Top 6 Best Finance Chatbots in India For Choose

Introduction to the Best Finance Chatbots in India-

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The financial landscape in India is witnessing a paradigm shift, with the emergence of AI-powered chatbots revolutionizing the way people interact with banking services. These virtual assistants offer round-the-clock support, personalized advice, and streamlined transactions, enhancing the overall banking experience. In this article, we delve into the top 6 finance chatbots in India, exploring their unique functionalities and how they are shaping the future of banking.

Table of Content


Finance chatbots have become integral to the Indian fintech ecosystem, catering to the diverse needs of customers across various banking institutions. These AI-driven virtual assistants offer a range of services, from answering basic queries to facilitating complex transactions, all while providing a seamless and user-friendly experience. Let’s explore the top 6 finance chatbots in India and how they are redefining the banking landscape.

Overview Table

Chatbot NameFeatures
Pricemint AI Chatbot– Instant access without login/signup
– Unlimited access for continuous learning
– Ad-free environment
– Natural language interaction (typing & voice)
– Comprehensive financial guidance
– Real-time insights
SBI Intelligent Assistant (SIA)– Customer inquiry assistance
– Availability 24/7
– Loan and deposit guidance
– Personalized assistance
– Convenient banking experience
– Efficient query handling
HDFC Bank’s EVA– AI-powered banking chatbot
– Availability 24/7
– Streamlined query resolution
– Accessible on website
– Instant information on HDFC Bank’s offerings
ICICI Bank’s iPal– AI-based virtual financial assistant
– Availability 24/7
– Automated responses
– Continuous learning
– Exclusive ICICI services
– Personalized assistance
YES ROBOT– AI-powered personal banking assistant
– Availability 24/7
– Comprehensive banking services
– Accessible on Facebook Messenger & YES Bank website
– Simple usage
– Quick answers
IndusAssist– Voice-activated banking
– Account balance checking
– Fund transfers
– Credit card bill payments
– Skill activation on Amazon’s Alexa
– Secure banking
– 24/7 access

Top 6 Best Finance Chatbots in India

1. Pricemint AI Chatbot

Pricemint AI Chatbot is a revolutionary financial assistant designed to simplify engagement with personal finances through seamless access and dynamic interaction.

AccessNo login or sign-up required for instant access to financial assistance.
Learning AccessibilityUnlimited access to explore various financial topics, encouraging continuous learning.
EnvironmentAd-free space ensures uninterrupted and focused learning experience.
InteractionNatural language interaction through both typing and voice commands.
Financial CoverageComprehensive guidance on budgeting, investments, and market trends.
Real-Time InsightsAI-driven technology provides users with real-time insights into the financial landscape.

Features of Pricemint AI Chatbot:

  1. No Login, No Sign-Up: Instant access to financial assistance without the need for login credentials or sign-up processes.
  2. Unlimited Access for Continuous Learning: Users can explore an unlimited number of topics and questions, fostering continuous learning and exploration of personal finance.
  3. Ad-Free Environment: Provides a distraction-free space for absorbing valuable financial insights, ensuring focused learning.
  4. Voice Support: Offers natural language interaction through voice commands, catering to diverse communication preferences.
  5. Comprehensive Financial Guidance: Covers a wide array of financial topics, including budgeting, investments, and market trends, serving as a go-to resource for users.
  6. Artificial Intelligence for Real-Time Insights: Utilizes AI technology to provide real-time insights, keeping users informed about the dynamic financial landscape.

How to Use Pricemint AI Chatbot:

  1. Access the Chatbot: Navigate to the Pricemint AI Chatbot platform without login requirements for instant financial assistance.
  2. Start the Conversation: Initiate interaction through typing or voice commands, leveraging natural language processing for a seamless experience.
  3. Explore Financial Topics: Delve into various financial topics tailored to individual needs, from budgeting to market trends.
  4. Utilize Voice Support: Take advantage of hands-free and natural interaction through the voice support feature.
  5. Learn and Empower Yourself: Engage in continuous learning, exploring unlimited topics and gaining real-time insights for informed financial decisions.

2. SBI Intelligent Assistant (SIA)

SBI’s SIA, the chatbot by State Bank of India, assists customers with inquiries about loans, deposits, and other services. Accessible 24/7, SIA provides personalized guidance through SBI’s retail offerings. As the largest public sector bank in India, SBI’s SIA exemplifies its commitment to enhancing customer service through innovative digital solutions.

  1. Customer Inquiry Assistance: SBI’s SIA efficiently handles customer inquiries regarding loans, deposits, and various other services.
  2. Largest Public Sector Bank: Developed by State Bank of India (SBI), SIA serves customers of the largest public sector bank in India.
  3. Dedicated Chatbot: SBI has launched its own chatbot, SIA, to cater to customer queries and provide guidance on retail products and services.
  4. 24/7 Availability: SIA is available round-the-clock, ensuring customers have access to assistance whenever needed.
  5. Loan and Deposit Guidance: SIA guides customers through SBI’s range of retail products, including loans, deposits, and other services.
  6. Convenient Banking Experience: SIA enhances the banking experience by providing quick and accurate responses to customer inquiries.
  7. Efficient Query Handling: SIA efficiently handles a wide range of customer queries, improving service efficiency.
  8. Personalized Assistance: SIA offers personalized assistance to customers, addressing their specific banking needs and inquiries.
  9. Accessible Support: Customers can easily access SIA through SBI’s digital channels, ensuring convenient support at their fingertips.
  10. Continuous Improvement: SBI continually updates and enhances SIA’s capabilities to provide an optimized customer service experience.

3. HDFC Bank’s EVA

HDFC Bank’s EVA, or Electronic Virtual Assistance, is India’s leading AI-powered banking chatbot. Accessible on the HDFC Bank website, EVA offers 24/7 assistance for all banking queries. Powered by AI and analytics, EVA aims to streamline customer service and provide instant resolution to inquiries. Users can easily access information on HDFC Bank products, services, and more through this innovative virtual assistant.

  1. AI-Powered Banking Chatbot: EVA is HDFC Bank’s AI-powered banking chatbot, offering instant assistance for all banking queries.
  2. 24/7 Availability: EVA provides round-the-clock assistance, ensuring support is available whenever needed.
  3. Electronic Virtual Assistance: EVA stands for Electronic Virtual Assistance, simplifying access to HDFC Bank’s products and services.
  4. Streamlined Query Resolution: EVA leverages AI and analytics to expedite query resolution, reducing wait times significantly.
  5. Accessible on Website: EVA is accessible on the HDFC Bank website, allowing users to easily interact with the chatbot.
  6. Instant Information: Users can obtain instant information on HDFC Bank’s offerings by typing their queries directly to EVA.
  7. Leading Banking Chatbot: EVA is India’s first and largest AI-powered banking chatbot, offering unparalleled convenience to customers.
  8. Efficient Customer Service: With EVA, HDFC Bank aims to enhance customer service by providing quick and accurate assistance.
  9. Comprehensive Support: EVA caters to a wide range of banking needs, including account services, loan inquiries, and special offers.
  10. Innovation in Banking: EVA represents HDFC Bank’s commitment to leveraging technology to serve customers better and faster.

4. ICICI Bank’s iPal

ICICI Bank’s iPal is an AI-based virtual financial assistant that offers 24/7 support for banking queries and basic transactions. Tailored exclusively for ICICI Bank services, iPal is trained to understand user queries and continuously improve responses, providing efficient and convenient banking assistance.

  1. AI Virtual Assistant: iPal is ICICI Bank’s AI-based virtual financial assistant, designed to provide seamless banking assistance.
  2. 24/7 Support: iPal offers round-the-clock support for banking queries and transactions, ensuring assistance whenever needed.
  3. Banking Simplified: iPal makes everyday banking easier by assisting with basic transactions and inquiries.
  4. Automated Responses: All responses from iPal are automated, enhancing efficiency in addressing customer queries.
  5. Continuous Learning: iPal is continuously trained to understand user queries better and improve response accuracy over time.
  6. Exclusive ICICI Services: iPal offers services exclusively for ICICI Bank customers, covering a wide range of banking needs.
  7. Personalized Assistance: iPal tailors its responses to individual user queries, providing personalized banking assistance.
  8. Efficient Customer Service: With iPal, ICICI Bank aims to provide efficient and convenient customer service through AI technology.
  9. Enhanced User Experience: iPal enhances the overall banking experience by offering quick and accurate assistance round the clock.
  10. Innovation in Banking: iPal represents ICICI Bank’s commitment to leveraging technology to simplify banking processes and improve customer service.


YES Robot is your AI-powered personal banking assistant, available 24/7 for all your banking needs. With access to 25+ banking services, including fund transfers, bill payments, and account management, YES Robot simplifies banking tasks. Accessible on Facebook Messenger and the YES Bank website, it offers easy interaction and quick assistance for YES Bank products.

  1. AI-Powered Banking Assistant: YES Robot is an AI-powered personal banking assistant designed to cater to your banking needs efficiently.
  2. 24/7 Availability: With YES Robot, you have access to banking services 24 hours a day, 7 days a week, ensuring convenience.
  3. Comprehensive Banking Services: YES Robot offers over 25 banking services, covering both financial and non-financial transactions.
  4. Fund Transfers and Bill Payments: You can use YES Robot to transfer funds, pay bills, and manage your accounts seamlessly.
  5. Accessible Platforms: YES Robot is available on Facebook Messenger and the YES Bank website, providing easy access for users.
  6. Simple Usage: Using YES Robot is straightforward – just open Facebook Messenger, search for YES Robot, and start chatting.
  7. Quick Answers: Get your queries answered promptly by YES Robot, ensuring efficient resolution of banking concerns.
  8. Product Applications: YES Robot facilitates applications for various YES Bank products, including savings accounts and commercial assets.
  9. Tailored for YES Bank: YES Robot offers services exclusively for YES Bank customers, ensuring compatibility with YES Bank products.
  10. Enhanced Banking Experience: With YES Robot, YES Bank aims to enhance the overall banking experience, providing convenient and efficient banking services.

6. IndusAssist 

Bank conveniently with IndusAssist on Amazon’s Alexa. Enable the skill to effortlessly manage your finances by checking account balances, transferring funds, paying Credit Card bills, and more – all through simple voice commands. Simplify your banking experience today.

  1. Voice-Activated Banking: IndusAssist offers voice-activated banking services through Amazon’s Alexa, ensuring convenience for users.
  2. Account Balance Checking: Easily check your account balance using voice commands with IndusAssist on Alexa.
  3. Fund Transfers: Transfer funds seamlessly by speaking to Alexa through IndusAssist, simplifying financial transactions.
  4. Credit Card Bill Payments: Pay your Credit Card bills effortlessly with IndusAssist on Alexa, eliminating the need for manual payments.
  5. Skill Activation: Enable the IndusAssist skill on Amazon’s Alexa to start enjoying its banking functionalities.
  6. Secure Banking: IndusAssist ensures secure banking transactions through Amazon’s Alexa platform, prioritizing user safety.
  7. Convenient Financial Management: With IndusAssist, managing your finances becomes more convenient and accessible through voice commands.
  8. Effortless Banking: Enjoy effortless banking with IndusAssist’s intuitive interface and seamless integration with Alexa.
  9. 24/7 Access: Access banking services anytime, anywhere with IndusAssist on Amazon’s Alexa, providing round-the-clock assistance.
  10. Simplified Banking Experience: IndusAssist aims to simplify the banking experience, offering a user-friendly interface and efficient voice-activated services.

Future of Finance Chatbots in India

The Indian finance chatbot market is poised for exponential growth, driven by increasing adoption by banks and fintech companies. As these chatbots continue to evolve, we can anticipate the following developments:

  • Enhanced Personalization: Chatbots will leverage AI to understand individual financial needs better, providing hyper-personalized recommendations and advice tailored to each user.
  • Seamless Integration: Chatbots will integrate seamlessly with core banking systems and other financial platforms, enabling end-to-end transaction capabilities and a smoother user experience.
  • Advanced Security Measures: Security protocols will be further strengthened to ensure the safety and privacy of user data, instilling trust among customers.
  • Wider Language Support: Chatbots will become multilingual, catering to the diverse linguistic landscape of India and expanding their reach to a broader audience.


The top 6 finance chatbots in India are at the forefront of transforming the banking experience, offering a blend of convenience, accessibility, and efficiency. From providing basic information to personalized advice and facilitating transactions, these AI-powered assistants are redefining the way people manage their finances. As technology continues to advance, these chatbots are poised to play an even more significant role in shaping the future of Indian finance, making banking services more accessible and inclusive for all.

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