eligible to get the SimplyClick SBI Card.

Eligibility CriteriaOverview
OccupationSalaried, Self-Employed, Professionals
Should be a resident of IndiaMust be
Your Age Must Be For Primary Card21 years to 60 years
Add-On Card18 Years and above
Minimum Salary Requirementmonthly income of ₹20,000 or above
Credit Score750 OR ABOVE

Below, we mentioned the list of necessary documents that the bank will ask you to complete the KYC Process –

Airtel Axis Bank Credit Card Eligibility
Simply Click SBI Card Eligibility


What is the Simply Click SBI Card?

Simply Click SBI Card is a low-end rewards-based credit card. it allows earning upto 10X Rewards on shopping from exclusive partners. moreover, it also comes with additional benefits such as Welcome Benefit, Fuel Surcharge Waiver, and Complimentary Gift Vouchers for achieving spending milestones. it could be an awesome card for you if you do online shopping regularly.

What Is the Simply Click SBI Card Customer Care Number?

1800 112 211 or 1800 425 3800 is the SBI Helpline Customer Care Number for contacting to State bank of India and getting information related to SBI Cards.

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we hope you will like the Simply Click SBI Card Review. do share on social media handles and with your friends and closest family members. if you have any queries related to SBI credit cards, we love to hear and find solutions for you. comment down below or you can Mail us at

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Naman Parmar professionally known as Nanne Parmar is an Indian Internet entrepreneur, financial expert, referencing expert, and investor. He’s the man who started NE Factory And PriceMint. He has more than four years of experience in the financial technology industry.

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