SBI BPCL Credit Card

The SBI BPCL Credit Card is great for saving on fuel, especially at Bharat Petroleum pumps. ¹BPCL Credit Card Benefits PDF Website: SBI Card Category: PDF It was launched by the State Bank of India and Bharat Petroleum Corporation. You get 70 litres of fuel savings annually. Plus, it has a low annual charge, making it budget-friendly for fuel savers.

SBI BPCL Credit Card Benefits

Fuel Savings

• Maximum limit of Rs. 10,000 per billing cycle for fuel transactions on using this Credit Card
• No minimum threshold is required for fuel transactions.

Welcome Benefits

• Pay the joining fee, and get 2,000 Activation Bonus Reward Points worth Rs. 500.
• Points are credited after 20 days of joining fee payment.
• Use points instantly for fuel at BPCL outlets or the Shop n Smile rewards catalogue.

Value Back

• Get 4.25% value back on fuel purchases at BPCL pumps.
• equal in value earning 13X Reward Points.
• Maximum limit of 1,300 Reward Points per billing cycle.

Fuel Surcharge Waiver

• Get a fuel surcharge waiver of 3.25% + 1% on BPCL transactions up to ₹4,000.
• Maximum waiver of Rs. 100 per billing cycle.
• This equals an annual savings of Rs. 1,200.

Annual Fee Waiver

1. Spend ₹50,000 or more in the previous year to qualify for a fee waiver.
2. The annual fee of ₹499 is automatically reversed if the spending threshold is met.

Additional Features

1. Add-on Cards: Get additional cards for family members above 18 years old.
2. EMI Facility: Convert big purchases into monthly instalments with Flexipay, starting at Rs. 2,500.
3. Contactless Payment: Make fast and secure transactions by simply waving your card.
4. Worldwide Acceptance: Use your card at over 24 million outlets globally.
5. Utility Bill Payment: Pay electricity, telephone, and other bills easily with Easy Bill Pay.
6. Balance Transfer on EMI: Transfer outstanding balances from other cards for lower interest rates.
7. Control Features: Manage card limits and transactions via the SBI Card App.
8. VISA And RuPay Payment Networks Are Available For SBI BPCL Card. ²BPCL-VISA-Rupay T&C-Combined Website: SBI Card Category: PDF

Reward Points

• Earn 5X reward points on every ₹100 spent at groceries, departmental stores, movies, and dining.
• Capped at 5,000 points per month
• Get 1 reward point for every ₹100 spent on non-fuel retail purchases
• 1 reward point = Re. 0.25
• Four reward points equal Re 1.
• Instantly redeem points at select 1,200 BPCL petrol pumps with no minimum requirement

How to Redeem SBI BPCL Reward Points

1. Redeem points for items in the Shop n Smile rewards catalogue.
2. Earn reward points on every purchase.
3. Log in to SBI rewards to access redemption options.
4. Choose from a wide range of products and vouchers.
5. Select your desired item and add it to your cart.
6. Review your cart and proceed to checkout.
7. Confirm your redemption and enjoy your chosen reward.
8. Keep track of your reward points balance.
9. Explore more redemption options and maximize your rewards.

SBI BPCL Credit Card Charges

List	Overview
Annual Fee	₹499
Joining Charges	One-time payment of ₹499
Interest Rate	Default interest rate: 3.5% per month (42% annually)
Late Payment Fee	Between ₹400 to ₹1300 depending on the total overdue payment
Replacement Card	Between ₹100 to ₹250
Total Interest-Free Period	Up to 50 days
Add-on Cards	Nil
ATM Cash Withdrawal Fee	2.5% or ₹500 for domestic withdrawal

Eligibility Criteria

1. Occupation: Salaried individuals, professionals, and self-employed are eligible.
2. Residency: Must be a resident of India.
3. Age: between 21 to 65 years old
4. Add-on card: 18 years and above.
5. Minimum Salary Requirement: Annual income of at least ₹3.5 lakh
6. Credit Score: Must have a good credit score of up to 750.
7. Try Credit Card Eligibility Checker to find pre-approval

Documentation

• Proof of Identity: Aadhaar Card, Passport, Voter ID Card, etc.
• Proof of Address: Utility Bills, Aadhaar Card, Bank Statement, etc.
• Proof of Income: Salary Slips, Income Tax Returns, etc.
• Passport-size Photos: Recent color photographs.
• Application Form: Duly filled and signed application form.

How to Apply For BPCL SBI Credit Card Online

1. Head to the SBI Card website. You won’t need to go to a separate SBI Card Sprint website.
2. Find the BPCL Credit Card. Browse the SBI Card website for credit card options and find the BPCL card.
3. Check if you qualify. Make sure you meet the eligibility requirements before applying.
4. Click “Apply Now”. This will start the online application process.
5. Fill out the application form. Enter your basic information like name, date of birth, and occupation.
6. Provide contact details. Include your phone number and email address.
7. Upload documents. You’ll need scanned copies of your PAN card, address proof, and income proof (if required).
8. Review everything. Double-check all the information you entered and make sure the documents are uploaded correctly.
9. Submit your application. Once everything looks good, click “Submit” to send your application.
10. Track the status. You’ll receive a confirmation SMS and can track the progress of your application online.
11. Wait for a decision. SBI will review your application and let you know their decision.
12. Get your card! If approved, you’ll receive your BPCL SBI Credit Card and can start using it to enjoy the benefits.

FAQs

Article References

• 1
  BPCL Credit Card Benefits PDF Website: SBI Card Category: PDF
• 2
  BPCL-VISA-Rupay T&C-Combined Website: SBI Card Category: PDF