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MoneyBack Credit Card
HDFC Bank MoneyBack Credit Card

Annual Charges
- Rs. 500
The HDFC Bank MoneyBack Credit Card offers instant cashbacks on all purchases, making it a rewarding choice. Eligible for individuals with a monthly income above ₹25,000, it provides 2X Reward Points on online spending, dining privileges, and a 1% fuel surcharge waiver. Plus, enjoy zero lost card liability and up to 50 days of interest-free credit.
  • Double Rewards: Earn 2X Reward Points on online spending.
  • Fuel Savings: Enjoy a 1% fuel surcharge waiver.
  • Zero Liability: Benefit from zero lost card liability.
  • Dining Delights: Access exclusive dining privileges with Good Food Trail.
  • Rewarding Milestones: Earn quarterly gift vouchers up to ₹2,000.
Joining Fee Rs. 500
Annual Fee Rs. 500
Finance Charges (Interest Rate) 3.6% p.m. (43.2% p.a.)
Reward Type CashBack
Late Payment Fee Between Rs. 400 to Rs. 1300 depending on overdue
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IDFC Club Vistara Credit Card
IDFC Club Vistara Credit Card

Annual Charges
- Rs. 4999 + GST
The IDFC Club Vistara Credit Card is a premium travel card designed for frequent flyers who prefer Vistara Airlines. Cardholders enjoy an array of benefits, including complimentary Premium Economy tickets, lounge access, golf lessons, and trip cancellation coverage. With competitive forex rates and partner offers, it's the ideal travel companion.
  • Upto 6 Complimentary Premium Economy tickets and 1 Upgrade Voucher per year
  • Complementary Club Vistara Silver membership
  • Enjoy 8 complimentary domestic airport lounge visits and 4 complimentary international airport lounge visits yearly
  • Trip cancellation covers up To Rs 10,000 on flight and hotel bookings (2 claims annually)
  • Enjoy 12 complimentary golf lessons and 4 complimentary rounds of golf every year
  • Enjoy 3 months complimentary EazyDiner Prime membership and BQ Prime subscription
  • Earn upto 6 CV Points on all spends including Utility bill payments, Insurance, Fuel, Rent & Wallet Load
  • Get upto 6000 bonus CV Points on crossing monthly spend milestones in the first 3 months
  • Take advantage of competitive forex mark-up of just 2.99% on international transactions
  • Get 50+ In-App online discount offers
  • Enjoy up to 15% discount at 3,000+ Health and Wellness outlets
  • Dining discounts of up to 20% across 1,500 restaurants
Joining Fee Rs. 4,999 + GST
Annual Fee Rs. 4,999 + GST
Finance Charges From 0.75% to 3.5% per month
Late Payment Charges 15% of Total Amount Due, subject to a minimum of Rs. 100 and a maximum of Rs. 1,250
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