SBI BPCL Credit Card Review – SBI BPCL Credit Card is a fantastic fuel card for getting value back. it mainly focuses to provide a good rate of value back on fuel purchases from Bharat Petroleum. It is launched by the State Bank of India in Cooperation With Bharat Petroleum Corporation Limited. it will offer you 70 liters of Annual fuel Savings. it allows the cardholder to earn up to 13X reward points (4.25% Value back) on fuel purchases at BPCL petrol pumps Across India. Moreover, It offers Up to 3.25% + 1% Fuel surcharge waiver on every BPCL Fuel transaction upto ₹4000.
Apart From Fuel Purchases, it also offers rewards Points on other categories of shopping. The cardholder can get up to 5X Reward Points on Each & Every ₹100 or Above spent at Groceries, Departmental Stores, Movies & Dining Bills. Furthermore, it Provides 1 Reward Point Per ₹100 or Above spent on non-fuel retail purchases. which is quite beneficial for you.
It supports all State Bank of India privileges such as
- Welcome Benefit
- Reward Points on Fuel Purchases and Other Shopping
- Contactless Methold transactions Enabled Card
- Worldwide Acceptance (VISA/MasterCard)
- Add-on Cards
- Pay for Utility Bill Payment
- Balance Transfer on EMI
- Flexipay
- Easy Money Facility
Through this Article, we will share with you a brief review of the SBI BPCL Credit Card which can find all solutions to your queries related to the SBI BPCL Credit Card. for instance, limit, airport lounge access, benefits, charges, eligibility, and more.
The Benefits And Review of the SBI BPCL Credit Card
Table of Content
- The Benefits And Review of the SBI BPCL Credit Card
- SBI BPCL Credit Card Highlight Factors
- What Are The SBI BPCL Credit Card Offers And Benefits
- Discounts And Reward Points
- Additional Features on SBI BPCL Credit Card
- How to Use Reward Points Redemption
- What Are Card Charges and Fees
- What Are the Eligibility Criteria For BPCL Credit Card By State Bank of India?
- FAQ
- Popular Credit Cards By Axis Banks
SBI BPCL Credit Card Highlight Factors
| Points | Description |
|---|---|
| Card Type | Entry-Level Card For Fuel Transcations |
| Best Suitable | Fuel Purchases and Shopping |
| Card Benefits & Features | – Worldwide Acceptance (VISA/MasterCard) – Get a Draft or Cheque against your cash limit and get it delivered to your doorstep BY Easy Money Facility – Easy EMIs via Flexipay option – Contactless Advantage Payment Method Enabled – 1% Fuel surcharge waiver on each Fuel transaction of up to ₹4,000 at any Bharat Petroleum petrol pump across the country. |
| Fuel Reward Points or ValueBack | The cardholder can earn up to 4.25% value back on their fuel purchases from BPCL Fuel Stations Across India. Briefly, you will get 13X Rewards points equivalent to 3.25% + 1% Fuel surcharge waiver on every transaction of upto ₹4,000. – (It is capped at 1300 Reward Points per billing cycle) – Maximum surcharge waiver of ₹100 in a billing cycle (Annual Savings of ₹1200) |
| Cashback & Reward Points | – 5X Reward Points Per ₹100 or Above Transactions at groceries, departmental stores, movie tickets, and dining. (Capped At 5,000 reward points per month) – Get 1 reward point Per ₹100 OR Up Purchases on all other non-fuel retail Transactions |
| Welcome Gift | – As A Welcome Privilege, it offers 2,000 activation bonus reward points worth ₹500 – (*Your earned Welcome Privilege Reward Points will be credited after 20 days of the payment of the joining fee) |
| Annual Fee Waiver | To get an Annual Fee Waiver, you will have to cross the transaction upto ₹50,000 in a year to get annual fee waiver benefits. |
What Are The SBI BPCL Credit Card Offers And Benefits
SBI BPCL Credit Card is an entry-level fuel discounts-based card for individuals. it offers upto 70 liters of Annual fuel Savings. it is one of the best fuel credit cards for applicants. it could be a beneficial card for you to earn rewards and discounts on purchasing from a few categories such as fuel, Groceries, Departmental Stores, Movies & Dining Bills
It comes with Worldwide Acceptance, you can use the card for upto 24 million outlets all over the globe. Any MasterCard or Visa outlet accepts this card. Moreover, it also supports Flexipay, to convert your big transactions or Payments into Monthly EMI.
The Annual/ Renewal Fee is just 499 Which is Quite Low and Good. Moreover, it comes with Renewal Fee reversible facility. if annual spending will reached upto 50000 for last year your annual/Renewal fee automatically be reversed.
Discounts And Reward Points
Additional Features on SBI BPCL Credit Card
| Additional Features | Description (Details) |
|---|---|
| Add-on Card | Add-on cards are available for family members such as parents, Husband/Wife, children, or siblings above the age of 18 years |
| EMI Facility | Flexipay to convert your all big purchases minimum up to 2500 into Easy Monthly Payments EMI. – Just log in to sbicard.com within 30 days of purchase to convert it. |
| Contactless Payment | Yes! Enabled Contactless Payment Method |
Set Card Control | Use SBI Card App to control your all State Bank Credit Cards Limits and transactions |
How to Use Reward Points Redemption
Your 2,000 Activation Bonus Reward Points will be credited after 20 days of the payment of the joining membership fee. You can also be redeemed instantly against fuel purchases at BPCL outlets. Moreover, you’re earned every rewards points, and you can redeem Shop n Smile rewards catalogue. you have to log in to https://www.sbicard.com/en/personal/rewards.page to redeem your rewards points.
The Value of Every SBI BCPL Card Reward Points –
– The value of 4 reward points = Re. 1
– 1 reward point = Re. 0.25
What Are Card Charges and Fees
| List of Charges | Overview |
|---|---|
| Welcome Benefits | – EXTRA 2,000 points worth ₹500 on paying the joining fee as a Welcome Gift For the cardholder |
| Annual Fees on The Card | – ₹499 per Year – Renewal Fee reversed if annual purchase for last year will cross ₹50,000. |
| First Year Fee | – ₹499 per Year |
| Joining Charges | – ₹499 (One-Time Payment) |
| Finance Fees (Interest Rate) | – The Default Interest Rate is 3.5% per Month – 42% Annually |
| Late Payment Fee | Late Payment Penalty is Between ₹400 to ₹1300 depending on the total Overdue Payment |
| Replacement Card | In Between of ₹100 to ₹250 |
| Total Interest fee period | Max Up to 50 Days |
| Add-on cards | Nil |
| ATM Cash Withdrawal | 2.5% or ₹500 (Domestic Withdrawal) |
What Are the Eligibility Criteria For BPCL Credit Card By State Bank of India?
To meet with Eligibility Criteria for SBI BPCL Credit Card, the individuals must be 21 Years old as per State Bank Card Regulations. You must have a Good Credit History and Credit Score Upto 750. You must have A Stable Income. The applicant’s Occupation Salaried and Self-Employed both are fully eligible.
| Eligibility Criteria | Overview |
| Occupation | Salaried, Professionals, Self-Employed |
| Should be a resident of India | Yes |
| Your Age Must Be For Primary Card | 21 years to 65 years |
| Add-On Card | 18 years and above |
| Minimum Salary Requirement | 3.5 Lakh Per Year (ITR, Salary Slip, Form 16 Documents May Ask Required) |
| Credit Score | Must have a Good Credit Score Upto 750 |
State Bank of India will ask you few documents Such As PAN Card, Aadhar Card, And ITR To Complete The KYC For The Card. Below, we mention the list of Necessary Documents the SBI bank may Ask you before completing the approval for the card.
FAQ
SBI BPCL Credit Card is a Low-End Fuel card for Salaried and Self-Employed Occupation individuals. it delivers the cardholder benefit of 70 liters of Annual fuel Savings. As per Reports, it is one of the latest and best fuel cards for you. it offers upto 13X Rewards points on Fuel Transcations from Bharat Petroleum Fuel Stations All over India.
To contact with SBI Card helpline, you can Dial 39 02 02 02 (prefix local STD code) of 1860 180 1290 to get queries related To State Bank of India Credit Cards.
Popular Credit Cards By Axis Banks
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