RBL ShopRite Credit Card Review – The Shoprite Credit Card is a basic entry-level card with minimal annual charges credit card offered by RBL Bank. it is quite an acceptable card for earning Rewards on all purchases. moreover, it is mainly popular for earning 5% Value back on grocery shopping spends as a form of reward points.
It provides a range of benefits, including cashback on purchases made at Shoprite stores, a fuel surcharge waiver, and reward points that can be redeemed for discounts on future purchases. Moreover, It offers a 10% discount on movies as Entertainment Benefit, it allows users to get up to 5% Value back on grocery spending.
As a Welcome Benefit on First Use, it allows users to get 2,000 Reward Points on their First purchase within 30 days of card issuance. Download RBL MyCard Mobile App And Pay the joining fee to get welcome rewards.
Privileges on RBL ShopRite Credit Card
It comes with a lot of additional features and Privileges –
- Fuel surcharge Waiver on each transaction – You can benefit from a fuel surcharge waiver of up to ₹100 monthly on fuel transactions between ₹500 and ₹4000 at all fuel stations across India.
- Easy EMI Options – The primary cardholder can easily convert their high-value purchases into easy monthly installments. you can convert EMIs via RBL MyCards App, Net Banking, And Calling.
- Contactless Payment Enabled – It comes with contactless payment technology, allowing for fast and convenient transactions. Read RBI Regulations on contactless mode payments.
- Benefits of Entertainment – It allows users to Get a flat 10% OFF on movie tickets at BookMyShow App. (Capped at 15 times a year)
- Annual Charges Waiver – The user can get the benefit of a Fee reversed on spends of ₹1.5 Lacs in the previous year
The Annual and joining charges on RBL ShopRite Credit Card
The Annual fee membership fee On RBL ShopRite Credit Card has ₹500 + GST Taxes which comes with Fee reverse benefits. All you need to do is, you will have to use the card and spends ₹1.5 Lacs in the previous year to get an annual fee waiver. it could be a beneficial card for beginners to save annual charges and generate good credit history.
Through this Article, we will share a brief review of the ShopRite Credit Card, which can find all solutions to your queries related to the RBL ShopRite Credit Card. for instance, limit, airport lounge access, benefits, charges, eligibility, and more.
The Benefits And Review of the RBL Shop Rite Card
Table of Content
- Privileges on RBL ShopRite Credit Card
- The Annual and joining charges on RBL ShopRite Credit Card
- The Benefits And Review of the RBL Shop Rite Card
- RBL ShopRite Credit Card Highlight Factors
- Discounts And Reward Points
- Additional Features on RBL ShopRite Credit Card
- How to Use Reward Points Redemption
- What Are RBL ShopRite Credit Card Charges and Fees
- What Are the Eligibility Criteria For ShopRite Credit Card By RBL Bank?
- FAQ
- Popular Credit Cards By Axis Banks
RBL ShopRite Credit Card Highlight Factors
| Points | Description |
|---|---|
| Card Type | Basic Entry-Level Value-Back based credit card |
| Best Suitable | Online Shopping and Reward points |
| Card Benefits & Features | – 10% off On Movies Tickets on BookMyShow Website or App (15 Times Only Each Year) – 2.5% Value back on fuel spends – Easy EMI – Simple RBL MyCards App User interface – Contactless Mode Enabled |
| Cash Back & Reward Points | – Get 1 Reward Point for every ₹100 and more on all categories purchasing except Fuel Transactions. – Enjoy 20 Reward Points on each ₹100 or Above spent on All types of grocery shopping (Capped at 1000 Reward Points Monthly) |
| No cash back on selected categories | – No Rewards on Fuel Purchases and Rent Payments |
| Zero Fraud Liability | – Yes |
| Welcome Gift | – 2000 Rewards As a Welcome Gift on First Card Usage |
Discounts And Reward Points
| Reward Points & Cashback On Card | Explanation |
|---|---|
| Grocery Spends | Get 5% Value back As A 20 Rewards on ₹100 OR More on All Grocery Shopping using the card |
| Other Category Shopping | – Earn 1 Reward Point on all spends above ₹100 |
| No Rewards | EMI Spends, Fuel, Wallet Load, and Rent Payments |
| Fuel Surcharge Waiver | Get a waiver of up to 100 per month on all fuel stations in India |
| Domestic Airport Lounge Access Limit | Not available |
Additional Features on RBL ShopRite Credit Card
How to Use Reward Points Redemption
The value per RBL reward point is equal to ₹0.25 and you can browse the official website of RBL Bank and Log in VIA Credit card to Use the feature of Reward Point Redemption to convert the reward points into cash.
You can redeem their accumulated reward points for various redemption options such as Gift Vouchers, Cashback, Airline Miles, and more.
Here are steps you can follow to redeem –
- Log in to the RBL Bank net banking portal using their credentials.
- Click on the ‘Rewards’ tab and select the ‘Redeem Rewards’ option.
- Choose the redemption option that they prefer from the available options.
- Enter the required details and submit the redemption request.
- The reward points will be deducted from the cardholder’s account, and the redemption request will be processed accordingly.
Note – It is important to note that the reward redemption fee of ₹99 and Taxes will be applicable
What Are RBL ShopRite Credit Card Charges and Fees
What Are the Eligibility Criteria For ShopRite Credit Card By RBL Bank?
It is a basic Entry-level Card issued by RBL With Cooperation with Shoprite Company. to meet the Eligibility Criteria for the card, you must have a stable monthly income and a good credit score of 750 and more. Salaried and Self-Employed are both occupations selected to meet the eligibility criteria for the card. Also, The Minimum Age Required to get approval for the card is 18 Years.
| Eligibility Criteria | Overview |
| Occupation | Salaried, And Self-Employed |
| Should be a resident of India | Yes |
| Your Age Must Be For Primary Card | 18 and 60 years old |
| Add-On Card Age Required | 18 years and above |
| Minimum Salary Requirement | The minimum income requirement ranges from ₹12,000 to ₹25,000 per month For easily Eligible for the credit card |
| Credit Score | Good Credit Score upto 750 |
Below, we mentioned the list of necessary documents that the bank will ask you to complete the KYC Process –
FAQ
RBL ShopRite card is one of the basic entry-level credit cards for earning rewards on each purchase. it comes with very minimal annual membership charges and fee waiver benefits. Moreover, it could be a fantastic card for various benefits, such as cashback on purchases made at grocery stores, fuel surcharge waivers, movie tickets discount, and other exclusive discounts.
you can use the RBL Bank Credit Card 24/7 Toll-free Number of +91 22 6232 7777 or 1800 121 9050 from your registered mobile number for regular queries related to RBL Credit cards.
Popular Credit Cards By Axis Banks
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