RBL Bank ShopRite Credit Card

The RBL Bank ShopRite Credit Card is an entry-level card for people who often shop in India. 1Best Rewards Credit Cards For March 2024 Website: Forbes Published: Nov 30, 2023, 7:04 pm Editor: Armaan Joshi

It gives rewards for buying things like groceries and also gives discounts for going to the movies. Plus, you don’t have to pay extra fees when you buy fuel. Though there’s a small annual charge, you don’t have to pay if you spend enough money. It’s good for folks who want rewards and discounts without complicated cards.

RBL Bank ShopRite Credit Card Benefits

  1. Receive a welcome gift of 2,000 Reward Points on your first purchase within 30 days of card receipt. To grab this deal, just download the RBL MyCard Mobile App and pay the Joining fee. 2RBL Bank’s journey from a legacy to a new age bank Website: Expresscomputer Published: Sep 21, 2017
  2. Avail of the movie ticket discount up to 15 times a year, saving up to INR 100 each time.
  3. To get the movie discount, select the RBL Bank 10% offer under Credit Card offers and discounts after choosing your movie on BookMyShow. 3Shoprite Credit Card cloudfront.net Website: RBL OFFICIAL Category: PDF
  4. Get a fuel surcharge waiver of up to INR 100/month Only valid for fuel transactions between INR 500 and INR 4,000.
  5. Manage your card conveniently with the RBL MyCard Mobile App.
  6. Avail cashback on purchases made at Shoprite stores.
  7. Benefit from insurance cover for added security.
  8. Redeem reward points for various options like gift vouchers and cashback.

Reward Points

  1. Earn 1 reward point for every INR 100 spent on most purchases, excluding fuel, railways, utility, rental, and miscellaneous categories. 4RBL Bank Monthly Treats Credit Card Terms and Conditions Website: RBL Bank Category: PDF
  2. Receive a 5% value back on grocery shopping, earning 20 reward points for every INR 100 spent, up to 1,000 reward points per month.
  3. Note that starting October 9, 2023, transactions made on wallet and insurance categories won’t earn reward points.5 RBL Bank Shoprite Credit Card Terms and Conditions Website: RBL bank Category: PDF

Additional Features

ListDescription
Add-on CardYes
Insurance CoverInsurance cover for lost or stolen card
EMI FacilityYes Convert ₹2500 OR More Purchases into Easy Monthly EMI
– Use RBL MyCards App For Easily Convert
Contactless PaymentYes
Set Card Control
Use the RBL MyCards App to set the limit of the card

Airport Lounge Access

While the ShopRite Credit Card does not offer domestic airport lounge access, it compensates with its focus on everyday benefits such as cashback, discounts, and waivers. 

Charges

CategoryOverview
Annual ChargeINR 500 + GST Taxes
Renewal Fee WaiverFee reversal waiver on spending INR 1.5 Lakhs in the previous year
First Year FeeINR 500 + GST Taxes
Joining ChargesNil
Interest Rate3.5% – 3.99% per month
Late Payment FeeRanges from INR 100 to INR 1,000 depending on the total overdue amount 6Schedule of Charges Website: RBL Bank Category: PDF
Overlimit Charges2.5% of the over-limit amount
Add-on CardsNil
Cash Advance Fee2.5% of the cash advance amount
Reward Redemption FeeINR 99 + GST applicable on the redemption of reward points on RBL Credit Cards

How to Use Reward Points Redemption

  1. Each Reward Point is worth ₹0.25 when you redeem it. 7Terms & Conditions (https://www.rblrewards.com/tnc) Website: RBLRewards
  2. Log in to the official RBL Bank website using your Credit Card details.
  3. Click on the Rewards tab in the net banking portal.
  4. Choose your preferred redemption option, such as Gift Vouchers, Cashback, or Airline Miles.
  5. Enter all necessary details for redemption.
  6. Submit your redemption request.
  7. Keep in mind the reward redemption fee of ₹99 and applicable taxes.
  8. Upon submission, your reward points will be deducted from your account.
  9. The redemption request will then be processed accordingly.
  10. Ensure you have enough reward points for your chosen redemption option.
  11. Enjoy the benefits of your redeemed rewards!

Eligibility Criteria

  1. Applicants must be Indian residents.
  2. Age eligibility is between 18 and 60 years.
  3. Occupation can be salaried or self-employed.
  4. Monthly income should range from ₹12,000 to ₹25,000.
  5. A credit score of 750 or above is required. 8Want To Apply For A Credit Card? Important Credit Card Eligibility Terms to Know Website: Deccan Chronicle Category: Webpage Published: 12 October 2023 1:09 PM (Update:7 March 2024 1:56 PM)
  6. Add-on cardholders must be at least 18 years old.

Documents Required

  1. Proof of identity: Aadhar card, passport, or driver’s license.
  2. Proof of address: Aadhar card, utility bill, or rent agreement.
  3. Proof of income: Salary slips, bank statements, or income tax returns. (Latest 3 Months)
  4. Passport-size photographs.
  5. PAN card.

How to Apply For The RBL Bank ShopRite Credit Card

  1. Visit the official RBL Bank website.
  2. Navigate to the credit card section.
  3. Locate the ShopRite Credit Card option.
  4. Review the card’s features, benefits, and eligibility criteria.
  5. Click on the “Apply Now” or “Apply Online” button.
  6. Fill out the online application form accurately.
  7. Provide details such as name, address, contact information, and income.
  8. Upload scanned copies of required documents, including ID proof and address proof.
  9. Submit additional documents like income proof and passport-size photographs.
  10. Review the application for accuracy and completeness.
  11. Agree to the terms and conditions.
  12. Click on the “Submit” or “Apply” button to proceed.
  13. Receive an application reference number upon submission.
  14. Wait for the bank to process your application.
  15. If necessary, the bank may contact you for further verification.
  16. Check your email or SMS for application status updates.
  17. Once approved, you’ll receive the credit card at your registered address.
  18. Activate the card following the provided instructions.
  19. Set up online banking and mobile app access for card management.
  20. Start using your ShopRite Credit Card to make purchases and enjoy benefits.

FAQs

  • What should I do if my credit card is lost or stolen?

    If your credit card is lost or stolen, immediately contact your RBL bank’s customer service helpline + 91 22 6184 6300 to report it. They will block the card to prevent unauthorized use and guide you on the next steps, which may include applying for a replacement card.

  • How can I check my ShopRite Credit Card balance?

    You can easily check your ShopRite Credit Card balance through various methods, including online banking, the RBL MyCard Mobile App, or by calling RBL Bank’s customer service helpline. Simply log in to your account or use the provided options to inquire about your current balance.

  • How do I apply for a credit limit increase on my ShopRite Credit Card?

    To apply for a credit limit increase on your ShopRite Credit Card, you can usually do so through the RBL MyCard Mobile App, online banking, or by contacting RBL Bank’s customer service helpline. RBL Bank will review your credit history, income, and repayment behavior before approving or declining your request.

  • What should I do if I forget my ShopRite Credit Card PIN?

    If you forget your ShopRite Credit Card PIN, you can request a new one from RBL Bank. You can usually do this through the RBL MyCard Mobile App, online banking, or by visiting an RBL Bank branch in person. You may need to verify your identity before a new PIN is issued.

  • is RBL Shoprite Credit card Lifetime Free?

    No, the ShopRite Credit Card is not lifetime free. It has an annual membership fee of ₹500 plus GST. However, this fee can be waived off if you spend ₹1.5 lakhs or more in the previous year using the card.

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