Airtel Axis Bank Credit Card

Anyone in India can get the Airtel Axis Bank Credit Card, even if you don’t use Airtel products. It’s a great way to save on everyday purchases! They offer bonuses for new cardholders, cashback on your spending, free access to airport lounges in some places, and even waiving extra gas fees. Plus, getting approved is quick and easy.

Depending on your credit history, you could have a credit limit of up to ₹5 lakhs and save up to Rs.18,000 back each year. This credit card makes paying with plastic a breeze and helps you keep more money in your pocket!

Airtel Axis Bank Credit Card Benefits

  • Enjoy 4 complimentary airport lounge accesses per year.
  • Convert transactions of ₹2500 or above into monthly EMIs.
  • Experience contactless payments for added security.
  • Set card limits easily using the Axis Bank app.
  • Avail a 3.5% foreign currency markup.
  • Get an annual fee waiver by spending more than ₹2 Lakhs per calendar year.
  • Receive up to 15% off at partner restaurants.
  • Enjoy a 1% fuel surcharge waiver.

Cashback

  • Get up to 25% cashback on Airtel postpaid bills, Wi-Fi, DTH, and more. 1Cashback Terms & Conditions – Airtel Axis Bank Credit Card Website: Axis Bank Category: PDF
  • Earn 10% cashback on utility bill payments like gas and electricity.
  • Enjoy 10% cashback on orders from Swiggy, Zomato, and BigBasket.
  • Receive 1% cashback on all other spends.
  • Access exclusive 20% discounts on dining bills at partner premium restaurants.
  • Experience seamless cashback redemption via the Airtel Thanks app.

Reward Points Redemption

You don’t need to do anything to get your cash back! The points you earn are automatically applied to your monthly credit card bill. This means you’ll see a reduction in your next statement. It’s that simple!

Charges

ListOverview
Annual Charges₹500
Joining Charges₹500
Interest Rates3.6% each month (Total 52.86% Annually)
GSTApplicable on charges
Late Payment Fee₹500 TO ₹1200 Depending on the total due payment
Add-on cardsFree
Rewards redemptionAutomatic settle in Monthly Credit Card Statement

Airtel Credit Card Eligibility Criteria

  1. Eligible for businessmen, self-employed individuals, and Airtel users.
  2. Age requirement: 18 to 70 years old.
  3. Salaried applicants must have a minimum salary of ₹20,000.
  4. Self-employed applicants must have an annual income of ₹3.5 Lakhs or above.
  5. stable monthly income
  6. with a good credit score of around 750 or above.
  7. check Credit Card Eligibility Checker here

Documentation

  1. A PAN card photocopy is required.
  2. Proof of income: payslip, bank statement, Form 16, or IT return copy is needed etc
  3. Residence proof: Passport, Driving License, Voter ID, Aadhaar card etc
  4. Identity proof: Passport, Driving License, Voter ID, Aadhaar card, PAN card etc
  5. Additional documents may be requested based on the applicant’s case.

How to Apply For Airtel Axis Bank Credit Card

  1. Download the Airtel Thanks app. This is the easiest way to apply.
  2. Head to the “Shop” section. Look for the shopping cart icon.
  3. Tap on Airtel Finance. This is where you’ll find credit card options.
  4. Choose the Airtel Axis Bank Credit Card. It should be easy to spot.
  5. Fill out the quick application. They’ll ask for basic info like your name and address.
  6. Snap some pictures with your phone. You’ll need to upload photos of your ID and other documents.
  7. Double-check everything. Make sure there are no mistakes before submitting.
  8. Hit submit and wait to hear back. The bank will review your application.
  9. Keep an eye out for updates. They’ll let you know if you’re approved.
  10. Get your card and activate it! Once approved, follow their instructions.
  11. Start using your card and enjoy the benefits! Earn cash back and more.
  12. Track your spending and pay your bills on time. This is key to keeping your credit score healthy!

FAQs

  • How do I check my billing cycle and due dates for the Airtel Axis Bank Credit Card?

    Here’s how to find your billing cycle and due dates:1. Access your online account: Utilize the Axis Bank mobile app or website to view your billing cycle information.2. Set up reminders: Consider setting alerts to ensure timely payments and avoid late fees.3. Contact customer support: If you need help understanding your billing cycle or due dates, don’t hesitate to contact customer service.

  • What should I do if I want to close my Airtel Axis Bank Credit Card?

    To close your card, follow these steps:1. Contact customer service: Reach out through the provided helpline number or visit your nearest Axis Bank branch.2. Settle outstanding balances: Ensure you pay off any remaining balance on the card before initiating closure.3. Follow closure procedures: The bank might require you to fill out a form or submit specific documents.

Article References

Nanne Parmar
Pricemint
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