IDFC First Select Credit Card Review – Are you looking for an easy and convenient way to manage your finances? An IDFC Select Credit Card is the perfect solution for you. This credit card offers a range of benefits, including cashback, rewards, and exclusive discounts.
In this article, we will provide you with all the information you need to know about applying for an IDFC First Select Credit Card. We will discuss the criteria, the documents required, and the application process.
We will also provide you with some tips to ensure that your application is successful. So, if you are interested in applying for an IDFC Select Credit Card, read on to find out more.
Table of Content
- Table of Content
- IDFC First Select Credit Card Key Factors
- What Are The Select Credit Card Offers And Benefits
- The Eligibility Criteria For IDFC Select Credit Card
- Documents Required for IDFC First Select Credit Card Application
- How to Apply For IDFC First Select Credit Card
- The charges And Fees on The Card
- How can I pay my IDFC First Select Credit Card bill?
- Conclusion
- Frequently Asked Questions
- Popular Credit Cards
IDFC First Select Credit Card Key Factors
| Card Name | IDFC Select Credit Card |
|---|---|
| Annual Fee | no joining fee, membership fee, or annual fee |
| Joining Fee | no joining fee, membership fee, or annual fee |
| Reward Points | – 6X & 3X Reward Points on online & offline purchases on other categories – 10X Reward Points on Birthday |
| Reward Validity | never expire |
| Reward Point Value | 1 reward point = Rs. 0.25 |
| Airport Lounge Access | Complimentary domestic lounge access 4 times per quarter |
| Railway lounge | 4 complimentary Railway lounge visits per quarter |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4,000 |
| Foreign Currency Markup | 3.5% |
| Movies Tickets | 25% discount on movie tickets |
| Interest Rate | 0% interest on EMI purchases for up to 24 months |
| Other Benefits | Complimentary golf lessons, concierge services, and more |
What Are The Select Credit Card Offers And Benefits
The card offers a range of rewards and cashback offers that can be used to make purchases or to pay bills. It also offers a host of other benefits such as travel and lifestyle benefits, zero liability protection, and more.
One of the main benefits of the IDFC Select Credit Card is the rewards program. With this card, you can earn rewards points on every purchase you make. These points can be redeemed for a variety of rewards, including cashback, gift cards, and discounts on select purchases. You can also earn bonus points when you shop at select retailers, giving you even more ways to save.
The IDFC Select Card also offers a range of features that make it a great choice for those who want to manage their finances more effectively. The card comes with a built-in budgeting tool that allows you to set spending limits and track your spending. This makes it easy to stay on top of your finances and ensure that you are not overspending.
The card also offers a range of features such as a secure online account, 24/7 customer service, and more. This makes it easy for customers to manage their finances and make payments on time.
The Eligibility Criteria For IDFC Select Credit Card
To be eligible for this Select Credit Card, applicants must meet certain criteria –
| Eligibility Criteria | Details |
|---|---|
| Age | The primary cardholder must be between 18 and 65 years of age |
| Income | The minimum monthly income required is Rs. 1,50,000 |
| Employment Status | The primary cardholder must be salaried or self-employed |
| Credit Score | A good credit score is required (750 or above is recommended) |
| Citizenship | The primary cardholder must be an Indian citizen or a non-resident Indian (NRI) |
In order to be eligible for the IDFC Select Credit Card, customers must meet certain criteria. First, applicants must be at least 18 years of age and must have a valid Indian address. Additionally, applicants must have a regular source of income and must have a good credit history.
In addition to the basic eligibility requirements, customers must also meet certain financial criteria. For example, applicants must have a minimum annual income of Rs. 1.5 lakhs and must have a good credit score. Additionally, applicants must have a valid bank account and must be able to provide proof of identity and address.
Documents Required for IDFC First Select Credit Card Application
If you are looking to apply for a Select Credit Card, you will need to provide certain documents to complete the application process. These documents are necessary to verify your identity and financial status and to ensure that you are eligible for the credit card.
The documents you will need to provide for your IDFC First Select Credit Card application include:
- Proof of Identity: You will need to provide a valid government-issued photo ID such as a passport, driver’s license, or PAN card.
- Proof of Address: You will need to provide valid proof of address such as a utility bill, bank statement, or rental agreement.
- Income Proof: You will need to provide proof of your income such as salary slips, income tax returns, or bank statements.
- Bank Statements: You will need to provide recent bank statements for the past 6 months.
- Employment Details: You will need to provide details of your current employment such as your job title, company name, and salary.
- Other Documents: Depending on your credit profile, you may be asked to provide additional documents such as a guarantor form or a copy of your credit report.
How to Apply For IDFC First Select Credit Card
To apply, you must first meet the eligibility criteria. You must be at least 18 years old and have a regular source of income. You must also have a good credit score and a stable financial history.
Once you have met the eligibility criteria you can begin the application process. To apply, you will need to click here to redirect the IDFC Credit Card Apply Pricemint Page to fill out an online application form.
This form will ask for your personal information, such as your name, address, and contact details. You will also need to provide information about your financial situation, such as your income, assets, and liabilities.
Once you have completed the application form, you will need to submit it to IDFC First. You then be asked to provide documents, such as your card, Aadhar card, and proof of address After submitting the required documents your application will be reviewed you will be notified of the outcome.
If your application is approved you will receive your IDFC Select Credit Card in the mail. You can then activate your card and start using it right away. With your IDFC Select Card, you can enjoy a range of benefits and rewards, such as cashback, discounts, and more.
The charges And Fees on The Card
There are certain fees and charges associated with the IDFC First Select that you should be aware of before applying.
| Fees and Charges | Amount |
|---|---|
| Joining Fee | No joining fee. Lifetime Free Credit Card |
| Annual Fee | No annual fee. Lifetime Free Credit Card |
| Finance Charges on Revolving Credit | from 0.75% to 3.5% per month (9% to 42% per annum) |
| Cash Advance Fee | 2.5% of the transaction amount, subject to a minimum of Rs. 300 |
| Late Payment Charges | 15% of Total Amount Due |
| Over Limit Charges | 2.5% of the over-limit amount |
| Card Replacement Fee | Rs. 100 |
| Foreign Currency Markup | 1.99% |
How can I pay my IDFC First Select Credit Card bill?
You can pay your IDFC Select Credit Card bill through a variety of payment options. These include online payments, NEFT, RTGS, and UPI. Additionally, you can also set up auto-debit to ensure that your bills are paid on time. Furthermore, you can any Third-Party Apps. such as PayTM, Cred, Mobikwik, And more.
Conclusion
IDFC First Select Credit Card is a great choice for those looking for a convenient and secure way to make payments. With its wide range of features and benefits, this card is sure to meet all your needs. With its low-interest rates, rewards, and cashback offers, you can save money while making your payments. The FAQs about Select Credit Card provide you with the answers you need to make an informed decision about this card. With this comprehensive guide, you can easily understand the features and benefits of this card and make the best choice for your financial needs.
Frequently Asked Questions
You can keep track of your IDFC Bank Select Card transactions through the IDFC Bank app. The app provides detailed information about your transactions, including the date, amount, and merchant. Additionally, you can also set up SMS alerts to be notified of any transactions made on your card.
If you lose your IDFC Select Credit Card, you should immediately contact the customer service team. They will help you block the card and issue a new one. Additionally, you can also block the card through the IDFC First app.
If you suspect any fraudulent activity on your IDFC Select Card, you should immediately contact the customer service team. You can reach them by calling their toll-free number or by sending an email. Additionally, you can also report fraudulent activity through the IDFC First app.
The card comes with a range of security features to ensure the safety of your card. These include chip-and-PIN technology, EMV-compliant card, 3D secure authentication, and secure online transactions. Additionally, you can also set up SMS alerts to be notified of any suspicious activity on your card.
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