What is The Bank Account Number?

The Bank account number is like a special code for your bank account. It’s usually between 8 and 12 digits long and helps the bank know it’s your account. You’ll need this number to deposit or withdraw, transfer, and use your debit card.

When you open an account, the bank gives you your number. You can also find it on your checks or bank statements. Keep your number safe and don’t share it with people you don’t trust.

If you need to send money to someone else’s account, you’ll need their account number. Make sure you get the number right so the money goes to the correct person! Double-check the number before you send any money.

The Importance of Bank Account Numbers

  • Deposits and Withdrawals: Use your number to deposit cash, checks, or transfers. You’ll also need it to withdraw money from your account.
  • Direct Deposits: Many employers send salaries directly to your account using this number. No more waiting for paper checks!
  • Online Payments: Pay bills, buy things online, or send money to others. Your account number helps make sure the money goes to the right place.
  • Account Management: Banks use your number to keep track of your account balance and show you your transactions.


Your bank account number might look like a jumble of digits, but it actually has a hidden structure. Here’s a breakdown of the common parts:

  • Bank Code: This is like a zip code for banks! The first few digits often tell you which bank holds your account. This helps move money between banks quickly and easily.
  • Account Type (Sometimes): Some numbers might have a special code hidden inside. This code can tell you if it’s a checking account, savings account, or another type.
  • Your Account ID: The remaining digits are like your own personal code within the bank. This part might include things like your customer ID or even a code for your branch.

Bank Account Number Digits

The number of digits in your bank account number depends on your bank in India. Here’s a list of some common banks and their typical account number lengths:

  1. State Bank of India (SBI): Your account number has 11 digits. 1How many digits are in an SBI bank account? Website: Quora Category: Question Date: 12 Jul 2017
  2. HDFC Bank: Your account number can be anywhere from 12 to 14 digits long.
  3. ICICI Bank: Your account number has 12 digits.
  4. Axis Bank: Your account number can be 15 or 16 digits long.
  5. Punjab National Bank (PNB): Your account number has 16 digits.
  6. Bank of Baroda (BOB): Your account number has 15 digits.
  7. Canara Bank: Your account number can be 13 or 14 digits long.
  8. Indian Bank: Your account number can be 15 digits long, but in some cases might be shorter (9 digits) or even longer (up to 18 digits). This depends on the bank’s computer system.


Your bank account number is like a key to your money, so keeping it safe is important. Here’s what banks do to help:

  • Encryption: Banks scramble information sent online, like your account number, making it unreadable to anyone trying to steal it.
  • Two-Factor Authentication (2FA): Many banks ask for an extra step, like a code sent to your phone, to log in to your account. This makes it harder for someone else to access it.
  • Fraud Monitoring: Banks keep an eye on your account for suspicious activity, like strange purchases. They’ll contact you if they see something fishy.
  • Safe Sending: Banks use secure methods to send you information, so no one can peek at your account number in the mail or online.

How to Find Bank Account Number

Need to find your bank account number, but can’t remember where you stashed it? Here are a few easy places to look:

  1. Bank Statement: Take a peek at your bank statement. Most banks print your account number near the top, often in the centre or on the right. It’ll usually be clearly labelled as “Account Number” or something similar.
  2. Online Banking: Hop on your bank’s website and log in. Look for a section called “Account Summary” or “Account Details.” Your account number should be listed there.
  3. Bank Customer Care: If you’re stuck, call the customer service number on the back of your debit or credit card. You can also visit your local branch. A customer service representative or bank teller can help you find your account number.
  4. Checkbook Handy? Your chequebook can come in handy too! Look in the centre of a check for your account number. It might also show the bank’s routing number.
  5. Passbook Check: If you have a passbook, open it up and look for your account number. It should be there along with other details like your phone number and address.

Sending Money with Bank Account Numbers and IFSC Codes

Ready to send money to India? Here’s a quick guide using your bank account number and IFSC code:

  1. Log In: Sign in to your bank’s website or mobile app.
  2. Find Transfers: Look for a section on transfers or payments. It might be called “Fund Transfer,” “Send Money,” or something similar.
  3. Pick “Account Transfer”: Choose the option to transfer money to another bank account.
  4. Enter Details: Here’s where you’ll need the receiver’s info:
    • Account Number: This is their unique bank account number, usually 10-16 digits.
    • IFSC Code: This code identifies their bank branch, like a special address. You can find it on their bank’s website or ask them directly.
  5. Amount and Description (Optional): Enter the amount you want to send and add a short note about the transfer (optional).
  6. Review and Confirm: Double-check all the details you entered, especially the account number and IFSC code. Once everything looks good, confirm the transfer.

Article References

Nanne Parmar