Fi Money Review 2022 – Debit card, Which bank, Account Opening

Fi Money Review By Pricemint
fi money

Name: Fi Money

Description: Fi Money is a new neo banking services app for individuals. it offers the facility to create savings accounts at no minimum balance requirement. it makes your savings more meaningful with interest up to 5.1%.

Operating System: Android 5.1 or Up & iOS 14.0 or later

Application Category: Neobank

3.8 of 5 stars 1 review
  • Interface
  • Interest Rate
  • Rewards
  • Debit Card


Fi Money overall provides an amazing experience for starting the journey of creating online savings account at zero minimum balance requirement. it cooperates with the federal bank for offering more convenience for your transactions.

User Review
  • Interface
  • Interest Rate
  • Rewards
  • Debit Card
Comments Rating 0 (0 reviews)


  • Zero Balance Savings Account is Good
  • it offers cardholders 0% (ZERO) markup fee on international transactions
  • You will get a Free debit card (VISA Card)
  • No need to visit a branch and ZERO No paperwork


  • No Desktop Version Available
  • Customer Support could be better

Fi Money Review: If you want a Digital Zero Balance Savings Account? try this new neobank service. The Fi money is an Online NeoBank For Beginners And Students. it offers VISA Debit Card And Zero balance Savings Account. The Card Holder also gets the benefit to earn the interest of 5.1% or more of their savings. To Get All the facilities for free, All you need to do is, You have to install the FI Money application on your android phone.

It works on IOS And Android Smartphones. However, it has no other desktop version to access your savings account. on Google Play, FI Money App has a 4.5 Star rating out of 5. which is quite impressive than similar Third-Party digital savings account Services or platforms. Above All, it has more than 50lakh downloads.

Before, installing the app of FI Money, Check out our full review to know step by step process to download the app and complete your minimum KYC. You can use our direct link to install the app and start the Account open process.

Below you can check the details of the app and Also, Know the process To Open a Savings Account At Zero Balance –

Fi Money App Detail and Install (Fi Money Review)

Fi Money Review
Size (App Size)The App Size is Around 35 MB
DownloadsIt has more than 50 Lakh Installs From Google Play
CategoryNeoBank, Finance
Get It For AndroidClick Here to Download The App From Google Play (Extra Discount And Coupons Applied)
Star RatingRated For 3+ (Content Rating Everyone To Use) (Applicant Must Be 18 or Above)
Available onit Free of cost works on Android And IOS Supported devices
CostFree to Install And Account Open
RatingAround 4.3 Star Rating
SafeYes! Fully RBI Approved Cooperations
Note: The information for Android Devices

For iPhone Users, You can click here to redirect the app store to install the app.

How to Fi Money Account Opening By Using Android Smartphone

First Step: Obviously, For Apply You Need to install the App.
For Easy Go, You have to Click Below Button to redirect to the official app on google play to start Downloading the FI Money App.

Step Two: Now, You have to Open The App, Tap on Skip Introduction to quickly go To the Sign Up Button.

Step Three: For Verification, You have to mention your mobile number to verify via Single Time OTP Passcode. Once you got the OTP, Type your OTP Correctly And Click On Proceed.

Note: You must have to use biometric authentication To the Extra layer of Security of Your Savings Account.

Step Four: Once Your OTP is Verified Successfully, After that, The applicant must have to provide a few personal details or documents digitally For the complete the Account opening process.

Here is the list of Documents that must be required: (FI Money Review KYC Process)

  1. PAN CARD (Must Required)
  2. E-Mail Address (If you have not, Create One From Gmail)

Once You provide your Email And PAN Card Full Digits And Alphabetic Numeric. Tap on the Next Button To continue the process on the next page.

Step Five: Now App will ask you for your verification personal details. For instance, Your Parent’s Name, Your Date of Birth that available on your PAN Card.

You have to type the Required details carefully that are available on your PAN Card.

Step Six: Now, You have to complete your Aadhaar card Verification through your Aadhaar Registered mobile number.
The app will send you OTP on your Registered mobile number so you have to type OTP Carefully that came to your Aadhar registered phone number To complete the process.

Note: it may ask you to complete your VIDEO KYC. By creating a short video. For (FI Money Full KYC*)

Step Seven: Once Your Registration is Complete, it will ask for your communication address to deliver your VISA Debit card.

Once You Delivered your FI Money debit card, You have to Set 4 Digit Secret Pin Numbers to Start using the card.

All Set! Your Zero Balance FI Federal Bank Money Account Opened Successfully.

Fi Money Highlights (Benefits)

Highlights (Benefits Key Points)Description
Benefitsit offers Money insured ₹5 lakh or more.
Forex Markupit provides a Waive off the facility or Features on forex markup (Forex international use)
WithdrawalThe visa platinum debit card offers to withdraw money from all ATMs Globally.
No paperworkit provides a fully digital process to account opening. it fully paperless and OTP Based Process.
Simple UIIt offers a Simple UI To track your spending, UPI, and Available Balance information data.
Customer CareIt offers the cardholder to get help 24/7 at Customer Support via customer care phone number. The fi money customer care number is 1800-420-1199 to avail to Direct contact with the Customer care Center. For international help, you can dial 080-61991199.

Fi Federal Account Fees And Charges *Eligibility*

Fees(Details) Information
EligibilityThe applicant must be salaried and self-employed that have a stable monthly income.
How much minimum balance is essentialThere is no minimum balance required to open your savings account.
How much interest you can earn?You can easily earn interest up to 2.5%.
Is there any Account Maintenance?It has no fees that are required to maintain your Account.
Visa Platinum Card FeesIt has No issuance fees and no annual charges
Forex Charges (Mark Up”)Fi Money gives a waive off Feature on Forex Charges or Forex makeup* That may be applied internationally.
Rewardsfor savings and spending wisely, it offers a few rewards, cash back, and discount for making your spending more Smartly.
WithdrawingThe debit card gives 5 full free transactions for withdrawing Cash every month. After that, 21 per transaction or Withdrawing charges will be applied.

Fi Money Alternatives Apps

There are similar or alternative apps to FI Money That you can try –


Jupiter could be a great alternative to Fi Money. however, both apps have the same cooperation with the federal bank. but rewarding spending is quite different. both offer Zero balance-required savings account features. It could be a neobank option to try.


Niyo is a neo banking platform for beginners individuals to start their digital banking journey. it cooperating with Equitas bank. It is quite similar to FI Money. it offers reward cash on spending. it could be also an amazing option to try.


What is Fi Money?

under 3 minutes, it provides a facility to open a savings account with the benefit of a VISA Debit Card And No minimum balance. it provides cardholders to earn interest of 5.1%. it cooperative with the federal bank for easy convenience & quick transactions.

Is Fi Money Safe?

Yes! FI Money is 100% one of the safest platforms for savings accounts. it provides neo banking service cooperation with Federal bank. As Per RBI Regulations, NeoBanking App is only possible in India If NeoBank services cooperate with official banks in India.

You can check the Latest review by pricemint below List (Fi Money Review)–

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Naman Parmar
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User Review
  • Interface
  • Interest Rate
  • Rewards
  • Debit Card

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