Axis Bank Select Credit Card Review –SELECT Credit Card is mainly focused to provide Fantastic Benefits for Travel, Shopping, And Lifestyle Purchases. It is a premium-level Axis Edge Reward Points Based Card for Individuals. This card is available for both Self-Employed and Salaried applicants who want a premium card with amazing Gifts. It could be the perfect card for you to choose from. It is quite popular for its Providing great discounts on food, Entertainment, and groceries.
As a Welcome Gift, it offers Amazon E-Voucher for up to ₹2000 on your first transaction by using the card. moreover, it offers reward points for each spend. The primary cardholder can earn upto 10 Axis Edge Reward Points on each spend of ₹200 or Above. As I Already Said, it mainly focuses on shopping, it allows the cardholder to get 2X Axis EDGE Points on Daily Retail Shopping per ₹200 or up spends.
Apart from its Cashback and Benefits, it offers plenty of insurance coverage for the primary cardholder. It has upto 2.5 Crore Air Accident cover and it offers upto 1 lakh Purchase protection cover. Furthermore, it has a few more covers on travel related. it allows you to get USD500 As a cover for Loss of Travel Documents, Delay of Checkin-Baggage, And Loss of Check-In Baggage.
Through this blog, we are going to provide you with a review of Axis Bank Select Credit Card, it will be answered your queries such as Benefits, Gifts, limits, Annual Charges, And Features.
The benefits And Review of Axis Bank Select Credit Card
Table of Content
- The benefits And Review of Axis Bank Select Credit Card
- Axis Bank Select Credit Card Highlight Factors
- What Are The Axis Bank Select Credit Card Offers And Benefits
- Discounts And Cashback
- Short List of Card Features
- How to Use Reward Points Redemption
- What Are Card Charges and Fees
- What Are the Eligibility Criteria For Select Credit Card AXIS BANK?
- FAQ
- Other Popular Credit Cards
Axis Bank Select Credit Card Highlight Factors
| Points | Description |
|---|---|
| Card Type | Premium Type Reward Points Based Card |
| Best Suitable | Travelling, Self-Employed, Salaried Person, And Daily Shopping |
| Card Benefits & Features | – Up To 6 Complimentary International Airport Lounge Access – Amazon Voucher upto 2000 on First-Time Card Usage – 2 Free Domestic Airpot Lounge Access – Up To 6 Complimentary Golf Course Access Per Year – 1% Fuel Refund on Refueling across fuel stations in India – 20% OFF on Partner Premium Restaurants across India |
| Rewards Points | – You can earn upto 10 Axis EDGE Reward Points on shopping to ₹200 or above – On Retail Purchasing, it offers to earn 2X AXIS EDGE Points on ₹200 OR more. |
| Milestone | – As A Milestone Benefit, it offers 5000 Axis EDGE Reward Points on Total transactions of 3 lakh or more in the previous 12 months. – You can get the benefit of a Complete annual fee waiver if you spend upto 6 lakh in its anniversary year |
| Discounts | – 20% Instant Discount on Minimum Purchase ₹2000 on shopping from BigBasket Grocery App (Once a Month) – 40% Discount on Swiggy Maximum Purchase upto ₹200 (Twice Per Month) – On First Ticket Purchase it offers ₹300 OFF On the Second Ticket booking On BookMyShow App (Once a month) |
| Renewal Offer | Renewal offers on BigBasket, BookMyShow, And Swiggy App. As an Annual Benefit, it offers Priority Pass membership renewal on spending upto 3 lakh per year |
What Are The Axis Bank Select Credit Card Offers And Benefits
This is one of the best Premium Type Credit Card By AXIS Bank of India. it offers several types of Welcome gifts, cashback, reward points, Travel related benefits, and Discounts. It provides worth upto 2000 Amazon E-Gift Vouchers on First Usage for your card. It is Premium ONE, Therefore, to get this card, you must have to Net Income Upto 9 Lakh Per Annum.
As Cashbacks or Reward Points on Shopping, it offers to get 10 Axis Bank Edge Reward Points on shopping of ₹200 or Above. Moreover, it offers 2X Edge points on All Retail Shopping.
Whenever you travel, must hold the card to get these benefits, it offers Free 2 Domestic Airport lounge access and complimentary Priority memberships Upto 6 International Airport lounge Access which is worth upto $99. As A Cover, it offers upto 2.5 Crore Air Accident Cover.
It is mainly Popular For Discounts on Daily Lifestyle Such as –
- 20% Discounts on BigBasket on Upto ₹2000 Grocery Shopping
- 40% OFF on Swiggy on Daily Food Ordering
- As a Movie Tickets benefit, it offers ₹300 off on a Second Movie Ticket booking.
- 1% Fuel Discount Refund on refueling across Indian fuel stations
- 20% Discount on Partner of AXIS Bank Premium Restaurants in India
The Axis bank Select Credit card Joining charges & Annual Fee for this premium card is ₹3000 + GST and It is free for Burgundy.
Discounts And Cashback
| Reward Points & Cashback On Card | Explanation |
|---|---|
| Complimentary Gifts | – Upto 6 Complimentary Priority Pass Visits on Airport lounge access – Upto 6 Complimentary Golf Rounds each Year. – Additional 3 Complimentary Golf Rounds For Spending 3 lakh and above – 2 Domestic Airport Lounge Access |
| Restaurant Dining Benefits | 20% Instant Discount for Partner Restaurants Across India |
Short List of Card Features
How to Use Reward Points Redemption
To Convert your all earned Axis Edge Reward Points, you can redeem them by Browsing the Axis Edge Rewards Catalogue Page. or you can download the App of Axis bank to use the option of redeeming reward Points.
you can convert it into –
- Instant E-Vouchers
- Products
- Privilege Card
- Lifestyle & Wellness Vouchers
- Electronic Products and its Accessories
What Are Card Charges and Fees
| List of Charges | Overview |
|---|---|
| Welcome Benefits | Upto 2000rs Worth of Amazon E-Gift Vouchers on the First Transaction of the card – it will send you card registered mobile number |
| Annual Fees on The Card | ₹3000 + GST (*No Annual Charges for Burgundy) |
| Joining Charges | ₹3000 + GST (*No Annual Charges for Burgundy) |
| Finance Fees(Interest) | 3.6% per month which will be around 52.86% per Year |
| Late Payment Fee | ₹100 To ₹1000 Depends on Due Total Payment |
| Add-on cards | Free |
| Rewards redemption | Axis Edge Rewards Catalogue Webpage (AXIS Bank Official Website) |
| Foreign Currency markup | 3.50% of the transaction value |
| Over Limit Charges | 2.5% of the Total over-limit amount |
| Cash Withdrawal Charges | 2.5% of the total cash amount |
What Are the Eligibility Criteria For Select Credit Card AXIS BANK?
The card is available if you are just 18 Years. both applicants self-employed or Salaried Individuals can apply the application for this card. It is eligible for both Resident and Non-Resident Indians. the common things that must follow to be fully eligible for the card. you must have a 750 and above great credit score and a monthly stable income to get this Premium-Type Card. Last but not the least, you must have a Net Annually Income Upto ₹9 LAKH.
| Eligibility Criteria | Overview |
| Only For | Salaried Applicants and Self-Employed *Businessmen Applicants |
| Your Age Must Be | 18 Years to 70 Years |
| Minimum Annual Net Income | ₹9 Lakh |
Bank will ask you few Govt Approved Identity, Address Proofs to Complete the verification for the card. moreover, You must have to provide Income Proof such as Monthly Salary Slips, ITR, And Form 60.
FAQ
Select Credit Card is one of the luxury premium cards for individuals. it is a premium type Edge Cashback points-based card issued by AXIS Bank. it mainly focuses to provides cashback and complimentary benefits on Travel, Grocery, and lifestyle spending. Moreover, as A Cashback Reward point on Daily Purchasing, it offers 2X Axis EDGE Cashpoints on All Retail shopping and 10 Reward points on All Other shopping. moreover, it is available for those who earn 9 Lakh or Above Annually.
As per Axis Bank’s official website, there are two Helpline numbers 1860 419 5555 & 1860 500 5555 to find your solution related to axis bank’s credit card and their services.
Other Popular Credit Cards
We hope you get answers to your queries related to the Axis Select Credit Card. if you have any additional queries we love to listen and find answers for you. comment down below. and don’t forget to share this review on social media with friends and family.
