Axis Bank Insta Easy Credit Card Review – Axis Bank Insta Easy Credit Card is a convenient and secure way to manage finances. It offers a range of benefits including eligibility, charges, FAQs, and the ability to get a fixed deposit. Eligibility is based on the applicant’s credit score, income, and other factors. Charges are based on the type of card and the amount of credit limit.
FAQs provide answers to common questions about the card and how to use it. Finally, customers can get a fixed deposit to secure their finances with Axis Bank Insta Easy Credit Card. With this card, customers can enjoy the convenience of managing their finances with ease.
Table of Content
- Table of Content
- Axis Bank Insta Easy Credit Card Highlights Points
- What Are The Axis Bank Insta Easy Credit Card Features And Benefits
- The benefits of Insta Easy Credit Card
- The Eligibility Criteria For Axis Bank Insta Easy Credit Card
- The Charges And Fees on Insta Easy Credit Card
- How to Apply For Axis Bank Insta Easy Credit Card
- Conclusion
- Frequently Asked Questions
- Popular FD-Based Credit Cards
Axis Bank Insta Easy Credit Card Highlights Points
| Feature | Details |
|---|---|
| Type | Secured credit card |
| Fixed Deposit | Required with Axis Bank |
| Interest-Free Period | 50-Day Free Credit |
| Credit Limit | Up to 80% of the fixed deposit amount |
| Interest Rate | Lower than regular credit cards |
| Annual Fee | Rs. 500, waived off with regular usage and good credit history |
| Rewards Program | Earn reward points for every transaction made |
| Reward Redemption | Redeem reward points for gifts, vouchers, and merchandise |
| Other Benefits | Fuel surcharge waivers, discounts on dining, shopping, and travel, access to exclusive events and offers |
| Credit Score | Credit limit, interest rate, and other features may vary depending on credit score and history |
What Are The Axis Bank Insta Easy Credit Card Features And Benefits
Axis Bank Insta Easy Credit Card Against Fixed Deposit is a unique credit card offering from Axis Bank that allows customers to enjoy the benefits of a credit card without having to pay any annual fees. This credit card is linked to a fixed deposit (FD) account and provides a revolving line of credit based on the balance in the FD account.
Customers can use their Insta Easy Credit Card to withdraw cash from any ATM, make purchases at any merchant outlet, and even pay bills online. The card also provides customers with a range of discounts and offers on various products and services.
It allows users to cash withdrawals up to 100% of their total credit limit. Moreover, to get this card, you have to open a Fixed Deposit of a Minimum amount of Rs. 20,000; And a Maximum of Rs. 25,00,000.
The benefits of Insta Easy Credit Card
- The secured credit card requires a fixed deposit with Axis Bank
- Credit limit up to 80% of the fixed deposit amount
- Lower interest rate compared to regular credit cards
- The annual fee of Rs. 500, may be waived OFF with regular usage and good credit history
- Rewards program to earn reward points for every transaction made
- Reward points can be redeemed for gifts, vouchers, and merchandise
- Fuel surcharge waivers, discounts on dining, shopping, and travel
- Access to exclusive events and offers
- Credit limit, interest rate, and other features may vary depending on credit score and history
The Eligibility Criteria For Axis Bank Insta Easy Credit Card
In order to be eligible for the Axis Bank Insta Easy Credit Card, applicants must meet the following criteria:
| Eligibility Criteria | Details |
|---|---|
| Age | Minimum age of 18 years |
| Nationality | Be a resident of India |
| Employment | Salaried or Self-employed |
| Fixed Deposit | Must have a fixed deposit with Axis Bank |
| Fixed Deposit Amount | Minimum FD of Rs. 25,000 And Max. Rs. 25,00,000 |
| Credit Score | No credit score preferred |
| Income | Minimum income criteria may apply |
| Other Requirements | KYC documents, address proof, and identity proof required |
The Charges And Fees on Insta Easy Credit Card
| Charges and Fees | Details |
|---|---|
| Annual Fee | Rs. 500 (waived off with regular usage and good credit history) |
| Finance Charges | 2.5% per month (30% per annum) |
| Late Payment Fee | Rs. 300 – Rs. 700 |
| Over Limit Fee | 3% of the over limit amount (min. Rs. 500) |
| Cash Advance Fee | 2.5% of the transaction amount (min. Rs. 250) |
| Foreign Currency Transaction Fee | 3.5% of the transaction amount |
| Card Replacement Fee | Rs. 100 |
| Duplicate Statement Fee | Rs. 100 per statement |
| Payment Dishonor Fee | Rs. 300 per instance |
| Outstation Cheque Fee | Rs. 50 per cheque |
| GST | Applicable as per government regulations |
How to Apply For Axis Bank Insta Easy Credit Card
To apply for an Axis Bank Insta Credit Card Against Fixed Deposit you will to have a fixed deposit account with the bank. You can open a fixed deposit account online or at any of the bank’s branches.
Once you have opened the account, you will need to provide the bank with your KYC documents and other relevant information.
Once your account is opened, you can apply for a credit card. You will need to fill out an application form, which can be done online or at any of the bank’s branches.
You will need to provide your personal details, income details, and other relevant information.
Once your application is approved, you will be issued your credit card. The card will be linked to your fixed deposit account, and you will be able to use it to make purchases and withdraw cash up to the limit of your credit card.
Conclusion
Axis Bank Insta Easy Credit Card Against Fixed Deposit is a great way to make the most of your savings. With a wide range of benefits and rewards, this card offers customers the flexibility to use their funds as they wish.
Customers can enjoy a host of exclusive offers, discounts, and AXIS Edge rewards on their purchases, making it an ideal choice for those looking to maximize their savings. With its low-interest rate and no annual fee, this card is a great way to get the most out of your money.
Frequently Asked Questions
The Axis Bank Insta Easy Credit Card is a credit card offered by Axis Bank. It is designed to make your everyday purchases more convenient and it allows beginners to build their credit scores fast. With the card, you can get reward points, and discounts on your purchases.
You have to open fixed deposit account online or at any of the bank’s branches to get the Axis Bank Secured Credit cards.
Popular FD-Based Credit Cards
| FD Secured Cards | Description |
|---|---|
| SBI Unnati Credit Card Review | No Annual Charges For 4 Years And The credit limit is up to 80% of the fixed deposit amount. |
| Kotak 811 Dream Different Credit Card | it is one of the best FD Based credit cards for those Who have no credit history. |
| ICICI Platinum Credit Card Review | For Get this card, you must have to do a Fixed Deposit (FD) of the minimum amount of 20,000 for at least 180 days |
| Top 8 Student Credit Card in India | Student credit cards are an important financial tool for college students. They offer the chance to build a credit history |
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