BOB Eterna Credit Card Review – As per its name, Eterna which means Endless, it allows no-limit benefits on Each Day’s Purchasing and adds value to your day-to-day purchases. it mainly focuses on daily lifestyle purchases. it offers exclusive benefits on Travel, Movies, Dining, fitness & Shopping.
This is a Premium-level Card With reward points issued by the Bank of Baroda. it offers flat 3 Reward Points on each ₹100 or Above Spent for All other Categories.
it comes with all fantastic benefits such as In-built insurance coverage, a 1% fuel surcharge waiver Benefits, Milestone Rewards, a Smart EMI option, And Zero liability on the lost card.
If you want a High-End Card that offers you plenty of Features and Reward Points on Daily Expenses such as Movie Tickets, Gym Workouts, and Premium restaurant dining and you are A travel enthusiast, it could be one of the best premium-type cards for you to choose from. it offers the facility of Unlimited Domestic Airport Lounge Access.
For its Premium Features, it has the first annual fee of ₹ 2499. Also, it has a Membership Fee Waiver Feature, if you spend more than ₹ 25,000 within starting 60 days from its activation to get the First Year Annual Fee Waiver benefit.
Through this Article, we are going to share with you a brief review of the BOB Eterna Credit Card which can find all solutions to your queries related to the Bank of Baroda Eterna Credit Card. for instance, limit, airport lounge access, benefits, charges, eligibility and more.
The benefits And Review of the Bank of Baroda Eterna Credit Card
Table of Content
- The benefits And Review of the Bank of Baroda Eterna Credit Card
- BOB Eterna Credit Card Highlight Factors
- What Are The BOB Eterna Credit Card Offers And Benefits
- Discounts And Cashback
- Short List of Card Features
- How to Use Reward Points Redemption
- What Are Card Charges and Fees
- What Are the Eligibility Criteria For Eterna Credit Card By Bank of Baroda?
- FAQ
- Other Popular Credit Cards By Banks
BOB Eterna Credit Card Highlight Factors
| Points | Description |
|---|---|
| Card Type | High-End Premium-Type Card |
| Best Suitable | Travelers, Professional Businessmen, Salaried Individuals, |
| Card Benefits & Features | – Buy One Get One (BOGO) Movie Ticket Benefits on Paytm Movies App spending up to ₹250 each Month per Eterna Card. – Complimentary Personal Accidental Death Cover Worth upto ₹1 Crore on Air And ₹10 Lakh on Non-Air Accidental Death. – 1% fuel surcharge waiver on Refueling any Fuel Platform in India – Zero liability on the lost cards and any fraudulent transactions – 4 prominent Golf Course coaching lessons in a year – Free-of-Charge Unlimited Access to Airport Lounges Only in India. |
| Reward Points or Cashbacks | – on Purchasing more than ₹100, it offers 3 Default Reward Points on All Other Categories – Upto 15 Rewards Points on Shopping from Online Stores – Earn Upto 15 Reward Cashback Points on Purchasing ₹100 or more related to Travel And it works on International Spending too. – 15 Rewards Points on Spending ₹100 or Above on Dining |
| Welcome Gift | – Complimentary Upto 6 Months FitPass Pro Membership (Which will be worth Upto ₹15000) To Access fitness studios across India As A Cardholder Welcome Gift |
| Milestone Rewards | – As A Milestone Rewards Bonus, it allows earning Upto 10000 Reward Points on ₹ 50,000 within the first 60 days – Additional 20000 Reward Points When your Purchasing touch more than ₹5 lakh in A Year. |
| Renewal Offer | – First-Year Waiver Benefit when your Spending touches ₹25000 or above within 60 days from the activation of the card. – Per Year Membership Fee Waiver when your spending touches more than ₹2.5 lakh in the subsequent year. |
What Are The BOB Eterna Credit Card Offers And Benefits
If you want to save on Per Day Lifestyle spending such as Dining, movies, Gym, Online shopping, and traveling, it could a beneficial card for you from Bank of Baroda. it adds a layer of earning cashback as reward points on different categories of purchasing. moreover, it allows the cardholder to access Unlimited Airport Lounge access all over India. when you spend outside of India,
it offers to get 15 reward points on each spending and offers savings on international transactions at a forex markup rate of upto 2%. For protection from untoward Incidents, it offers Personal Accidental Death Cover worth upto 1 crore on any Air Accident and 10 Lakh Personal Accidental Death Cover on Non-Air Incidents.
if your Travelholic, it could be one the good card to choose from. it supports all additional BOB Features Such As
- Smart EMI option
- Zero liability on lost card
- Free Add-on card
- Fuel Surcharge Waiver
As I Already Said, it is especially for Lifestyle Spends, it offers Upto 15 Reward Points On Purchasing ₹100 or More On Dining, Online Shopping, While Traveling, And on All Other International Transcations.
On All Offline And Other Categories of Shopping, it offers To Earn 3 Reward Points on Each Spend upto ₹100. which is quite impressive, if you compare other popular premium credit cards.
It has 2499 Annual Charges with Additional GST Taxes. which is good Because it provides the First Year’s Annual Fee Waiver Benefit And Annual Membership Fee Waiver Benefits.
Discounts And Cashback
Short List of Card Features
How to Use Reward Points Redemption
You can convert your all earned Cashback Reward points into Real Cashback which will value each earned reward point to 1 reward point = ₹ 0.25
What Are Card Charges and Fees
| List of Charges | Overview |
|---|---|
| Welcome Benefits | – 6-MONTH FREE MEMBERSHIP OF FITPASS FOR REGULAR WORKOUTS ALL OVER INDIA |
| Annual Fees on The Card | ₹2499 And Additional GST taxes – Which will waive off you spending more than ₹2.5 lakh in A year) |
| First Year Fee | ₹2499 And Additional GST taxes (Which will waive off you spend more than ₹25 thousand within the first 60 days) |
| Joining Charges | ₹2499 And Additional GST taxes |
| Finance Fees(Interest) | 3.49% each month which will be 41.88% Annually |
| Late Payment Fee | ₹100 to ₹950 As per Total Due Payment |
| Cash withdrawal fee | 2.5% of the total transaction amount |
| Add-on cards | 3-lifetime free add-on cards for your family members |
| Rewards redemption Value For Cashback | 1 reward point = ₹ 0.25 |
What Are the Eligibility Criteria For Eterna Credit Card By Bank of Baroda?
Business Professionals, Self-Employed, And Salaried Personal are fully eligible to get this Bank of Baroda credit card without hassle. it has a few Eligibility Criteria which you must have to follow to get the card. the first is, The applicant who wants this card must have an age between 21 years of 65 years.
The primary cardholder must be a Resident of India and stable monthly income. moreover, you must have to follow additional Eligibility Conditions such as A Great Score Upto 750. The minimum Income Requirement for the card is ₹ 12 Lakhs per annum or more. which will apply to both Self-Employed And Salaried Applicants.
| Eligibility Criteria | Overview |
| Only For | Salaried, Businessmen, Self-Employed |
| Your Age Must Be | Starts from 21 Years to 65 Years Last |
| Minimum Salary Requirement & Annual ITR | 12 Lakh On Annual ITR |
Bank will ask you for a few Documents, such as PAN, Voter ID, Aadhar Card, And more to Verify And KYC For the complete process and delivery card to your doorstep. below, we listed all requirements the bank may ask –
FAQ
Bank of Baroda Eterna Credit Card is a Premium-Level Luxurious Cashback Based Card. it exclusively provides the cardholder to earn Upto 15 Reward Points on Movies, Dining, Travel, International Shopping, And Online Shopping. moreover, it supports all additional benefits such as Rewards on spending, Welcome Perks, Real Cash backs, And Complimentary Services.
1800-103-1006 And 1800-225-100 are the official Bank of Baroda Helpline numbers to connect anytime and find solution related to credit, loan, and other services.
Other Popular Credit Cards By Banks
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