Amazon Pay ICICI Credit Card Review – Eligibility, Apply, Benefits

Amazon Pay ICICI Credit Card Review
Amazon Pay ICICI Credit Card

Name: Amazon Pay ICICI Credit Card

Description: Amazon Pay ICICI Credit Card is a new entry-level credit card. it is more beneficial for amazon's loyal customers. it offers a flat 5% of the rewards points or cash back to amazon prime consumers with no annual fee or extra hidden charges.

3.9
3.9 of 5 stars 1 review
  • Fee
  • Cashback
  • Discounts
  • Travel
  • Online Shopping

Summary

Amazon cooperates with ICICI Bank to issue this credit card. Amazon Pay ICICI Credit Card Entry-Level reward points credit card is overall good for daily purchases by individuals.

User Review
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Pros

  • No Joining And Annual is Good
  • Unlimited Reward Point for users is Decent
  • No Expiry on Reward points is impressive
  • Good For Shopping to Amazon India
  • Decent Customer Support

Cons

  • 5% Cash back only For Prime members
  • Only Invitation option to get the card
  • No Free lounge access

What is Amazon Pay ICICI Credit Card? ICICI Bank issued an entry-level credit card cooperating with Amazon India. it comes with a zero joining fee and annual fee. it offers rewards points on purchases through amazon and partner merchants. moreover, it offers 1% reward points on any other transaction outside of amazon.

To get the full advantage of the reward points, an individual will have to take a subscription to amazon prime. For non-prime clients, it offers a normal 3% reward point on spending through amazon.

Once you took a subscription to prime, it will upgrade your 3% reward points to 5%. The amazon pay credit card offers free lifetime earning of reward points on deals.

The User earned percent of reward points is directly reflected in the amazon pay account on monthly basis. moreover, it is a good benefit to have this credit card for amazon’s loyal customers.

The Customer earned reward points will reflect the form of amazon’s pay balance.

Amazon Pay ICICI Credit Card Charges (Fee are required)

Charges listDetails
Annual FeeNo Annual Fee (Free For Lifetime)
Joining FeeNo Joining Fee Are Required
Add-on Card ChargesIt’s Free
Finance Charges (interest)it’s around between 3.5% to 3.8% Per Month
Late Payments FeeUnder ₹100 Not Charges are applicable
Up to ₹100 overdue payment fees are necessary to pay,
Between ₹101 to ₹500 – Fee is Flat ₹100
Between ₹501 to ₹5,000 – Fee is Fix at ₹500
in the middle of ₹5,001 to ₹10,000 – Fee is the ₹750
Between ₹10,001 to ₹25,000, – Fee is ₹900
Between ₹25,001 to ₹50,000 – Fee is ₹1000
Up to ₹50,000 – Fee is ₹1,200

Amazon Pay ICICI Credit Card Feature you get

Amazon Pay ICICI Bank Credit Card has offered ₹1600 welcome reward points benefits to clients. the meaning of Reward point 1 = ₹1. it provides default 1% cash back on each and every other spent. for traveling, it offers 2% of the cashback on a flight, bus, train booking through amazon pay partner merchants.

it is beneficial for traveling, movie tickets, recharge, DTH, Food, Gas every spent that individuals make in their daily lifestyle. Above All, it also offers to save 1% in refueling the vehicle.

Amazon Pay ICICI Credit Card

Cash back or Reward Points

Amazon Prime MembersIt offers 5% reward points or Cash back on every purchase through the Amazon India website.
Non-Amazon Prime UsersIt offers 3% Cash back on any spending through the Amazon India site.
Amazon Pay it offers 2% reward points on bill payments through Amazon Pay
Partner Merchantsit offers 2% reward points on the flight, bus, train booking, Recharges, entertainment, etc
Other any Purchasesit offers Flat 1% Rewards points (Cash back) to your purchases anywhere.

It enables Five Percent of the rewards points only for amazon prime members. moreover, For non-prime users, it offers 3% cash back on every deal.

if you do payments through Amazon Pay, you will earn 2% rewards points on every payment.

Amazon cooperates with greater than a hundred merchants. you can get 2% rewards on every deal you make through partner merchants by using Amazon Pay.

  1. Yatra.com (2% Cashback)
  2. Faaso’s (2% CASH BACK on Food)
  3. Haptik
  4. FreshMenu
  5. Niki.Ai
  6. TicketNew
  7. Ridlr
  8. Café Coffee Day
  9. Book my Show (2% Rewards on movie Tickets)
  10. redbus (Cash back around 2%)

For any other purchases outside amazon services, it offers Flat 1% Cash back (Reward points).

Other Advantages on the Amazon ICICI Cash back Credit Card

it comes with several advantages, reward points, No Cost EMI, Culinary Treats, Fuel purchasing savings, etc

Restaurants offer – it offers 15% off on dining bills with cooperation restaurants across India. To get the concession, you have to near your Credit card while paying for the restaurant’s food bill.

Fuel Discount – It presents a 1% Waiver on refueling any fuel station in India.

Security – The card comes with a new embedded microchip for more safety from duplication.

EMI – it offers no-cost EMI (Equated monthly installment) on the 3 To 6 Months tenure of the deal through shopping on Amazon however, you have to buy products that price up to 3000 to Get a No-Cost EMI benefit. moreover, it does not offer any reward points on EMI deals.

Amazon Pay ICICI Credit Card limit – it offers no expiry date on rewards that you earned on deals. moreover, it provides no limit on earning reward points.

Who is Eligible For This Reward Points Amazon Pay ICICI Credit Card (Eligibility)

To apply for the amazon pay credit card, The primary individual has age must be in the middle of 18 to 60. moreover, the person should be an Indian resident or a non-resident.

it is accessible for both salaried and self-employed.

For Salaried PersonThe Salaried Person can apply whose salary is around ₹25000 or more.
For Self-EmployedThe Self-Employed or Businessmen can apply whose income is around ₹30,000 or more.

Also, there are other criteria are necessary to approve the application of credit card –

  1. A Good Credit Score between 700 To 750 is required.
  2. The stable monthly income required
  3. income Pay stub statements necessary.

Click Here For the Necessary Documents Must be Required List

Answered: How to Apply For Amazon Pay ICICI Credit Card with step by step process

It has only one way to apply for this credit card. you have to browse amazon in.

here is the step by step process to get this card –

  1. Go to the official marketing page of the credit card through google. or you can open amazon app and search the Card Full name.
  2. Now, you have click on Apply Now to start process.
  3. you have fill the information of your identity (Personal Information)
    • Your Full name (Govt Approved Documents Name)
    • Gender, Family, And Marriage etc.
    • You have to enter your Full PAN Card Digit and alphabetic number
    • Also, Aadhaar Number is must (type the number)
    • You have to enter the phone number that linked with your aadhar card
  4. Provides your career information
    • choose you career
    • Enter your around salary
    • Your Company Name (If you self-employed or Businessman)
  5. Fill your address
  6. ICICI Bank offer two ways to Complete your KYC.
  7. You can choose Video Call or You can go with Doorstep Verification
  8. Complete your KYC And Get Delivery of your card to your hands

Documents are required (Video Call or In-Person Verification)

Video KYCIn-Person Verification (Person visit to your given address)
original PAN card copy is required And Adhaar CardYour DOB Confirmed govt. document required like Adhaar card, PAN Or Driving License
The agent will ask related questionsFor salaried – Latest Salary Slips (Not older than 3 months), Latest ITR, and income computation statement are required if you’re self-employed
5 Min Process to Complete your KYCit lastly 10 min process to complete the KYC
Video Credit To Amazon India

Answered: Here is the number of Amazon ICICI Credit Card Customer Care

The ICICI Bank offers 24-hour customer support through helpline care. you can manage, track and know your transaction through on a call.

Customer Care Number Across India1860 120 7777

In Conclusion

in conclusion, it is a new entry-level credit card issued by ICICI bank that is a good option for people who don’t want to pay an annual fee or joining fee. The charges and reward points may be a decent reason to choose a credit card. the 1% reward points on any other transaction is maybe an average compared to more similar credit cards. Above All, to get good cashback from amazon India this is really the best option to choose.

check out this article alternative of this card – Flipkart Axis Bank Credit Card Review – How to apply, charges

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