SBI Card Pulse Review – Benefits, Charges, Eligibility, Limit

sbi card pulse

SBI Card Pulse Review – If you are a fitness freak, the state bank of India has a fantastic fitness benefits-based credit card for you. SBI Card PULSE is a mid-level rewards-based card. it offers plenty of Privileges for the Fitness and Health Categories.

It mainly focuses on earning 10X reward Points on select categories. it allows you to earn upto 10X Reward Points for each ₹100 or more spent on selected categories such as Chemist, Pharmacy, Dining, and Movies spend. Moreover, It provides a Default 2 Reward Points per ₹100 or above on all other categories.

As a Welcome Gift, it delivers a Free of Cost Noise ColorFit Pulse 2 Max Smart Watch worth ₹5,999 on payment of the joining fee For a health-conscious person.

it could be pretty beneficial for you to get more than 100 sports modes. Moreover, Smartwatch has additional features such as a stress monitor, Heart rate monitor, Step tracker, SpO2 monitor, and more.

Apart from Welcome Gift, it offers additional health category subscriptions such as

  • 1 Year complimentary FITPASS PRO Membership (*every year on renewal)
  • 1-year complimentary Netmeds First Membership (*every year on renewal)

Milestone Benefits

On Achieving your spending milestone of upto 4 lacs within its anniversary year, it offers a NETMEDS E-Voucher worth of ₹1500 as a milestone reward. Furthermore, it also supports a Renewal Fee waiver on spending reaching upto 2 lac within a year.

Privileges on SBI Card Pulse

It comes with a lot of additional features and Privileges –

  • Free Lounge Access Benefits – It allows the cardholder to get up to 8 Complimentary Domestic Airport Lounge visits. (Capped at 2 per quarter)
  • Priority Pass Membership – It offers Complimentary Priority Pass Membership worth USD $99 for the first two years of cardholder membership.
  • List of Insurance Cover – It comes with plenty of Comprehensive Insurance Cover such as
    • Up to ₹1 lakh Fraud Liability Insurance Cover
    • Air Accident Cover of ₹50 lakh
    • Loss of check-in baggage cover upto ₹72,000 (1000 USD Worth)
    • Upto ₹12,500 Loss of travel documents Cover
    • Baggage Damage Cover of ₹5000
  • Fuel Surcharge waiver – On each transaction between ₹500 and ₹4,000, get a 1% Fuel Surcharge waiver (Max Fuel transaction benefit of ₹250 per statement cycle)

The annual membership fee On Pulse SBI Credit card has ₹1,499 + GST Taxes which you will have to pay only One-Time as a joining fee. Furthermore, it has a Renewal Fee which will be ₹1,499 + Taxes that you must have to pay every year. The Pulse SBI card comes with Renewal Fee reversed benefits. You have on spending upto 2 lakhs within the previous year to get the benefits of a renewal fee waiver every year.

Through this Article, we will share with you a brief review of the SBI Card Pulse. which can find all solutions to your queries related to the SBI Card Pulse. for instance, limit, airport lounge access, benefits, charges, eligibility, and more.

The Benefits And Review of the SBI Card Pulse

Table of Content

SBI Card Pulse Highlight Factors

Image Credit To SBICard.Com
PointsDescription
Card TypeMid-Level Rewards Based Card
Best SuitableEspecially For Fitness Freaks, Health, Fitness, and Travel
Card Benefits &
Features
– 1-year complimentary FITPASS PRO Membership
– Air Accident Insurance Cover Cover of ₹50 lakh
– 8 Domestic Lounge access in a year
– Contactless Transactions Enabled Advantage
– Get Free-of-Cost Priority Pass Membership worth $99 for the first two years
– Get Up to 1% Fuel Surcharge waiver (Max. ₹250 Savings on Fuel Transactions)
– Fraud Liability Insurance Coverage of upto ₹1 lakh
– 24 million outlets Worldwide Acceptance
– Flexipay
– Balance Transfer on EMI
– Easy Money Facility for Get Draft or Cheque against total cash limit
– Free Cost Add-on Cards
Cash Back & Reward Points on Online Shopping– Earn Up To 10X SBI Reward Points each and every transaction of ₹100 and more in selected categories such as Chemist, Pharmacy, Dining, and Movies.
– On any other categories of shopping, get 2X Reward Points on every transaction of ₹100 or Above.
Rewards Value4 Reward Points = ₹1
Milestone Benefits The Worth of ₹1500 NETMEDS E-Voucher As A Milestone Reward for achieving the milestone of reaching the retail spending limit of 4 lac within a year.
Welcome GiftGet Delivery to your doorstep of Complementary Noise ColorFit Pulse 2 Max Smart Watch worth ₹5,999 As a Welcome/Renewal benefit
Annual Fee ReversalThe primary cardholder can get a Waiver of the Renewal Fee on annual spending of ₹2 lacs.

Discounts And Reward Points

Reward Points & Cashback On CardExplanation
Each Chemist, Pharmacy, Dining, and Movie Category spendsGet 10X Rewards on each transaction of ₹100 or more.
Other Categories Online TransactionsGet 2X Rewards on each transaction of ₹100 OR More
Fuel Surcharge Waiver– Get a 1% Fuel Surcharge waiver
– Must your every transaction between ₹500 and ₹4,000
– Max. Fuel waiver of ₹250 per statement cycle
Domestic Airport Lounge Access LimitGet Complimentary 8 Domestic Lounge visits (Capped at 2 per quarter)

Additional Features on SBI Card Pulse

Additional FeaturesDescription (Details)
Add-on CardGet Add-On Card Facility and empower every family member such as wife/husband, Parents, and Kids (Must be 18 Years and Above)
Fraud Liability Insurance CoverAvail Fraud Liability Insurance Cover of ₹1 lakh
Travel Related Insurance Covers– Get cover upto ₹7,500 on Delay of check-in baggage
– Up to ₹12,500 Loss of travel documents
– Air Accident Cover of ₹50 lakh
– Cover up to ₹5000 on Baggage Damage
– Also, Get Cover on up to ₹72,000 (1000 USD) Loss of check-in baggage
EMI FacilityGet the benefits of FlexiPay And Convert any purchase up to 2500 into Easy monthly statements
Easy MoneyUse the Easy Money Feature and get home delivery of a cheque or draft against your cash limit of the card
Contactless PaymentYes! it fully supports contactless each payment upto 5000 as per RBI Rules (VISA Paywave)
Set Card Control
Use SBI Card App to set and control the limit of your all SBI Cards

How to Use Reward Points Redemption

To redeem reward points, you can visit SBI Credit Card Rewards Program and redeem your reward points against a wide array of gifts, vouchers, and Products in different categories.

The primary cardholder can redeem their earned rewards points against the SBI Pulse card’s outstanding balance. moreover, also, you can visit SBI Credit Card Rewards Program and redeem your Reward Points against a host of options from the Reward Catalogue.

The Redemption Indian rupees value of your earned reward points is 4 Reward Points = 1 INR

What Are SBI Card PULSE Card Charges and Fees

List of ChargesOverview
Welcome Benefits– On payment of the joining fee, get home delivery of Noise ColorFit Pulse 2 Max Smart Watch worth ₹5,999 which helps to track your fitness and health.
Annual Fees on The Card– ₹1,499 + GST Taxes Per Year
Renewal Fee Waiver ConditionsGet the benefit of a Renewal Fee waiver on annual spending of 2 lakhs within the previous year
First Year Fee₹1,499 + GST Taxes
Joining Charges₹1,499 + GST Taxes (One-Time Payment)
Finance Fees (Interest Rate) – 3.50% Each Month
– 42% per year
Late Payment FeeBetween ₹400 to ₹1300 will be the late payment charges depending on the total overdue payment
Foreign Currency Markup Fee3.50%
Rewards redemption ChargesAround ₹99
Add-on cardsNIL
ATM Cash Withdrawal2.5% of the Total withdrawn Amount
OR ₹500 

What Are the Eligibility Criteria For Pulse Credit Card By State Bank of India?

To meet the eligibility Criteria for SBI Card Pulse, The applicant must have a stable source of income and the minimum income requirement for a Pulse Card is ₹2 Lacs and more. moreover, You must have a Good Credit score of upto 750 to easily get approval for the card.

Eligibility CriteriaOverview
OccupationSelf-Employed and Salaried Applicants Can Apply
Should be a resident of IndiaThe applicant should be a resident of India
Your Age Must Be For Primary Card– Min. 21 Years
– Max. 60 years
Add-On Card Age Required18 Years And More
Minimum Salary Requirement2 Lacs and More (ITR, Pay Slip maybe Ask by SBI Bank)
Credit ScoreMust have upto 750 and Good Credit History

Below, we mentioned the list of necessary documents that the bank will ask you to complete the KYC Process –

Airtel Axis Bank Credit Card Eligibility
SBI Card Pulse Eligibility

FAQ

What is the SBI Card Pulse?

SBI Card Pulse is launched especially for Fitness enthusiasts. it enables you to earn 10X Rewards on Chemist, Pharmacy, Dining, and Movie spending. it is a Mid-Level Rewards Based Fitness card for individuals. it is quite popular for its Welcome gift, it offers Free-Cost Noise ColorFit Pulse 2 Max Smart Watch worth ₹5,999 to help to track your everyday fitness.

What Is the SBI Card Pulse Customer Care Number?

1800 112 211 or 1800 425 3800 is the SBI Helpline Customer Care Number for contacting to State bank of India and getting information related to SBI Cards.

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we hope you will like the SBI Card Pulse Review. do share on social media handles and with your friends and closest family members. if you have any queries related to SBI credit cards, we love to hear and find solutions for you. comment down below or you can Mail us at [email protected]

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