Axis Bank Neo Credit Card Review – Benefits, Charges, Limit

Axis Neo Credit Card Review – Axis bank offers really Amazing Features packed and low-maintenance charges Credit cards, in the amazing list we found Neo Credit Card. it is a Entry-Level Credit card. it allows getting plenty of Discounts and Reward Points on deals. Above All, it has very low Annual membership charges of ₹250 per year.

As an Activation benefit, it offers up to ₹250 Amazon Gift E-vouchers for shopping, A Grocery app blinkit Voucher worth ₹250. moreover, it also offers 6 Months Free Subscription on the First Spending within starting 30 days on the Pharmeasy App.

It is quite popular for Zomato’s 40% Flat Discount on Food Bills. this card is quite beneficial for you in the Online Shopping category.

Apart From This, it also allows getting 5% Off through Utility Bill Payments on Amazon Pay. such as Mobile Recharge, DTH Payments, Electricity Bill, and Water Bill.

it could be one of the features and benefits packed card issued by Axis Bank for Both Salaried and Self-Employed Individuals. As per the value chart of Neo Card, it allows getting upto ₹11,129 Annually Benefits.

Through this Article, we are going to share with you a brief review of the Axis Neo Credit Card which can find all solutions to your queries related to the Axis Neo Credit Card. for instance, limit, airport lounge access, benefits, charges, eligibility and more.

The benefits And Review of the Axis Neo Credit Card

Table of Content

Axis Bank Neo Credit Card Highlight Factors

Card TypeBeginner Level
Best SuitableOnline Shopping, Self-Employed, And Salaried Person
Card Benefits &
– 5% Off on Utility Bill Payments on Amazon Pay Service such as Mobile Recharge, DTH, Water and Electricity Bill Payments. Capped on ₹150 per Order
– 40% OFF On Food Ordering on Zomato App (Capped on ₹120 per Order)
– 10% OFF on Blinkit App Upto ₹250 OFF on Spends upto ₹750 (Once Per Month)
– The Discount of 10% Every purchase on Myntra Fashion App (Only Minimum Shopping of ₹500)
– 10% OFF on BookMyShow Movie Ticket booking (maximum ₹100 benefit)
– 15% Discount on Dining Partner restaurants of Axis Bank
Reward Points or CashbacksThe cardholder can earn 1 Edge Reward Point on Each ₹200 and Above Spends
Welcome Gift– Get Up To 6 Month Subscription of PharmEasy App on First Spends within First 30 Days of Activation
– Get Worth Up to ₹250 Amazon Gift Voucher
– Zomato Voucher Worth Upto ₹200
– Blinkit App Gift Voucher Worth Up To ₹250
Subscriptions– Zomato Pro Subscription
– 6 Month Subscription of PharmEasy App
Note – All Welcome Benefit will send to your Credit card registered mobile Number within 60 Days

What Are The Axis Bank Neo Credit Card Offers And Benefits

This Image has full credit to Axis Bank

Axis Bank Neo Credit Card is an entry-level Reward Points-based card for newbies. it allows getting a 10% Flat Discount on Popular Online Brands Such as Myntra, BookMyShow, and Blinkit Grocery App. it is quite popular for its Discount of 40% on Food ordering using the Zomato App.

It comes with all Additional Axis Bank Features such as –

  1. Dining Delight Benefit 15% off on Premium Partner Restaurants in India
  2. Zero Lost Card Liability Feature
  3. Embedded EMV Certified Secure Contactless Payment Method
  4. Activation Benefit Gift Vouchers And Free Subscriptions
  5. Reward Points on Offline/Online Shopping
  6. Customer-friendly services 24/7 helpline
  7. Smart EMI Support

it could be a fantastic card for you for saving, getting reward points, Gift Vouchers, and Free Subscription. it has just a ₹250 Annual Membership charges.

Discounts And Cashback

Reward Points & Cashback On CardExplanation
Instant Discount40% Instant Discount on Zomato App on Food Ordering all over India (Capped at ₹120 per order)
Restaurant Dining Benefits15% Discount on All Partner Restaurants of Axis Bank in India (Max ₹500 Discount on up to ₹1500 dining bill)
Bill Payment Benefits5% OFF On Utility Bill Payments such as Mobile, DTH, Electricity, And Water (Only Amazon Pay App Use)
Zero Lost Card LiabilityFully Protected With
Discounts On Brands– 10% OFF on Blinkit Grocery App (₹250 Value)
– The Discount of 10% on the Myntra Online Fashion app on shopping upto ₹500
– 10% Flat OFF on BookMyShow Movie Ticket booking
– 40% Discount on Zomato App on Code of: “AXISNEO” (Twice A Month)
Domestic Airport Lounge Access LimitNo Any
International Lounge Access LimitNo Any
Offline CashbackIt allows to earn 1 Edge Reward Points on each purchase up to ₹200.

Short List of Card Features

Additional FeaturesDescription (Details)
Entertainment Benefits10% OFF on BookMyShow Movie Ticket Booking (Max ₹100 Benefit)
EMI FacilityIt supports Smart EMI Feature, The primary cardholder can convert their Big Spends up to ₹2500 or Above In 3/36 Monthly Easy EMI.
Contactless PaymentIt support Secure EMV Certified Contactless Chip for Transactions

Set Card Control
Use Axis Bank App For Set and Control Limit of your Every Axis Bank Credit card including neo card
Foreign Currency Mark up3.50% of the transaction value

How to Use Reward Points Redemption

Axis bank offers Edge Loyalty Rewards Catalogue To redeem your earned reward Points To Vouchers, Mobile, Products, Travel, Gifting, and more. it allows to change your points into 500+ Rewards and Offers.

What Are Card Charges and Fees

List of ChargesOverview
Welcome BenefitsAs a Welcome Gift, ₹250 E-Voucher of Amazon Pay, a BlinKIT App Gift Voucher of up to ₹250, and 6 Month’s Subscription to Pharmeasy App
Annual Fees on The Card₹250 And GST Taxes
First Year Fee₹250 And GST Taxes
Joining Charges₹250 And GST Taxes
Finance Fees(Interest) – 3.4% Per Month
– 49.36% Per Year
Late Payment Fee₹500 To 1200 will be the late payment charges as per total Remaining Overdue Payment
Cash withdrawal fee
2.5% of the withdrawal transaction value
Add-on cardsFree
Rewards redemption charges– Yes
– Axis Edge Rewards Program on the official website of Axis Bank

What Are the Eligibility Criteria For Neo Credit Card By Axis Bank?

As per Axis Bank’s official website, the applicant must be between 18 to 70 Years to get this card. moreover, the primary cardholder has a Good Credit score and Stable Income. The Minimum Salaried Required for Axis Bank Neo Credit card is ₹25000 and Above.

The Salaried and Self-Employed can apply for the card by using the Axis Bank Website, or App or visiting the nearest branch of Axis bank in your city.

Eligibility CriteriaOverview
Only ForSelf Employed, And Salaried Applicants
Your Age Must Be18 to 70 years
Minimum Salary Requirement₹25,000

Bank will ask you few govt approved documents in Video KYC Or In-Person KYC, Such as Identity Proof, Address Proof, And Income Proof. below, we mention the list of documents that you provide to the bank to complete the KYC for approval for the card.

Airtel Axis Bank Credit Card Eligibility
Axis Bank Neo Credit Card Eligibility


What is the Axis Bank Neo Credit Card?

Axis Bank Neo Credit Card is a Low-End Level card for online shopaholic individuals. it allows getting plenty of discounts on popular brands such as Zomato, Blinkit, BookMyShow, And Myntra. it provides worth upto ₹250 Gift vouchers as a welcome benefit. it mainly focuses to provide discounts and cashback on online shopping. the annual charge is just ₹250 per year.

What Is the Axis Bank Neo Credit Card Customer Care Number?

1800–103–5577 is a toll-free helpline contact customer care number to get help and solve your queries related to Axis Bank Credit cards.

Other Popular Credit Cards By AXIS Banks

ListAXIS Bank Credit Cards List
1Axis Bank Select Credit Card Review – Benefits, Annual Fees, limit
2My Zone Credit Card Axis Bank Review – Charges, benefits, eligibility
3Axis Bank Ace Credit Card Review – Benefits, Eligibility, Apply
4Flipkart Axis Bank Credit Card Review – How to apply, charges
5Airtel Axis Bank Credit Card Review – Charges, Benefits, Apply

we hope you will like the review to Axis Bank Neo Credit Card. do share on social media handles and with your friends and closest family members. if you have any queries related to credit cards, we love to hear and find solutions for you. comment down below or you can Mail us at

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Naman Parmar professionally known as Nanne Parmar is an Indian Internet entrepreneur, financial expert, referencing expert, and investor. He’s the man who started NE Factory And PriceMint. He has more than four years of experience in the financial technology industry.

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