Cashback is a type of reward program that provides customers with a percentage of their purchase amount back in the form of cash. It is a great way to save money on everyday purchases and can be used to help offset the cost of major purchases.
Cashback works by allowing customers to earn a percentage of their purchase amount back in the form of cash. The percentage of cashback varies depending on the retailer and the type of purchase. Generally, the more expensive the purchase, the higher the percentage of cashback. For example, a customer may receive 5% cashback on a purchase of Rs. 1,000. while they may receive 10% cashback on a purchase of Rs. 10,000.
Cashback can be earned in a variety of ways. Some retailers offer cashback directly through their website or app, while others offer cashback through third-party websites or apps. Customers can also earn cashback through credit cards, loyalty programs, and other rewards programs.
When a customer earns cashback, it is typically credited to their account within a few days. The cashback can then be used to purchase items from the same retailer or it can be withdrawn as cash.
Cashback is a great way to save money on everyday purchases and can be used to help offset the cost of major purchases. It is important to note, however, that cashback is not free money and customers should be aware of any restrictions or limitations that may apply to the cashback they earn.
Types of Cashback Deals
List | Description |
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New User Cashback | Offers cashback to customers who are using a particular service or making a purchase for the first time. |
Minimum Purchase Cashback | Offers cashback on purchases that meet a minimum spending threshold. |
Referral Cashback | Offers cashback to customers who refer new users to a service or platform. |
Seasonal Cashback | Offers cashback during festive seasons, special occasions, or limited-time promotions. |
Payment Method Cashback | Offers cashback on purchases made using specific payment methods such as credit cards, debit cards, wallets, or UPI. |
Partner Merchant Cashback | Offers cashback on purchases made from specific partner merchants or brands. |
How to Get Cashback and Save Money
Options | Overview |
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Shop Smart | When shopping for items that offer cashback savings, compare prices and look for the best deal just settle for the first offer you |
Read Print | Before you make a purchase, make sure you understand the terms and conditions of the cashback offer. Make sure you know when the cashback will be applied and how much you’ll receive. |
Use Cashback Sites | There are many cashback sites that offer additional savings on top of the cashback you get from the retailer. These sites can help you save even more money. such as CashKaro, MagicPin |
Use Online Coupons | Many online stores offer coupons that can be used in addition to cashback savings. These coupons can help you save even more money. |
Track Your Savings | Keep track of your cashback savings so you know how much you’ve saved. This will help you stay on top of your budget and make sure you’re maximizing your savings. |
Use Cashback Credit Cards | Many credit cards offer cashback rewards. If you use your credit card to make purchases, make sure you’re taking advantage of the cashback rewards. |
Cashback Payment Apps in India
Cashback payment apps are becoming increasingly popular in India, offering users the ability to save money on their purchases. These apps provide users with a percentage of their purchase amount back in the form of cashback, which can then be used for future purchases.
Cashback payment apps are a great way to save money on everyday purchases. By using these apps, users can save a significant amount of money on their purchases, as the cashback amount can be quite substantial. The cashback amount can be used for future purchases or can be withdrawn as cash.
Cashback payment apps are easy to use and are available for both Android and iOS devices. All you need to do is download the app and register with your personal details. Once you’ve registered, you can start making purchases and earning cashback. The cashback amount is usually credited to your account within a few days, depending on the app.
These apps are quite secure and reliable, as they use the latest encryption technology to protect your personal data. Additionally, they offer a variety of payment options, such as credit, debit cards, net banking, and UPI. This makes it easy for users to make payments without worrying about their security.
Here is the list of the top popular cashback Payment apps in India to use –
App Name | Cashback Offered | Special Features | Supported Platforms |
---|---|---|---|
Paytm | Up to 100% cashback | Bill payments, mobile recharge, shopping, and more | Android, iOS |
PhonePe | Up to 100% cashback | UPI payments, bill payments, mobile recharges, and more | Android, iOS |
Google Pay | Up to Rs. 1,000 cashback | UPI payments, bill payments, mobile recharges, and more | Android, iOS |
FreeCharge | Up to 100% cashback | Bill payments, mobile recharge, DTH recharges, and more | Android, iOS |
Mobikwik | Up to 100% supercash | Bill payments, mobile recharge, shopping, and more | Android, iOS |
Amazon Pay | Up to Rs. 300 cashback | Bill payments, mobile recharge, shopping, and more | Android, iOS |
What is the meaning of Paytm cashback And How to Get it?
Paytm Cashback Offers are a great way to save money on your purchases. These offers are available on a wide range of products and services. You can get cashback on mobile recharge, DTH recharge, utility bills, shopping, and more. The cashback amount varies depending on the product or service you are buying.
How to Get PayTM Cashback Meaning | Overview |
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Use Paytm wallet for all your payments | Paytm offers great cashback offers on all types of transactions, so make sure to use the wallet for all your payments. This will help you to maximize your cashback and get the most out of your wallet. |
Use the Paytm wallet for all your online shopping | Paytm offers great cashback offers on online purchases, so make sure to use the wallet for all your online shopping. This will help you to maximize your cashback and get the most out of your wallet. |
Paytm’s promotional offers | Paytm offers promotional offers from time to time, so make sure to take advantage of them. This will help you to maximize your cashback and get the most out of your wallet. |
use Paytm for all your bills | Paytm offers great cashback offers on bills, so make sure to use the wallet for all your bills. This will help you to maximize your cashback and get the most out of your wallet. |
Refer And Earn | Use Paytm Refer And Earn Features to get quick Cashback |
Scan & Pay | Scan and pay with A wallet or UPI Lite to get cashback of up to 100% |
Best Cashback Credit Card in India
Are you looking to maximize your savings and get the most out of your credit card? If so, then you should consider getting one of the top cashback credit cards in India. Cashback credit cards are a great way to get rewards for your spending, and they can help you save money on everyday purchases. Cashback credit cards offer a percentage of cash back on all purchases made with the card.
This could be anywhere from 1% to 5% depending on the card and the type of purchase. For example, some cards offer higher cashback rates for purchases made at supermarkets or gas stations. The cashback is usually credited to your account within a few weeks after the purchase.
Here is the list of Best Cashback Credit Cards in India to Earn Cashbacks –
Credit Card Name | Cashback Offered | Annual Fee | Key Benefits | Minimum Income Required |
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Citi Cashback Card | Up to 5% cashback | Rs. 500 | Cashback on movie ticket purchases, telephone bill payments, and more | Rs. 25,000 per month |
HDFC Regalia Credit Card | Up to 5% cashback | Rs. 2,500 | Access to airport lounges, travel and dining benefits, and more | Rs. 1,20,000 per annum |
SBI SimplyCLICK Credit Card | Up to 5% cashback | Rs. 499 | Cashback on online shopping, dining, and more | Rs. 20,000 per month |
ICICI Bank Platinum Credit Card | Up to 2% cashback | Nil | Cashback on fuel, grocery, and utility bill payments | Rs. 15,000 per month |
Axis Bank Buzz Credit Card | Up to 5% cashback | Rs. 750 | Cashback on online shopping at Flipkart | Rs. 25,000 per month |
Flipkart Axis Bank Credit Card | Up to 5% Cashback on Flipkart | Rs. 499 | Cashback and Discounts | Rs. 15,000 per Month |
Amazon Pay ICICI Credit Card | Up to 5% Cash back | Nil | 5% To 3% cashback on Amazon | Invited Only |
HDFC Moneyback+ Credit Card | 10X Cashpoints | Rs. 500 | 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore & Swiggy | Rs. 20,000 minimum salary |
Best Cashback Websites in India
Website Name | Cashback Offers | Minimum Payout | Payment Methods |
---|---|---|---|
Paytm | Up to 100% cashback | Rs. 1 | Paytm wallet, Bank Transfer |
CashKaro | Up to 90% cashback | Rs. 250 | Bank Transfer, Gift Cards |
GoPaisa | Up to 90% cashback | Rs. 50 | Bank Transfer, Gift Cards |
CouponDunia | Up to 70% cashback | Rs. 100 | Bank Transfer |
Freecharge | Up to 100% cashback | Rs. 10 | Freecharge wallet |
Mobikwik | Up to 100% cashback | Rs. 5 | Mobikwik wallet, Bank Transfer |
Zingoy | Up to 80% cashback | Rs. 1 | Paytm wallet, Bank Transfer |