How to Check Free credit score in India: if you are a newbie with a credit score, Firstly, we give a very simple explanation of credit score. A credit score is a numerical score that represents the entire credit history of an individual. It calculates your credit risk.
whenever, you apply for a credit card, home loan, or Personal loan. The Bank or NBFC Company will first check your Credit history and Analysis the credit risk by Using Your Cibil or Equifax Credit Score. After that, They will decide whether the applicant is eligible for the credit line or credit limit or not.
Before applying for any loan or credit card, an individual must have to check their own credit health. So, it will help you to examine the health of credit. if it is low. you can focus and improve it. if not, Good to Check.
In India country, there are major four credit bureaus that are tracking and summarizing your credit history into credit score into 3 digits numbers: let’s check the names –
- Credit Information Bureau India Limited (Transunion CIBIL Score)
- Equifax Credit LTD
- CRIF High Mark
The range of credit health goes from Worst to Best. it starts from 300 And End At 900. now, the question is, which is the number of credits that are perfect to say a good credit score. Therefore, If you have an Upto 750 Credit Score That means It is excellent credit value.
For more Easy to Understand, you can check below Poor To Excellent Mark Diagram.
Through this article, we are going to provide you step-by-step process to get your credit health. we will use creditMantri.Com Website to Check your Equifax Credit Score within minutes.
What is CreditMantri? (Free Credit Score)
CreditMantri offers to check your credit score for free. it offers a detailed analysis of your total credit health. It provides the credit score Report in cooperation with the Equifax credit firm. Moreover, it offers plenty of Pre-eligible Loans And Credit Card Direct applications to apply. it offers a subscription called CreditFit. which helps you to convert and manage your credit history From worst to excellent. the pricing of the CreditFit Subscription is starting from ₹1199 for 1 year.
|List of Details||Information|
|Check Free Credit Score||Apply Now (EXTRA DISCOUNT AND GREAT DEAL)|
|Full Size (File Size)||The CM App Size is Quite lite in Weight – 15 Mb|
|Downloads||It has more than 10 Lakh Installs From Android Google Store|
|Get It For Android||Click Here to Install The CM FIntech App From Google Play|
|Star Rating||Rated For 3+ (Content Rating Everyone To Use) (Applicant Must Be 18 or Above)|
|Available on||it Free of cost works on Android Supported Smartphones|
|Cost||Free to Install, However, it has subscription plans|
|Rating||Around 4.2 Star Rating out of total 5 User review rating on play|
|Safe||Yes! it has bank-grade security for extra layer of protection|
|is Equifax Safe or Not?||authorized by RBI|
What are the features you will get –
- You can download your all-credit report and health every 12 months.
- It offers all data on credit health free of cost, such as your all browsing, portfolio age page, Payment history, Enquiries, and more.
- You will get all reminders on your Monthly EMI and credit card bill.
- It functions quite impressive to Resolve your negative accounts and become credit line eligible.
How to Check Free Credit Score Step By Step By Using creditmantri.com
Here is the following step by step process to check your latest up-to-date credit score –
Step 1: Firstly, to check your latest credit health you need to visit the official website of CreditMantri by searching on google.com. Here is the original link to The Website – https://www.creditmantri.com/. Moreover, Below We offer you a Simple Click-N-Go Button To Redirect the page without going anywhere.
Step 2: Now, you have to Enter your Full mobile number that is linked with your aadhaar or PAN Card. For verifying the Your CreditMantri Account By Simple 5-Digit OTP proceeds. Don’t worry, it is fully safe. This Company is powered by Equifax. Therefore, OTP is sent to your registered mobile number. enter it and tap on Verify Mobile.
Step 4: Once You Click On Verify Mobile, After That, You will redirect to the next step of Identity Verification. You have to enter your yourself Information Such as
- Full PAN Card Number
- Marital status
- Email address
- Date of Birth
- City Pin Code
You Must have to Enter your All Asked Information to generate your score. After That, All you need to do is Soft, Tap On the getting Free Credit Score Button.
Wait! Less than 30 Seconds to Generate Your Free Credit Score
Step 5: All Set! Sometimes It will Ask You for Few Information About your Career And Income For Offering pre-approved loans and insurance offers. For Instance,
- Are You Salaried or Self Employed
- How Much You Earn?
- How much loan amount do You want?
- Do you have Credit Card?
After That, It will Generate Your Credit Health. Also, they offer plenty of offers as per your credit health. You can apply for a credit card by using this panel. moreover, it shows your account status. if your credit score is negative or has some pending loans. it will show all of the histories of your credit. it will help to improve your credit score too. However, it has a CreditFit paid subscription plan to upgrade your account. which has starting price up to 1199 Per year. This is Quite acceptable Cause it comes with Plenty of Benefits. Such As It Starts tracking your EMI payment behavior.
Step 6: it does not Only provide Credit Health, But it offers to Know More Button on the right side of the Credit health Chart. which offers additional detailed information on your credit score history for free. by clicking on the Know More Button, you can check all your borrowings, portfolio age, all payment history, Card Utilization, And Mix borrowings.
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It may take less than 1 Minute to check your complete Credit Score. We hope you like our like on Free Credit Score – How to Check Credit Health in 1 Min.