Best IDBI Bank Credit Card in India – Are you looking for a credit card that best suits your needs? Look no further than the IDBI Bank Credit Card offers. With a range of cards to choose from, you can find the one that best fits your lifestyle and spending habits.
Whether you’re looking for a card that rewards you for shopping, a card that offers cashback and discounts, or a card that allows you to pay for your everyday expenses, IDBI Bank Credit Card has something for everyone. Explore the list of IDBI Bank Credit Cards and choose the best one for you today!
Table of Content
- Table of Content
- What is IDBI Bank Credit Card?
- Top IDBI Bank Credit Cards To Apply
- IDBI Bank Aspire Platinum Card
- IDBI Imperium Platinum Credit Card (FD Based)
- IDBI Euphoria World Card (Travel Card)
- IDBI Royale Signature Credit Card
- IDBI Bank Winnings Card
- Eligibility Criteria For IDBI Credit Cards
- How to Apply for an IDBI Bank Credit Card Online
- Conclusion
- Popular FD-Based Credit Cards
What is IDBI Bank Credit Card?
IDBI Bank is one of the leading banks in India. It offers a wide range of credit cards to its customers. These credit cards are designed to meet the needs of different types of customers.
It offers a wide range of credit cards to meet the needs of its customers. These cards are designed to provide customers with convenience and flexibility when making purchases. IDBI Bank credit cards come with a variety of features, including rewards, discounts, cashback, and more.
IDBI Bank credit cards are available in different categories such as Classic, Gold, Platinum, Signature, and World. Each card has its own set of features and benefits. Customers can choose a card that best suits their needs.
Top IDBI Bank Credit Cards To Apply
IDBI Bank offers a variety of credit cards to suit different needs, from cashback and rewards cards to cards with low-interest rates. This guide will help you find the right card for you, by providing an overview of the top IDBI Bank credit cards and their features.
| Card Name | Annual Fee | Minimum Income Required | Features and Benefits |
|---|---|---|---|
| IDBI Aspire Platinum Credit Card | No Annual Charge | Rs. 20,000 per month | 2 Delight Points for every Rs. 150 spent, 1% fuel surcharge waiver, 24×7 concierge service, and interest free credit of up to 48 days |
| IDBI Imperium Platinum Credit Card | Rs. 499 | Minimum eligible Fixed Deposit amount Rs. 20000 | 2 reward points for every Rs. 150 spent, a credit limit as high as 85%, and discounts on dining, shopping, and movies at select merchant outlets |
| IDBI Euphoria World Credit Card | Rs. 1499 (From the second year onwards) | Rs. 50,000 per month | 6 Delight Points for every 100 spent on selected travel categories such as viz. Hotels, Airlines, IRCTC, Bus Bookings, etc 1%* fuel surcharge every time |
| IDBI Royale Signature Credit Card | Nil | Rs. 60,000 per month | 3 Delight Points for every Rs. 100 spent, a welcome gift is Rs. 1,500, and air travel accident insurance cover worth Rs. 25 lakhs |
| IDBI Bank Winnings Credit Card | Rs. 899 (From the second year onwards) | Rs. 30,000 per month | Personal Accident Insurance Cover, earn 2 Delight Points for every Rs. 100, and double Delight points on your Birthday month. |
IDBI Bank Aspire Platinum Card
The IDBI Bank Aspire Platinum Credit Card is a great choice for those looking for an all-in-one card that provides a range of benefits. This card offers a host of features that make it an attractive option for frequent shoppers, travelers, and those looking for a comprehensive credit card.
| Key Information | Details |
|---|---|
| Annual Fee | Nil |
| Joining Bonus | welcome gift of 500 Delight Points on The first usage |
| Minimum Income Required | Rs. 20,000 per month |
| Reward Points | 2 reward points for every Rs. 150 spent |
| Contactless Payment | Yes, the card supports contactless payment |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on fuel transactions between Rs. 400 to Rs. 5,000 |
| Concierge Services | 24×7 concierge service for travel bookings, restaurant reservations, and more |
IDBI Imperium Platinum Credit Card (FD Based)
The IDBI Imperium Platinum Credit Card Against Fixed Deposit is a unique card that allows you to enjoy the benefits of a fixed deposit while also enjoying the convenience of a credit card. With this card, you can enjoy the convenience of a credit card while also earning a fixed deposit interest rate. This means that you can maximize your savings, as you will be able to earn a higher interest rate than what you would earn from a regular credit card.
| Key Features | IDBI Bank Secured Credit Card |
|---|---|
| Joining Charges | Rs. 499 |
| Annual Fee | Rs. 499 (On spends of more than Rs. 75,000/- in a year) |
| Security Deposit | A Minimum security deposit of Rs. 20,000 is required for a secured card |
| Credit Limit | Up to 85% of the security deposit amount |
| Reward Points | 2 Delight Points on each Rs. 150 spent |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on fuel transactions between Rs. 400 to Rs. 5,000 |
| Concierge Services | 24×7 concierge service for travel bookings, restaurant reservations, and more |
| Interest Free Credit | interest free credit of up to 48 days |
| International Acceptance | Yes, the card can be used globally |
IDBI Euphoria World Card (Travel Card)
The IDBI Euphoria World Credit Card offers cardholders a range of rewards for Travel. Cardholders can earn up to 6 Delight Points for every 100 spent on travel-related expenses viz. Hotels, Airlines, IRCTC, Bus Bookings, etc. Moreover, you can earn 3 Delight Points on every other spent. These points can be redeemed for a variety of rewards such as cashback, discounts, and vouchers. Cardholders can also take advantage of the exclusive offers and discounts available on the IDBI Euphoria World Credit Card.
The card also offers a range of other benefits, such as travel insurance, air accident insurance, and purchase protection. Cardholders can also enjoy a range of discounts and offers on dining, shopping, and entertainment.
| Key Features | IDBI Bank Euphoria World Credit Card |
|---|---|
| Annual Fee | Rs. 1499 (From second year onwards) |
| Renewal Fee | NIL |
| Welcome Gift | Vouchers worth Rs. 5,000 from leading brands on payment of joining fee |
| Reward Points | 6 reward points for every Rs. 150 spent on Travel related shopping; 3 reward points for every Rs. 100 spent on other categories |
| Accident insurance | Air travel accident insurance cover worth Rs. 25 lakhs |
| Airport Lounge Access | unlimited complimentary lounge visits at participating Airport Lounges in India |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on fuel transactions between Rs. 400 to Rs. 5,000 |
IDBI Royale Signature Credit Card
The IDBI Royale Signature Credit Card is a premium credit card offered by IDBI Bank in India for premium users. it allows users to get multiple travel benefits. such as Air travel accident insurance cover Airport lounge access. Moreover, you can save up to Rs. 500 per month on refueling by 1% fuel surcharge waiver on fuel transactions between Rs. 400 to Rs. 5,000.
| Key Features | IDBI Bank Royale Signature Credit Card |
|---|---|
| Annual Fee | Lifetime Free Card |
| Joining Fee | Lifetime Free Card |
| Renewal Fee | Lifetime Free Card |
| Welcome Gift | welcome gift of 750 Delight Points on the first usage |
| Reward Points | 3 Delight Points for every Rs. 100 spent |
| Milestone Benefit | Get gift vouchers worth Rs. 10,000 on spending Rs. 2.5 lakh in a year |
| Dining Benefits | Complimentary membership to EazyDiner Prime; 20% discount on dining at select partner restaurants |
| Travel Benefits | Complimentary airport lounge access; travel insurance coverage up to Rs. 25 lakh |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on fuel transactions between Rs. 400 to Rs. 5,000 and saves up to a Maximum waiver of upto Rs. 500 per month |
| Concierge Services | 24×7 concierge service for travel bookings, restaurant reservations, and more |
IDBI Bank Winnings Card
IDBI Bank Winnings is RuPay Based Credit card for individuals. it allows users to earn up to 2 rewards on every purchase of Rs. 100 or Above. It supports multiple benefits such as Personal Accident Insurance Cover International & Domestic Airport Lounge Access Concierge Service. it could be one of the awesome rewards-based card for travel and lifestyle shopping.
| Key Features | IDBI Bank Euphoria World Credit Card |
|---|---|
| Annual Fee | Rs. 899 (From second year onwards) |
| Birthday Gift | double Delight points on your birth month. |
| Reward Points | 2 reward points for every Rs. 100 spent on all category shopping; |
| Insurance Cover | Personal Accident Insurance Cover up to 10 lacs for Accidental Death and Permanent Disability |
| Milestone Benefit | Get vouchers worth Rs. 10,000 on spending Rs. 5 lac in a year |
| Dining Benefits | Complimentary membership to EazyDiner Prime; 15% discount on dining at select partner restaurants |
| Travel Benefits | 2 complimentary lounge visits per calendar quarter; travel insurance coverage up to Rs. 25 lakh |
| Fuel Surcharge Waiver | 1% save up to upto Rs. 400 per month |
Eligibility Criteria For IDBI Credit Cards
To be eligible for an IDBI Bank credit card, you must be at least 18 years of age and have a regular source of income. You must also have a good credit history and a good credit score. The bank may also consider other factors such as your occupation, place of residence, existing relationship with the bank, etc.
| Eligibility Criteria | Overview |
|---|---|
| Age: | Minimum 18 years and Maximum 70 years old at the time of application |
| Employment: | Salaried, Self-employed, or Pensioner |
| Income: | Minimum income criteria vary depending on the card |
| Credit Score: | A good credit score is preferred, but not mandatory |
| Documents Required: | Proof of identity, address, income, and any other documents as specified by IDBI Bank |
How to Apply for an IDBI Bank Credit Card Online
Applying for an IDBI Bank Credit Card online is a simple and convenient process. With the help of the internet, you can easily apply for a credit card and get approved in no time. Here are the steps to apply for an IDBI Bank Credit Card online:
- Step 1: On the IDBI Bank website click on the ‘Credit’ tab.
- Step 2: the type of credit you want to apply for IDBI Bank offers various credit cards, such as the ID Bank Platinum Card, IDBI Bank World Card IDBI Bank SuperCard, and IDBI Bank Titanium Card.
- Step 3: Read the details of the credit card and click on the ‘Apply Now’ button.
- Step 4: Fill in the online application form with the required details. Make sure to provide accurate information.
- Step 5: Submit the application form.
- Step 6: Once your application is approved, you will receive a confirmation email from IDBI Bank.
- Step 7: You will then have to visit the nearest IDBI Bank branch and submit the required documents for verification.
- Step 8: Once the verification process is complete, you will receive your IDBI Bank Credit Card.
Conclusion
In conclusion, IDBI Bank offers a wide range of credit cards that can meet the needs of many different customers. From cashback rewards to travel benefits, there is a card that can fit your lifestyle and budget. With the right research, you can find the perfect IDBI Bank credit card for you. Whether you’re looking for a card with low-interest rates, generous rewards, or excellent customer service, IDBI Bank has you covered.
Popular FD-Based Credit Cards
| FD Secured Cards | Description |
|---|---|
| SBI Unnati Credit Card Review | No Annual Charges For 4 Years And The credit limit is up to 80% of the fixed deposit amount. |
| Kotak 811 Dream Different Credit Card | it is one of the best FD Based credit cards for those Who have no credit history. |
| ICICI Platinum Credit Card Review | For Get this card, you must have to do a Fixed Deposit (FD) of the minimum amount of 20,000 for at least 180 days |
| Axis Bank Insta Easy Credit Card Review | Axis Bank Insta Easy Credit Card Against Fixed Deposit is a great way to make the most of your savings. |
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