SBI Platinum Debit Card Review – Limit, Benefits, charges, apply

SBI Platinum International Debit Card Review
SBI Platinum International Debit Card

Name: SBI Platinum International Debit Card

Description: SBI Issued Platinum International Debit card with benefits like free lounge access, reward points, birthday bonus. it is a decent cashless option by SBI Bank.

3.6 of 5 stars 1 review
  • Cashback
  • Features
  • Travel
  • Customer Support
  • Limits


The overall performance of daily lifestyle purchasing is quite good for individuals. domestic airport complimentary access and additional higher limit of withdrawal and a daily spending limit of 2lakh are quite decent for daily use. 

User Review
  • Cashback
  • Features
  • Travel
  • Customer Support
  • Limits
Comments Rating 0 (0 reviews)


  • Good Higher Limits
  • Good Cashback Scheme
  • Decent Free Lounge Access
  • Decent Charges


  • Only 1 Lounge Access
  • Offers could be more better

What is SBI Platinum Debit Card? SBI Bank Offers multiple variants of International debit cards for individuals. The platinum debit card is one of the popular cards by SBI.

It is suitable for individuals who want cashback points on deals via spending. moreover, the debit card comes with free lounge access for good travel support.

In addition, it is a decent card For applicants who want to shift their purchasing into cashless.

it provides 2 SBI RewardZ points per spending more than 200 rupees. which is quite beneficial for cardholders. moreover, free lounge access and a limit of 2 lakh purchasing on international that are quite well reason to its popularity.

SBI Platinum Debit Card Highlight Points

SBI Platinum Debit Card
NetworksRuPay, MasterCard, And VISA
Suitable ForTravel, International, And Lifestyle
Cashback– SBI Rewardz point
– Birthday bonus
– Activation Bonus
Annual FeesThe Charges are  ₹300 And Applicable Charges
Benefits– Free Airport Lounge Access
– SBI Rewardz point (Rewards Points)
– Earn 1 Reward Points per Spending of ₹200.
– Spending Limit is 2 Lakh
– Online Payments Enabled
Additional– New EMV chip for Safety from Duplication And Fraud
– Good Limit For Daily Purchasing
  1. For Purchasing through more than 52 Lakh preferred merchant stores in India
  2. For International usage, transactions through 30 million worldwide stores.
  3. You can withdraw cash from State Bank of India ATM Machines or other ATMs in India
  4. it offers a Higher limit of per day 1 Lakh on Withdrawing Cash over all countries.
  5. it enables shopping from e-commerce stores in India and outside of India.
  6. The Debit Card is accessible in different variants like VISA, MASTERCARD, And Rupay.
  7. it enables earning reward points on movie tickets, online shopping, grocery spending, and lifestyle purchasing etc.

The Benefits of the Debit Card You Get –

SBI Platinum Debit Card

The card comes with a new EMV chip for more security from duplication and fraud. it enables cardholders to cashless transactions. Above All, it offers to earn cashback points on purchasing.

Rewards Points or SBI Rewardz point

It offers cashback points on purchasing as a form of SBI Rewardz point. The Card enables you to earn 1 SBI Rewardz point on spending ₹200 every time.

For cardholders, it provides benefits of Activation Bonus And Birthday Bonus.

Activation Bonus– it offers 200 reward points on the first three purchases via using the card.
Birthday Bonus– Your earned rewards points will be doubled in your birthday month.

To redeem your earned reward points, The State Bank of India provides two ways to redemption your reward points into exciting gifts.

  • The first one, You can browse SBI Rewardz official website to redeem your earned reward points into gifts.
  • The second one, you can download the SBI Rewardz Android app through the google play store.

Travel Benefits

in travel offers, it provides complimentary access in the domestic airport lounge. as I already said, it is an overall decent performance in international usage.

Additional Benefits of the SBI International Debit Card (Platinum ATM Card)

FeaturesDetails (Information)
Purchase Protectionit offers Purchase Protection in all spending for ₹50 Thousand for the Last 90 days For Safety From Fraud spending.
Daily Transactionsit provides a higher limit of transactions around 2 Lakh per day.
Reward PointsAccording to State Bank Rewardz Scheme, the card provides SBI Rewardz on every spend of ₹200.
Internationalit provides an international purchasing limit of 2 lakh and a withdrawal limit of 1 Lakh.

Let Check The SBI Platinum International Debit Card Charges (Fee)

apart from rewards points and travel offers, it also offers decent charges. Here is the list of charges that are applicable on a debit card –

Replacement– The replacement fee is ₹300
Annual Fee (Charges)– The Charge is ₹250 Every Year And Applicable Taxes.
Issuance fee– The charges are ₹300 And applicable taxes. (GST plus)
Instant Pin Generation ChargesNIL

What are the SBI Platinum card withdrawal limit

ListDomestic (In India)Outside India (International)
Withdrawal Limit– The minimum withdrawal amount is ₹100
– The Maximum withdrawal cash is ₹1 Lakh
Depends on the Country But The maximum foreign withdrawal is 1 lakh
Other All Spends– The offline and online daily transaction limit is ₹2 lakh– It’s a 2 lakh limit. sometimes it depends on various country
– Online Transaction Limit is 50 thousand per month

Who is Eligibile For This State Bank of India Platinum International Debit Card?

To get The Debit Card, The individual must be a resident of India or a non-resident of India. Above All, The applicants should hold one of the following options –

  1. Saving Account
  2. Current Account in SBI For Get The Debit Card
  3. Salary Account
  4. A Online SAVING Account Like – Insta Plus Video KYC Savings Account

How to Apply For SBI Platinum Debit Card OR How You Get delivered to your doorstep

To Get The SBI International Debit Card, The Applicant should have to open an account in the State of India.
A Salary, Current, Or Saving Account must be required to get this Debit Card. Once, your account will be opened successfully.

Here are the necessary documents for opening an account in the State Bank of India.

Moreover, All you need to do is To Submit A Online Application. or the Account holders can visit the nearest branch of SBI Bank.

Lets Talk About the SBI Platinum Debit card vs Gold Debit Card

Here is the list of Difference between in sbi platinum debit card vs sbi gold debit card –

SBI Platinum Debit Card
difference BetweenSBI GOLD Debit CardSBI Platinum Debit card
Annual Fee on The Cards₹175 and applicable GST taxes ₹250 And Applicable GST Charges
In Travel– No Lounge Acess
– International Usages Enabled
– Free Lounge Access
– International Usages
ReplacementFlat ₹300₹300 charges are applicable
Reward Points2 Reward Points on Every Spent of ₹200₹200 Per Spend Earn 2 Reward Points
AdditionalNEW Added EMV ChipEmbedded NEW EMV Chip

In Conclusion

The card is overall performance a good for daily limit transactions. moreover, this is a decent card for your cashless purchasing. On Spending, the SBI Platinum debit card performs decent cashback reward points on lifestyle expenses.
in addition, it offers a good activation bonus and birthday bonus for the cardholders too.

Pricemint Customer reviews rate 3.7 out of 5. This is a good-to-go debit card by SBI Bank.

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