Kotak League Platinum Credit Card Review – Another Popular Reward Points-Based Card issued by Kotak Bank. it is an entry-level Premier Reward Points credit card for every individual. who want cashback on everyday shopping. it could be a beneficial card to choose from.
It mainly focuses on providing Upto 8 reward points in special categories purchases: (Must your shopping upto ₹150)
- Travel Agencies & Tour Operators
- Package Tour Operators
- Airlines and Air Carriers
- Electric Sales
- Durable Goods
- Departmental Stores
Furthermore, on all other category shopping, it allows getting 4 reward points on each purchase of ₹150 or Above.
it comes with all additional League benefits and Kotak bank features such as Joining Gift, Visa payWave, League Priority Attend, Fuel Surcharge Waiver, Railway Surcharge Waiver, League Shield, Add-on Card, And Milestone Feature.
As a Welcome Gift, it provides a Movie voucher worth ₹500. it will send to your registered mobile and email address which you can redeem and book your movie tickets. however, this benefit is only for the league joining fee variant.
For an extra layer of Safety and convenience, it has League Priority Attend, Visa payWave, and League Shield.
- Visa PayWave allows paying for transactions up to ₹5000 without a PIN entering
- League Priority allows you to connect fastly to the bank within 30 minutes by SMS or Call.
- League Shield offers you the cover of ₹1,25,000 against fraudulent usage on credit card stolen.
Through this Article, we will share with you a brief review of the Kotak League Platinum Credit Card which can find all solutions to your queries related to the Kotak League Platinum Credit Card. for instance, limit, airport lounge access, benefits, charges, eligibility, and more.
The Benefits And Review of the Kotak League Platinum Credit Card
Table of Content
- The Benefits And Review of the Kotak League Platinum Credit Card
- Kotak League Platinum Credit Card Highlight Factors
- What Are The Kotak League Platinum Credit Card Offers And Benefits
- Milestone Benefits
- Discounts And Reward Points
- Additional Features on Kotak League Platinum Credit Card
- How to Use Reward Points Redemption
- What Are Card Charges and Fees
- What Are the Eligibility Criteria For League Platinum Credit Card By Kotak Bank?
- FAQ
- Popular Credit Cards By Axis Banks
Kotak League Platinum Credit Card Highlight Factors
| Points | Description |
|---|---|
| Card Type | Entry-Level Premier Reward Points-Based Card |
| Best Suitable | Travel Shopping, Online Shopping, Rewards On Shopping |
| Card Benefits & Features | – League Priority Attend Feature for connecting with the bank within 30 minutes – Upto ₹3500 Fuel Surcharge Waiver annually, applicable only to fuel purchases between ₹500 to ₹3000. – Worth upto ₹500 Railway Surcharge Waiver – League Shield Protection on credit card stolen, it allows you to get cover of 1.25 lakh against fraudulent usage up to 7 days pre-reporting. – Add-on Card Feature – Visa payWave For all contactless payments |
| Reward Points or Cashbacks | – Get upto 8 reward points on each ₹150 or above transactions on all selected special categories – Earn upto 4 Premier Reward Points on each ₹150 or Up purchases on other categories of shopping (*if your Annual Spends cross upto 2lakh, it converts your 4 reward points into 8 reward points on all categories) |
| Welcome Gift | Movie voucher worth ₹500 as a welcome gift (Use on or Redeem on BookMyShow App or Website) |
| Annual Fee Waiver | Minimum retail purchase of ₹50,000 in the previous year to get a waiver of the first-year Annual Fees |
| Milestone benefits | when your purchase touches or crosses of ₹1,25,000 every 6 months it offers the milestone benefit of 4 free PVR tickets or 10000 reward points. (Only 1) |
What Are The Kotak League Platinum Credit Card Offers And Benefits
This is really an awesome reward points-based card for individuals. it is quite beneficial for online shopping and also allows getting rewards on purchases by using the card. as an entertainment benefit, it allows you to get worth upto 500 movie ticket vouchers which you will get to your registered mobile number and Email Address. you can redeem it in the BookMyShow official app or website.
Furthermore, it also comes with Railway Surcharge Waiver, and Fuel Surcharge Waiver to get benefits on fuel purchases and travel train tickets. which is really impressive.
let’s focus on its Kotak reward Points program. it allows earning upto 8 reward points on spends of 150 or above a few selected special categories such as Travel Agencies & Tour Operators | Package Tour Operators | Airlines and Air Carriers | Electric Sales | Durable Goods | Departmental Stores
Furthermore, on other online/offline shopping, it offers to earn 4 reward points on each spending upto ₹150.
If you love shopping by using credit cards, it could be beneficial for you it converts your 4 rewards into 8 rewards if you spend cross upto 2 lakh in its annual year.
| Annual Spends | Special Categories* | Other Categories |
|---|---|---|
| Up to 2 Lacs | 8 | 4 |
| 2 lacs & above | 8 | 8 |
it has just annual charges of ₹500. which also comes with an annual fee waiver facility.
Milestone Benefits
As a Milestone benefit, it offers 4 Free PVR Movie tickets or 10000 reward points on spending cross upto 1.25 lakh in 6 months by using the Kotak League Platinum Credit Card
you can redeem your milestone gift into –
- if you choose 4 Free PVR Movie Tickets – You can visit pvrcinemas.com to redeem your PVR Movie tickets.
- if you choose 10000 Reward Points – The reward points automatically credited in the next billing cycle
Discounts And Reward Points
Additional Features on Kotak League Platinum Credit Card
How to Use Reward Points Redemption
- Kotak Rewards
Kotak offers Kotak Rewards Program to redeem your all-earned Premier reward points into a variety of categories like
- Mobile Recharge
- Shopping across 10,000 products,
- E-vouchers across various brands,
- Movies (BookMyShow Vouchers),
- Travel
To check and redeem you can click here to redirect the official reward points redemption of Kotak bank’s website.
- Pay with Reward Points
You can redeem or use your earned reward points by using its official page of pay with reward points.
What Are Card Charges and Fees
| List of Charges | Overview |
|---|---|
| Welcome Benefits | Free Movie vouchers worth up to ₹500 (Redeem on BookMyShow) |
| Annual Fees on The Card | ₹499 And GST |
| First Year Fee | ₹499 And GST |
| Joining Charges | ₹499 And GST – Nil on a few selective customers |
| Finance Fees (Interest Rate) | – Monthly 3.50% – Annualized 42% |
| Late Payment Fee | Between ₹100 to ₹700 Late payment penalty depends on the total overdue payment |
| Replacement Card | ₹100 and taxes |
| Foreign Currency Mark Up | 3.5% of the total transaction value |
| Add-on cards | Nil |
| ATM Cash Withdrawal | ₹300 |
What Are the Eligibility Criteria For League Platinum Credit Card By Kotak Bank?
it is mainly available in selected cities in India such as –
- Ahmedabad
- Bangalore
- Chandigarh
- Chennai
- Delhi (including Gurgaon and Noida)
- Hyderabad
- Kolkata
- Mumbai
- Navi Mumbai
- Pune
The applicant can apply directly visit the branch of Kotak bank or you can simply get it by using Kotak’s official website. To be completely eligible for the card, you have to follow the eligibility guidelines. salaried individuals, professionals, and Self-employed are eligible for the card. moreover, you must have an age of upto 21 years and a max of 65 years. for its addon card, the age required is just 18 years.
Let’s talk about how much minimum salary is required for a Kotak league platinum credit card. as per Kotak’s official website, your annual income should be 5 Lakhs and above.
apart from these, there are a few additional eligibility criteria such as – you must have a good credit score, Should be a resident of India, and stable monthly income.
| Eligibility Criteria | Overview |
| Only For | Salaried, Self-Employed |
| Your Age Must Be | 21 years to 65 years is required |
| Add-On Card age | 18 years and above |
| Minimum Salary Requirement | 5 LAKH AND ABOVE |
Kotak may ask you for a few documents to complete Digital or In-Person KYC To be fully eligible and complete the application process and deliver the card to your registered address.
FAQ
Kotak League Platinum Credit Card is a Premier Reward Points low-end type card for individuals. it allows the cardholder to get upto 8 reward points in all categories. moreover, it comes with all Kotak benefits and features which could be one of the best Kotak cards to apply. it is available for self-employed, and salaried individuals. the annual charge is just ₹500.
1860 266 2666 for Any Credit card and Credit Card mis-sell Related Helpline from Kotak bank.
To apply for the card, you can visit the nearest branch of Kotak bank or you can apply digitally through the official website of Kotak bank. you can read the eligibility criteria below when you apply for the card. it is an entry-level card for anyone who has a 5 lakh annual income can apply.
Popular Credit Cards By Axis Banks
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