Introduction – Are you looking for a convenient way to make payments for your everyday purchases? FreeCharge Pay Later is an excellent payment option that allows you to make payments for your purchases without having to worry about carrying cash.

With FreeCharge Pay Later, you can make payments for your purchases online or in-store, and you can even get customer care support if you need help. In this guide, we’ll explain how to use FreeCharge Pay Later, understand the charges associated with it, and get customer care support if needed.

Table of Content

Overview

FreeCharge Pay Later is a convenient way to pay for your online purchases. Understand the charges associated with the service, and if you have any questions, customer care support is available to help. Sign up today and enjoy the convenience of paying later without any interest or hidden charges.

Key Points	Overview
Name	FreeCharge Pay Later
Provider	FreeCharge
Type	Buy Now Pay Later (BNPL)
Credit limit	Up to Rs. 10,000
Zero Interest Period	30 Days
Interest	The Rate of interest will be charged at 9% per annum
Instant Credit	Users can avail of instant credit for making purchases
Processing fee	Nil
Cashback And Offers	Get Cashback upto Rs.100

What is FreeCharge Pay Later?

FreeCharge Pay Later is an innovative payment solution that allows you to make purchases without having to pay upfront. It is a great way to get started with convenient and secure payments. With FreeCharge Pay Later, you can pay for your purchases in easy installments without any interest or processing fees. it offers Up to Rs.10,000 Credit limit in cooperation with Axis Bank.

The Benefits –

1. Instant credit limit of upto Rs. 10,000 for eligible users
2. 30 Days Interest-free period for timely repayment
3. Make payments on the Freecharge platform e,g, Mobile, DTH, Electricity, Landline, Broadband, etc
4. Spends The limit on upto 25000+ online and offline stores
5. Simplified billing with consolidated monthly statements
6. Flexible repayment options within a specified timeframe

The Eligibility For Activation

To Meet Eligibility Criteria, you must have a stable source of income –

Eligibility Criteria	Description
Resident	Permanent resident of India
Minimum Age Required	18 Years
Minimum Salary	Rs. 10,000 or More
Good credit score	CIBIL 720
Documents	PAN, Aadhar Card, and Registered mobile Number for Verification

Activation – How to use Freecharge pay later

1 Step – Simply download the app from the Google Play Store for Android or the Apple App Store For iOS.

2 Step – Now, you have to Create an account and sign in via your mobile number

3 Step – Click on the “Pay Later” Banner on the app home screen.

4 Step – Click on “Check Eligibility And Apply now”

5 Step – Enter your PAN card number, mobile number for OTP, and Aadhaar card number.

6 Step – Complete verification and Get a balance of Rs 10,000 credit along with billing cycle details.

Where to use the pay later Limit

You can easily use the Pay Later limit to Shop at 25000+ online and offline stores, Moreover, you can use it for electricity, broadband, mobile, DTH, etc. It works both in physical and online stores.

With FreeCharge Pay Later, you can shop online, book tickets, pay bills, and more without having to worry about making the payment upfront. It is a secure and convenient way to make payments with low interest or processing fees.

The Charges Associated with FreeCharge Pay Later

Charge	Description
Interest-Free Period	Up to 30 Days of Zero Interest period
Joining Charges	Nil
Processing Fee	No processing fee is charged for using FreeCharge Pay Later.
Interest	– Interest is charged by Axis Bank – The Rate of interest will be charged at 9% per year
Late Payment Charges	– INR 0 – 1,000 – charges are INR 10 per day and capped at INR 75 – INR 1,000 – 3,500 – charges are INR 10 per day and capped at INR 325 – INR 3,500 – 10,000 – charges are INR 10 per day and capped at INR 475
Suspension of Service	If the due amount is not paid for a period of 3 months, the Freecharge Pay Later service may be suspended.
Pre-closure charges	NIL

FreeCharge Pay Later is a convenient and secure way to pay for your online purchases. It allows you to pay for your purchases in monthly installments without any interest or additional charges.

You can use your FreeCharge account to pay for your purchases at any online store that accepts FreeCharge.

When using FreeCharge Pay Later, you will be charged a late payment charge of Rs.10 per day of the total purchase amount.

This fee is non-refundable and will be charged at the late payment. Additionally, you will be charged a Rate of interest will be charged at 9% per year. However, you will get upto 30 days interest-free period.

By understanding the fees, you can ensure that you are able to make the most of your FreeCharge account and pay for your purchases without any additional costs.

How to Take Advantages from FreeCharge Pay Later

FreeCharge Pay Later is a convenient and secure payment option that allows you to pay for your purchases after you receive them. It is a great way to manage your finances and make sure you don’t overspend. To get the most out of FreeCharge Pay Later, here are some tips:

1. Set a budget: Before you start shopping, set a budget for yourself and stick to it. This will help you stay within your means and avoid overspending.

2. Make sure you can afford it: Before you make a purchase, make sure you can afford to pay for it when the bill arrives.

3. Pay on time: Pay your bill on time to avoid any late fees or interest charges.

4. Take advantage of discounts: FreeCharge Pay Later offers discounts and cashback on certain purchases. Make sure to take advantage of these offers to save money.

5. Monitor your spending Keep track of your spending to make sure you don’t overspend.

By following these tips, you can get the most out of FreeCharge Pay Later and make sure you don’t overspend.

How to Get Customer Care Number And Support

Free charge Pay Later offers customers help you with any issues they may have with. You can get customer care support for free by toll-free number 0124 663 4800, sending an email to [email protected], or visiting their website.

The customer care team is available 24/7 to provide assistance and answer any questions you may have. They can help you with setting up and managing your account, making payments, and resolving any issues you may have.

They can also help you with understanding the terms and conditions of the service and provide guidance on how to make the most of your FreeCharge Pay Later account.

Popular Pay Later And Credit Line Apps

Apps	Charges	Short Description
ICICI Pay Later	A one-time activation fee of Rs. 500	Introducing ICICI Bank Pay Later
Flipkart Pay Later	Usage Charges	This guide will help you understand if you are eligible to use this payment option and how you can benefit from it.
Paytm Postpaid	0% Interest rates up to 30 days	It is a digital credit line that allows users to make purchases online or in-store without having to pay upfront. Postpaid
Buy Now Pay Later in India – What are BNPL Apps?	Read more	Buy Now, Pay Later (BNPL) is an increasingly popular payment option all over the world.
Top 21+ Buy Now Pay Later apps in India	Read Review	Pay Later apps are the perfect solution! Get to know the top 21+ pay-later apps in India and make payments easier.
Amazon Pay Later	Read Review	Are you looking for an easy and secure way to make payments? Amazon Pay Later is the perfect solution for you!
Simpl Pay Later	Read Review	Understanding Simpl Pay Later is the ultimate guide to the benefits of Buy Now, Pay Later.

Conclusion

Using FreeCharge Pay Later is a great way to get access to credit without having to worry about interest rates or other fees. It’s easy to understand the charges and get customer care support, making it a convenient and secure way to pay for your purchases. With its many benefits, FreeCharge Pay Later can help you save time and money while giving you the flexibility to pay for what you need when you need it.