ICICI Coral Credit Card Review – Benefits, Lounge access

ICICI Coral Credit Card Review –Are you looking for a credit card that offers a range of features and benefits? The ICICI Coral Credit Card is an excellent choice for those who want to make the most of their spending. This card offers a host of benefits such as cashback, reward points, discounts, and more.

It also provides customers with access to a range of services such as online banking, bill payments, and more. With this card, you can enjoy a range of features and benefits that can help you make the most of your spending. Read on to learn more about the features and benefits of the ICICI Coral Credit Card.

Table of Content

ICICI Coral Credit Card Highlights

Key Information	Details
Card Name	ICICI Bank Coral Credit Card
Card Type	Mid-Level Credit Card
Joining Fee	Rs. 500 + GST Taxes
Annual Fee	Rs. 500 + applicable taxes (waived off if annual spend exceeds Rs. 1,50,000)
Best offers	– 10,000 reward points every anniversary – Annual Charges Waiver Benefits
Reward Points	2 reward points for every Rs. 100 spent on dining, groceries, and supermarkets; 1 reward points for every Rs. 100 spent on utilities and insurance.
Redemption of Reward Points	Reward points can be redeemed for air miles, gift vouchers, merchandise, and cashback
Travel Benefits	Complimentary airport lounge access, travel insurance, and fuel surcharge waiver
Dining Benefits	Discounts and offers at partner restaurants
Fuel Benefits	Fuel surcharge waiver at fuel stations across India
Other Benefits	Discounts on movie tickets, access to select golf courses, and 24×7 concierge service
Eligibility Criteria	Age: 21-60 years, Income: Minimum Rs. 5 Lakhs per annum
How to Apply	Online through the ICICI Bank website or by visiting an ICICI Bank branch

What Are The ICICI Coral Credit Card Features And Benefits

The ICICI Coral Credit Card offers an attractive reward program that allows cardholders to earn reward points on their purchases. it allow users to earn 2 reward points per Rs. 100 spent and 1 Rewards on other selected categories shopping. These points can be redeemed for a variety of rewards such as gift vouchers, cashback, discounts, and more. Cardholders can also avail of additional discounts and offers on their purchases.

It also offers a range of additional benefits, such as one complimentary domestic railway lounge visit per quarter, 1 complimentary access per quarter to select airport lounges in India by spending minimum of Rs 5,000 or above, travel insurance, and other lifestyle benefits.

The ICICI Coral Credit Card also offers a range of discounts and other benefits. For example,

1. On Every anniversary year, get 10,000 ICICI Reward Points
2. 25% discount on movies tickets from BookMyShow And iNox.
3. Exclusive dining offers with ICICI Bank Culinary Treats Programme

Moreover, Cardholders can also avail of a host of additional services such as 24-hour customer service, emergency cash assistance, Credit free period of 48 days, and more.

The Eligibility Criteria For ICICI Coral Credit Card

Eligibility Criteria	Details
Age	21-60 years
Income	Minimum of Rs. 5 Lakhs per annum
Employment	Salaried or self-employed
Credit Score	Good credit score with no history of default
Residential Status	Must be a resident of India
KYC Documents	Proof of identity, address, and income
Existing ICICI Bank customers (Optional)	Existing ICICI Bank customers may receive preferential treatment for credit card applications

The Charges and Fees on Coral Card

The ICICI Coral Credit Card comes with an annual fee of Rs. 499, which is waived off if the cardholder spends more than Rs. 50,000 in a year. The card also has a joining fee of Rs. 500. here is the list of charges and fee on the card.

Charges and Fees	Details
Joining Fee	Rs. 500 + applicable GST taxes
Annual Fee	Rs. 500 + applicable GST taxes (waived off if annual spend exceeds Rs. 1,50,000)
Finance Charges	3.40% per month (40.80% per annum) on outstanding balance
Cash Advance Fees	2.50% of the transaction amount or Rs. 300, whichever is higher
Late Payment Fees	Rs. 100-750 depending on the outstanding balance
Overlimit Charges	2.50% of the overlimit amount or Rs. 500, whichever is higher
Foreign Currency Transaction Fee	3.50% of the transaction amount
Card Replacement Fee	Rs. 100
Duplicate Statement Fee	Rs. 100 per statement
Payment Return Fee	2% of the payment amount or Rs. 450, whichever is higher
Outstation Cheque Processing Fee	Rs. 100 per cheque
Cash Payment Fee	Rs. 100 per payment
GST	Goods and Services Tax will be applicable as per prevailing rates

How to Apply For ICICI Coral Credit Card

The ICICI Coral Credit Card is a VISA-powered card that is accepted at millions of locations worldwide. It offers a range of features such as cashback, reward points, discounts, and more. The card also offers an array of exclusive offers and discounts on shopping, dining, travel, and entertainment.

To apply for the ICICI Bank Credit Cards. All you need to do is click here to go ICICI Bank Credit Cards Page on Pricemint Website and fill out the online application form. You will need to provide your personal details, contact information, and income details. Once your application is approved, you will receive your card in the mail.

Once you receive your card, you can start using it immediately. You can use it to make payments online, in-store, or over the phone. You can also use it to withdraw cash from ATMs or to make purchases from select merchants.

The ICICI Coral Credit Card also offers a range of additional benefits such as travel insurance, accident insurance, and more. You can also enjoy a range of exclusive offers and discounts on shopping, dining, travel, and entertainment.

Conclusion

In conclusion, the ICICI Coral Credit Card is an excellent choice for those looking for a comprehensive credit card that offers a wide range of features and benefits. With its rewards program, low interest rates, and other benefits, it is an ideal choice for those looking to make the most of their credit card. Additionally, its secure online platform and customer service make it a reliable and trustworthy option. With all these features and benefits, the ICICI Coral Credit Card is a great choice for those looking for a comprehensive credit card.

Frequently Asked Questions

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