RBL ShopRite Credit Card Review – Benefits, Status, Apply

RBL ShopRite Credit Card Review – The Shoprite Credit Card is a basic entry-level card with minimal annual charges credit card offered by RBL Bank. it is quite an acceptable card for earning Rewards on all purchases. moreover, it is mainly popular for earning 5% Value back on grocery shopping spends as a form of reward points.

It provides a range of benefits, including cashback on purchases made at Shoprite stores, a fuel surcharge waiver, and reward points that can be redeemed for discounts on future purchases. Moreover, It offers a 10% discount on movies as Entertainment Benefit, it allows users to get up to 5% Value back on grocery spending.

As a Welcome Benefit on First Use, it allows users to get 2,000 Reward Points on their First purchase within 30 days of card issuance. Download RBL MyCard Mobile App And Pay the joining fee to get welcome rewards.

Privileges on RBL ShopRite Credit Card

It comes with a lot of additional features and Privileges –

RBL ShopRite Credit Card
  1. Fuel surcharge Waiver on each transaction – You can benefit from a fuel surcharge waiver of up to ₹100 monthly on fuel transactions between ₹500 and ₹4000 at all fuel stations across India.
  2. Easy EMI Options – The primary cardholder can easily convert their high-value purchases into easy monthly installments. you can convert EMIs via RBL MyCards App, Net Banking, And Calling.
  3. Contactless Payment Enabled – It comes with contactless payment technology, allowing for fast and convenient transactions. Read RBI Regulations on contactless mode payments.
  4. Benefits of Entertainment – It allows users to Get a flat 10% OFF on movie tickets at BookMyShow App. (Capped at 15 times a year)
  5. Annual Charges Waiver – The user can get the benefit of a Fee reversed on spends of ₹1.5 Lacs in the previous year

The Annual and joining charges on RBL ShopRite Credit Card

The Annual fee membership fee On RBL ShopRite Credit Card has ₹500 + GST Taxes which comes with Fee reverse benefits. All you need to do is, you will have to use the card and spends ₹1.5 Lacs in the previous year to get an annual fee waiver. it could be a beneficial card for beginners to save annual charges and generate good credit history.

Through this Article, we will share a brief review of the ShopRite Credit Card, which can find all solutions to your queries related to the RBL ShopRite Credit Card. for instance, limit, airport lounge access, benefits, charges, eligibility, and more.

The Benefits And Review of the RBL Shop Rite Card

Table of Content

RBL ShopRite Credit Card Highlight Factors

Image Credit To RBL Bank
Card TypeBasic Entry-Level Value-Back based credit card
Best SuitableOnline Shopping and Reward points
Card Benefits &
– 10% off On Movies Tickets on BookMyShow Website or App (15 Times Only Each Year)
– 2.5% Value back on fuel spends
– Easy EMI
– Simple RBL MyCards App User interface
– Contactless Mode Enabled
Cash Back & Reward Points– Get 1 Reward Point for every ₹100 and more on all categories purchasing except Fuel Transactions.
– Enjoy 20 Reward Points on each ₹100 or Above spent on All types of grocery shopping (Capped at 1000 Reward Points Monthly)
No cash back on selected categories– No Rewards on Fuel Purchases and Rent Payments
Zero Fraud Liability– Yes
Welcome Gift– 2000 Rewards As a Welcome Gift on First Card Usage

Discounts And Reward Points

Reward Points & Cashback On CardExplanation
Grocery SpendsGet 5% Value back As A 20 Rewards on ₹100 OR More on All Grocery Shopping using the card
Other Category Shopping– Earn 1 Reward Point on all spends above ₹100
No RewardsEMI Spends, Fuel, Wallet Load, and Rent Payments
Fuel Surcharge WaiverGet a waiver of up to 100 per month on all fuel stations in India
Domestic Airport Lounge Access LimitNot available

Additional Features on RBL ShopRite Credit Card

Additional FeaturesDescription (Details)
Add-on CardYes And No Charges
Insurance CoverInsurance cover for lost or stolen card
EMI FacilityYes Convert ₹2500 OR More Purchases into Easy Monthly EMI
– Use RBL MyCards App For Easily Convert
Contactless PaymentYes
Set Card Control
Use RBL MyCards App set the limit of the card

How to Use Reward Points Redemption

The value per RBL reward point is equal to ₹0.25 and you can browse the official website of RBL Bank and Log in VIA Credit card to Use the feature of Reward Point Redemption to convert the reward points into cash.

You can redeem their accumulated reward points for various redemption options such as Gift Vouchers, Cashback, Airline Miles, and more.

Here are steps you can follow to redeem –

  1. Log in to the RBL Bank net banking portal using their credentials.
  2. Click on the ‘Rewards’ tab and select the ‘Redeem Rewards’ option.
  3. Choose the redemption option that they prefer from the available options.
  4. Enter the required details and submit the redemption request.
  5. The reward points will be deducted from the cardholder’s account, and the redemption request will be processed accordingly.

Note – It is important to note that the reward redemption fee of ₹99 and Taxes will be applicable

What Are RBL ShopRite Credit Card Charges and Fees

List of ChargesOverview
Welcome BenefitsAs a Welcome Gift, get 2000 rewards on the first usage of the card
Annual Fees on The Card₹500 and Gst Taxes
Renewal Fee Waiver Conditionson spend of ₹1.5 Lacs get a Fee reversal waiver
First Year Fee₹500 and Gst Taxes
Joining ChargesNil
Finance Fees (Interest Rate) 3.5% and 3.99% per month
Late Payment FeeThe late payment fee ranges between ₹100 and ₹1,000 depending on the total overdue amount
Overlimit charges 2.5% of the over-limit amount
Add-on cardsNil
Cash Advance Fee2.5% of the cash advance amount

What Are the Eligibility Criteria For ShopRite Credit Card By RBL Bank?

It is a basic Entry-level Card issued by RBL With Cooperation with Shoprite Company. to meet the Eligibility Criteria for the card, you must have a stable monthly income and a good credit score of 750 and more. Salaried and Self-Employed are both occupations selected to meet the eligibility criteria for the card. Also, The Minimum Age Required to get approval for the card is 18 Years.

Eligibility CriteriaOverview
OccupationSalaried, And Self-Employed
Should be a resident of IndiaYes
Your Age Must Be For Primary Card18 and 60 years old
Add-On Card Age Required18 years and above
Minimum Salary RequirementThe minimum income requirement ranges from ₹12,000 to ₹25,000 per month For easily Eligible for the credit card
Credit ScoreGood Credit Score upto 750

Below, we mentioned the list of necessary documents that the bank will ask you to complete the KYC Process –

Airtel Axis Bank Credit Card Eligibility
RBL ShopRite Credit Card Eligibility


What is the RBL ShopRite Credit Card?

RBL ShopRite card is one of the basic entry-level credit cards for earning rewards on each purchase. it comes with very minimal annual membership charges and fee waiver benefits. Moreover, it could be a fantastic card for various benefits, such as cashback on purchases made at grocery stores, fuel surcharge waivers, movie tickets discount, and other exclusive discounts.

What Is the RBL ShopRite Credit Card Customer Care Number?

you can use the RBL Bank Credit Card 24/7 Toll-free Number of +91 22 6232 7777 or 1800 121 9050 from your registered mobile number for regular queries related to RBL Credit cards.

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we hope you will like the RBL ShopRite Credit Card Review. do share on social media handles and with your friends and closest family members. if you have any queries related to SBI credit cards, we love to hear and find solutions for you. comment down below or you can Mail us at [email protected]

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