IOB Net Banking – Login, Registration, Corporate, App

Introduction to IOB Net Banking: IOB Net Banking stands as a pioneering solution in the realm of digital banking, offering users a seamless and secure platform to manage their finances. From individual account holders to corporate entities, IOB Net Banking caters to diverse needs, providing 24/7 accessibility and control over financial transactions. In this comprehensive guide, we delve into the key aspects of IOB Net Banking, covering login procedures, registration processes, corporate functionalities, and the mobile application.

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Table of Content


IOB Net Banking emerges as a user-friendly and secure online banking platform provided by the Indian Overseas Bank (IOB). With a commitment to empowering users, the platform facilitates efficient management of accounts, seamless fund transfers, and access to a range of financial services. IOB Net Banking is designed to meet the demands of individual users, ensuring a hassle-free experience, while also offering specialized features for corporate clients, enhancing their financial management capabilities.

Overview Table for Indian Overseas Bank IOB Net banking

PlatformOnline Banking
ProviderIndian Overseas Bank (IOB)
Accessibility24/7 Availability
User FocusIndividuals and Corporates
Login SecurityTwo-factor authentication, encrypted data
Mobile AccessDedicated Mobile Banking App (Android and iOS)
Individual FeaturesAccount Management, Payments, Investments, Loans, Other Services
Corporate FeaturesEnhanced Account Management, Payroll, Vendor Payments, Trade Finance, Tax Payments
Security MeasuresRobust security protocols, regular audits
Customer Support24/7 dedicated helpline (1800-890-4445, 1800-425-4445)

Personal Login of Indian Overseas Bank Internet Banking

How to Login to Indian Overseas Bank Net Banking

IOB Net Banking
  1. Visit the Designated Website: Navigate to the official IOB Net Banking website by entering the URL in your web browser.
  2. Locate the Login Section: On the homepage, identify the login section prominently displayed for easy access.
  3. Choose Individual or Corporate Login: For individual users, select the standard login option. Corporate users can specifically opt for “Corporate Login.”
  4. Enter Login ID: Input your unique Login ID in the designated field. This serves as your personal identification on the platform.
  5. Input Password: Provide your secure password associated with the Login ID. Ensure it meets the specified security criteria.
  6. Click on “Login”: Execute the login by clicking the designated “Login” button. This action validates your credentials and initiates access.
  7. Access Account Dashboard: Upon successful verification, gain swift and secure entry into your respective account dashboard. Here, individual users can manage personal finances, while corporate users can explore enhanced features tailored to meet business needs.

How to IOB Net Banking Registration Online

  1. Visit the Official Website: Begin by navigating to the official IOB Net Banking website through your web browser.
  2. Locate the Registration Section: Identify the registration segment on the homepage for initiating the signup process.
  3. Click on “Register”: Select the “Register” option to commence the registration process.
  4. Choose Account Type: Specify whether you are an individual user or representing a corporate entity.
  5. Enter Personal Details: Input your relevant personal details, including account information and necessary identification.
  6. Create Login Credentials: Formulate a unique Login ID and a robust password adhering to security guidelines.
  7. Submit and Verify: Complete the registration by submitting the provided information. Verify your identity through the system’s authentication process.

By following these seven clear steps, users can seamlessly register for IOB Net Banking, ensuring a secure and efficient onboarding process.

How to Activate Login ID of Indian Overseas Bank Net Banking

  1. Visit the IOB Net Banking Website: Start the activation process by going to the official IOB Net Banking website:
  2. Select “Register Individual”: If you haven’t registered yet, click on “Register Individual” prominently displayed on the homepage.
  3. Complete Registration Form: Fill out the registration form with essential details, including your account information, personal data, and choose a Login ID and Password.
  4. Submit the Form: After completing the form, submit it to proceed. You’ve now initiated the registration process.
  5. Receive and Enter OTP: Upon submission, an One Time Password (OTP) will be sent to your registered mobile number. Enter this OTP on the next screen and click “Activate.”
  6. Activation Confirmation: Your IOB Net Banking personal login ID is now activated. Confirmation of the activation will be displayed on the screen.
  7. For Already Registered Users: If you’ve already registered but haven’t activated your login ID, click on “Activate Login ID” on the homepage. Enter your Login ID and registered mobile number, receive an OTP, enter it on the next screen, and click “Activate.” Your login ID is now activated.

Ensure your mobile number is active for receiving OTPs, maintain a secure and confidential password, and stay vigilant against phishing scams. Following these steps guarantees a smooth activation process for your IOB Net Banking personal login ID.

IOB Internet Banking Online Forget Password

  1. Access Password Recovery Page: Begin by visiting the IOB Net Banking official website and navigate to the “Forget Password” section.
  2. Provide Login ID: Input your registered Login ID associated with your IOB Net Banking account.
  3. Enter 15-Digit Account Number: Specify your 15-digit account number linked to your IOB account for verification.
  4. Select Registered Email: Choose the email address linked to your IOB account, as this will serve as a primary contact for further steps.
  5. Choose Verification Method: Opt for a preferred verification method, either through OTP or an image captcha. This step adds an additional layer of security.
  6. Input OTP or Solve Image Captcha: If you selected OTP, enter the code sent to your registered email. If an image captcha is chosen, solve the presented puzzle for verification.
  7. Tap on “Continue”: Finalize the process by clicking “Continue.” This action will validate the provided information and grant access to reset your password securely.

By following these seven concise steps, users can efficiently navigate the password recovery process on IOB Net Banking, ensuring a secure and streamlined experience.

Indian Overseas Bank Corporate Login

IOB Net Banking Corporate Registration

IOB Net Banking
  1. Contact IOB Customer Care: Initiate the corporate registration process by calling IOB customer care at 1800-890-4445 or 1800-425-4445. Connect with a representative to express your intent to register your company for IOB Net Banking corporate access.
  2. Provide Company Details: Furnish essential company information such as name, registered address, PAN number, and contact details during your conversation with the IOB representative.
  3. Discuss Authorized Users: Share details of authorized users who will require access to the corporate account through IOB Net Banking.
  4. Submit Required Documentation: Follow the guidance of the IOB representative to prepare and submit necessary documents, including company registration papers, board resolutions, and KYC details for authorized users. This may involve physical submission at a branch or electronic submission upon request.
  5. Wait for Processing: Allow time for the IOB team to process your registration. The exact duration may vary.
  6. Receive User ID and Password: Once processed, an IOB representative will contact you to establish your company’s login credentials. This involves creating a unique User ID and a robust password for accessing the IOB Net Banking corporate platform.
  7. Training and Support: Take advantage of training sessions offered by IOB for authorized users, ensuring familiarity with the features and functionalities of IOB Net Banking for corporates. Online resources and user manuals are also available for ongoing guidance.
  8. Fill the Online Registration Form: To initiate the online registration, fill in essential details such as Login ID, user ID, PASSWORD, RESIDENT STATUS, Country, email, mobile, 15-digit account number, customer ID, nickname, and captcha.
  9. Submit and Confirm: Click on “Submit” to complete the registration process. Confirm your registration details and await further communication from IOB.

How to IOB Net Banking Corporate Login Online

  1. Access IOB Net Banking Corporate Login: Begin by navigating to the official IOB Net Banking website and locate the corporate login section.
  2. Enter Login ID, User ID, and Password: Input your designated Login ID, User ID, and the secure password associated with your corporate account.
  3. Choose Redirect Option: Select your preferred post-login destination, such as account overview, statement, or other relevant options based on your immediate needs.
  4. Enter Captcha: Complete the security verification by entering the provided captcha. This ensures a secure login process.
  5. Review Information: Take a moment to review the entered information, confirming the accuracy of your Login ID, User ID, Password, and chosen redirection option.
  6. Tap on the “Login” Button: Initiate the login process by clicking on the “Login” button. This action validates your credentials and preferences.
  7. Access Corporate Dashboard: Upon successful verification, gain direct access to your corporate dashboard, where you can navigate through various features like account details, statements, and more.

IOB Internet Banking Corporate Forget Password

  1. Initiate Password Recovery: Begin the IOB Net Banking password recovery process by visiting the official website and locating the “Forgot Password” section.
  2. Enter Login ID and User ID: Input your Login ID and User ID associated with your IOB Net Banking account. Ensure accuracy in providing the required identification details.
  3. Input 15-digit Account Number: Specify your 15-digit Indian Overseas Bank account number, a crucial step to ensure the system recognizes your account for password retrieval.
  4. Complete Captcha Verification: Enhance security by completing the captcha verification, demonstrating that you are a legitimate user initiating the password recovery process.
  5. Provide Registered Email: Input the email address registered with your IOB Net Banking account. This serves as a primary communication channel for further steps.
  6. Receive and Enter OTP: Wait for the One Time Password (OTP) sent to your registered email. Enter this OTP on the designated screen, confirming your identity for the password recovery.
  7. Set New Password: After successful OTP verification, proceed to set a new password for your IOB Net Banking account. Choose a secure password meeting the specified criteria, ensuring enhanced account security.

Indian Overseas Bank Internet Banking Features

Beyond the fundamental login, registration, and corporate functionalities, IOB Net Banking offers a plethora of features tailored to meet diverse user needs:


  1. Account Management:
    • View balances and statements.
    • Download transaction history.
    • Update contact information.
  2. Payments and Bills:
    • Pay utilities and recharge mobiles.
    • Set up automatic bill payments.
    • Schedule recurring transfers.
    • Make online payments to merchants.
  3. Investments and Loans:
    • Invest in mutual funds and other schemes.
    • Apply for loans and track applications.
    • View loan statements and make repayments.
  4. Other Services:
    • Request cheque books and stop payments.
    • Update KYC information.
    • Generate e-statements and certificates.
    • Access additional features like weather updates and marketplace services.


  1. Account Management:
    • Monitor corporate accounts.
    • Reconcile transactions.
    • Generate comprehensive reports.
  2. Payroll Management:
    • Process salaries.
    • Manage employee expenses.
    • Generate payslips electronically.
  3. Vendor Payments:
    • Make bulk payments to vendors.
    • Automate payment schedules.
    • Streamline financial operations.
  4. Trade Finance:
    • Access trade finance products.
    • Manage export-import transactions efficiently.
  5. Tax Payments:
    • File and pay taxes directly through the platform.
    • Simplify compliance and save time.

IOB Net Banking Mobile App

IOB Net Banking, the digital frontier of the Indian Overseas Bank, seamlessly extends its capabilities through a dedicated mobile application. Although the app doesn’t stand as a separate platform, it serves as a portable gateway to the comprehensive features and functionalities available on IOB Net Banking. Here’s an in-depth exploration of the IOB Mobile Banking App, its features, benefits, and how you can maximize its potential for managing your finances.

Features that Empower

The IOB Mobile Banking App mirrors the versatility of its web counterpart, offering a range of features designed to enhance user convenience and financial management:

  1. Account Management:
    • View account balances and detailed statements for better financial insights.
  2. Fund Transfers:
    • Seamlessly transfer funds between your IOB accounts with just a few taps.
  3. Bill Payments and Mobile Recharge:
    • Settle bills for utilities and recharge your mobile phone directly through the app.
  4. Scheduled Payments:
    • Schedule recurring payments and transfers for hassle-free financial planning.
  5. Cheque Book Requests and Stop Payments:
    • Request new cheque books or halt payments conveniently from your mobile device.
  6. Update Contact Information and KYC Details:
    • Keep your information current by updating contact details and KYC information on the go.
  7. Branch and ATM Locator:

Embracing Convenience, Security, and User-Friendly Design


The IOB Mobile Banking App offers the flexibility to manage your banking needs anytime, anywhere, from the convenience of your smartphone or tablet. Whether you’re on the move or prefer the comfort of your home, the app ensures seamless access to your financial portfolio.


Built with security in mind, the app upholds the same robust security measures as IOB Net Banking. Users can trust the two-factor authentication and data encryption protocols, ensuring the safety of their financial transactions and sensitive information.

User-Friendly Interface:

Navigating through the app is designed to be intuitive and user-friendly. The interface is crafted for easy accessibility, allowing users to swiftly find and execute their desired transactions without unnecessary complexity.

Downloading and Accessing the IOB Mobile App


The IOB Mobile Banking App caters to both Android and iOS users, providing a consistent experience across different mobile platforms.


Obtaining the app is a simple process – visit the Google Play Store for Android users or the Apple App Store for iOS users. Ensure you download the official IOB app to avoid potential phishing scams.

Login Credentials:

To access the app, users need their existing IOB Net Banking login credentials. This ensures a secure and seamless transition between the web platform and the mobile application.

Additional Considerations

Layout and Navigation:

While the core features align with IOB Net Banking, users may notice slight variations in layout and navigation. The app’s design is optimized for smaller screens, providing an efficient and user-centric experience.

Security Reminder:

It’s crucial to download the app exclusively from the official app stores to safeguard against phishing scams and unauthorized access to your financial data.

Customer Support:

For any technical issues or assistance, the IOB customer care team is readily available at 1800-890-4445 or 1800-425-4445, ensuring users receive prompt and effective support.

Security and Support

IOB Net Banking places a paramount emphasis on security. Robust measures such as two-factor authentication, data encryption, and regular security audits are implemented to ensure the safety of user information. A dedicated customer care team is available 24/7 to address any queries or concerns. Users can reach out through toll-free numbers (1800-890-4445 or 1800-425-4445), reinforcing IOB’s commitment to providing a secure and reliable banking experience.


In conclusion, IOB Net Banking emerges as a comprehensive and secure platform, catering to the diverse financial needs of individuals and businesses. The login and registration processes are streamlined for user convenience, with dedicated corporate functionalities enhancing financial management for businesses. The mobile application extends accessibility, allowing users to manage their finances anytime, anywhere.

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  1. Secure Login: Always use a secure network and avoid public computers for logging into IOB Net Banking.
  2. Password Strength: Choose a strong password with a mix of letters, numbers, and symbols for enhanced security.
  3. Regular Check: Monitor your account balances and transactions regularly to identify any unauthorized activity.
  4. Update Contact Info: Keep your contact details updated to receive important notifications and alerts from IOB.
  5. Mobile App Security: If using the mobile app, download it from official app stores to prevent phishing scams.
  6. Phishing Awareness: Be cautious of phishing attempts; IOB will never ask for sensitive details over phone or email.
  7. Forgot Password Process: Familiarize yourself with the password recovery process using Login ID, User ID, and OTP verification.
  8. Customer Care Assistance: Reach out to IOB customer care at 1800-890-4445 or 1800-425-4445 for any assistance or concerns.
  9. Corporate Registration: For corporate users, register through the official process with the required documentation.
  10. Stay Informed: Stay updated on IOB Net Banking features, security measures, and any changes through official communications.

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FAQs: IOB Net Banking

  1. What is IOB Net Banking?

    IOB Net Banking is the online banking platform offered by the Indian Overseas Bank, providing customers with secure and convenient access to various banking services over the internet.

  2. How do I access IOB Net Banking?

    To access IOB Net Banking, visit the official website ( and enter your Login ID and Password. For first-time users, the registration process is required.

  3. What services can I avail through IOB Net Banking?

    IOB Net Banking offers a range of services, including account management, fund transfers, bill payments, loan applications, investment options, and more.

  4. Can I use IOB Net Banking on my mobile device?

    Yes, IOB provides a dedicated mobile banking app for both Android and iOS devices. The app allows you to access the same features available on the web platform.

  5. How do I register for IOB Net Banking?

    Visit the official website, click on “Register Individual” (for personal users) or contact the bank for corporate registration. Complete the registration form with required details and follow the provided instructions.

  6. What should I do if I forget my IOB Net Banking password?

    If you forget your password, use the “Forgot Password” option on the login page. Follow the steps to verify your identity through Login ID, User ID, 15-digit account number, and registered email, and reset your password.

  7. Is IOB Net Banking secure?

    Yes, IOB prioritizes security with features like two-factor authentication, data encryption, and regular security audits. Users are advised to keep their login credentials confidential and be cautious of phishing attempts.

  8. How do I activate my IOB Net Banking login ID?

    If you haven't registered, click on “Register Individual” on the homepage, complete the registration form, and activate your login ID using the received OTP. If already registered, click on “Activate Login ID” and follow the steps.

  9. Can I access IOB Net Banking from a public computer?

    It is not advisable to access IOB Net Banking from public computers due to security concerns. Always use a trusted and secure device for online banking.

  10. How do I contact IOB customer care for assistance?

    For assistance, you can contact the IOB customer care helpline at 1800-890-4445 or 1800-425-4445. Avoid sharing sensitive information over the phone or email.

  11. Are there any charges for using IOB Net Banking?

    IOB may have certain charges for specific services or transactions. It's recommended to check the bank's official website or contact customer care for the latest information on charges.

  12. What should I do if I face technical issues with IOB Net Banking?

    In case of technical issues, contact the IOB customer care team for assistance. Ensure that your internet connection is stable and you are using a supported browser or the official mobile app.

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