ICICI Bank Sapphiro Visa Credit Card

The ICICI Bank Sapphiro Visa Credit Card is one of the most rewarding and comprehensive credit cards available in the market today. It offers a host of benefits and features that make it an ideal choice for individuals who want to maximize their rewards and savings.

it has multiple benefits such as –

  1. With the Dreamfolks Membership Programme, get access to 450 Lounge access on 115 countries around the globe.
  2. 4 complimentary airport lounge access per quarter
  3. Get the benefits of a complimentary Golf Round and Lesson for every Rs. 50,000 retail spends
  4. The cardholder can get benefits of BOGO of 500 off on the second ticket. two times each month Only.
  5. 1% fuel surcharge waived off All Petrol stations in India
  6. Culinary Treats
  7. Concierge Services

The ICICI Sapphiro Credit Card also provides an array of security features such as zero liability on fraudulent transactions, fraud monitoring, and secure online payments. It also offers a range of insurance benefits such as air accident cover, lost card liability cover, and purchase protection.

It also comes with other features such as flexible payment options, convenient bill payment options, and a 24×7 customer service helpline. It also offers a wide range of payment options such as cash, cheque, debit card, and net banking.

Insurance Benefits

  1. Travel Insurance: The card provides travel benefits for any medical emergency, such as loss of baggage getting insurance cover of Rs. 84,000, Rs.21,000 for Delay of Checked Baggage, and 35,000 on Loss of Passport and travel-related documents, Rs. 75,000 on Plane Hijacking and more. The insurance is valid for both international and domestic travel.
  2. Air accident insurance: The card provides air accident insurance of up to Rs. 3,00,00,000 in case of accidental death or permanent disability while travelling in a commercial airline.
  3. Purchase Protection: The card provides purchase protection insurance of up to Rs. 1,40,000 against loss or damage to purchased goods within 60 days of purchase.
  4. Credit Shield: The card provides credit shield insurance of up to Rs. 50,000 in case of the primary cardholder’s death, which will cover any outstanding balance on the card.

Eligibility Criteria

ListRequirements
Age21-60 years
IncomeRs. 6 lakhs or above per annum
Credit ScoreGood credit score
NationalityIndian or NRI
EmploymentSalaried or self-employed

Note – You must also meet other requirements set by ICICI Bank. These requirements may include a minimum balance requirement, a minimum transaction requirement, and other requirements as specified by the bank.

How to Apply

Here’s how to apply for an ICICI Sapphiro Credit Card:

  • Step 1: Click on the “Apply Now” Button on the ICICI Bank Credit Card Page on the Pricemint Website.
  • Step 2: tap on the Apply Now button to redirect to the ICICI Credit card application form page.
  • Step 3: Select the ‘Sapphiro Credit Card’ option from the list of available credit cards..
  • Step 4: Fill in the application form with the required details.
  • Step 5: Upload the necessary documents and submit the form.
  • Step 6: Wait for the bank to process your application and get back to you with a decision.

Once your application is approved, you will receive your ICICI Sapphiro Credit Card in the mail. You can then start using your card to avail the exclusive benefits and rewards offered by the card.

Alternatively, you can also apply for the Sapphiro Credit Card by visiting the nearest ICICI Bank branch or by calling the bank’s customer care helpline.

Charges

ListAmount
Joining FeeRs. 6,500 (Can be waived off if you apply through ICICI Bank’s website)
Annual FeeRs. 3,500 (First-year fee waiver on spending Rs. 6 lakh in its previous year)
Interest Rate40.80% p.a. (3.40% per month)
Cash Withdrawal Fee2.50% of the amount withdrawn, subject to a minimum of Rs. 300
Late Payment ChargesUp to Rs. 750
Overlimit Charges2.50% of the over limit amount, subject to a minimum of Rs. 500
Card Replacement FeeRs. 100
Foreign Currency Transaction Fee3.50% of the transaction amount
Balance Transfer FeeUp to 3% of the transfer amount or Rs. 199, whichever is higher
GST18% on applicable fees and charges
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